SOUTHBANK
The South Indian Bank Limited
Each stock's 10,000-path forecast, rendered as light.
The South Indian Bank Limited (SOUTHBANK) Stock Analysis & Case Study
Is SOUTHBANK a good buy? The data-driven verdict.
The South Indian Bank Limited (SOUTHBANK) trades at ₹47,on the numbers it worth a closer look, a Downstox Snapshot Score of 65/100.
On the numbers, The South Indian Bank Limited (SOUTHBANK) worth a closer look, a Downstox Snapshot Score of 65/100, weighing inexpensive at 8.2× earnings, ROE of 13.5%, a 56% model probability of trading higher in a year. Below: the full bull case, bear case, sector-relative valuation, and a probability-weighted price target for 2027-2031.
Last updated . Data snapshot for research, not investment advice.
SOUTHBANK fundamentals at a glance, PE, PB, ROE, ROCE, market cap, dividend yield
How SOUTHBANK ranks against the 2,373 companies in our screener
- SOUTHBANK's market cap of 12,350 Cr ranks in the 78th percentile of the 2,373 NSE companies in our screener, as of 9 Aug 2026.
- SOUTHBANK's book value of ₹45 ranks in the 31st percentile of the 2,373 NSE companies in our screener, as of 9 Aug 2026.
- SOUTHBANK's 3-year profit (PAT) growth of 23.0% ranks in the 60th percentile of the 2,373 NSE companies in our screener, as of 9 Aug 2026.
- SOUTHBANK's 3-year revenue growth of 11.0% ranks in the 53rd percentile of the 2,373 NSE companies in our screener, as of 9 Aug 2026.
We do not hold promoter holding or debt-to-equity ratio figures for SOUTHBANK, as of 9 Aug 2026, so those are not ranked here.
Is SOUTHBANK overvalued? SOUTHBANK P/E vs peers
SOUTHBANK trades at 8.2× earnings. We don't have a verified sector peer group for this stock yet, so no sector peer median or peer comparison table is shown here. Showing one anyway would compare it against an arbitrary set of large-cap names, not real sector peers.
SOUTHBANK share price target 2027, 2028, 2029, 2030, 2031, a probability view
Unlike a single guessed number, this is a probability-weighted range from a 10,000-path Monte-Carlo simulation on 9.8y of SOUTHBANK history (9%/yr drift, 37%/yr volatility).
| Year | Low (P10) | Median target (P50) | High (P90) | Upside vs today |
|---|---|---|---|---|
| SOUTHBANK 2027 | ₹31 | ₹50 | ₹80 | +6% |
| SOUTHBANK 2028 | ₹27 | ₹53 | ₹102 | +11% |
| SOUTHBANK 2029 | ₹25 | ₹55 | ₹125 | +17% |
| SOUTHBANK 2030 | ₹23 | ₹58 | ₹147 | +24% |
| SOUTHBANK 2031 | ₹22 | ₹62 | ₹175 | +31% |
Median (P50) is the central estimate; the P10-P90 band is the 80% confidence range. Probabilities, not promises.
What is the probability SOUTHBANK goes up, or doubles?
The bull case for SOUTHBANK
- SOUTHBANK's P/E of 8.2x is lower than 90% of the 2,373 NSE companies in our screener, as of 9 Aug 2026.
- Low price-to-book of 1.05×, the market is paying little over the company's net assets.
- SOUTHBANK's return on equity of 13.5% ranks in the 66th percentile of the 2,373 NSE companies in our screener, as of 9 Aug 2026.
- Upside scenario: the model's optimistic (P90) 3-year path reaches ₹125.
The bear case & risks
- No model or past record guarantees future returns, treat this as one input, not a decision.
- Downside scenario: the model's pessimistic (P10) 3-year path falls to ₹25.
SOUTHBANK volatility & expected range, how bumpy is the ride?
Over the last 9.8 years SOUTHBANK compounded at 9%/year with annualized volatility of 37%. That volatility implies a 1-year 80% range of ₹31-₹80, the honest backbone behind any single price target.
SOUTHBANK price forecast, the full 60-month probability fan
SOUTHBANK price probability fan
Each band shows where 10,000 simulated paths land. The wider the fan, the more uncertainty.
Probability of key outcomes
What are the odds SOUTHBANK hits common targets within the simulated horizon?
Full multi-horizon detail on the SOUTHBANK price target & forecast page.
SOUTHBANK Piotroski F-Score: 6/8, how financially strong is it?
The Piotroski F-Score grades financial strength on profitability, leverage and efficiency checks. Downstox scores the eight checks it can verify from published filings, so 8 is full marks. SOUTHBANK scores 6/8, mixed financial health.
SOUTHBANK MTF margin & leverage across 11 brokers
Margin Trading Facility lets you buy SOUTHBANK with part of the capital. Lower margin % = higher leverage. Rates compared across 11 brokers (no competitor publishes this):
| Broker | Margin required | Approx. leverage |
|---|---|---|
| Upstox | 35.00% | 2.9× |
| Zerodha | 33.46% | 3.0× |
| Groww | 33.66% | 3.0× |
| Dhan | 33.46% | 3.0× |
| Kotak NeoCHEAPEST | 33.44% | 3.0× |
| Paytm Money | 33.66% | 3.0× |
| Pocketful | 33.89% | 3.0× |
| Fyers | 34.48% | 2.9× |
| Anand Rathi | 33.46% | 3.0× |
| Bajaj Broking | 35.00% | 2.9× |
| Share India | 33.62% | 3.0× |
Compare every broker on the SOUTHBANK MTF page.
About The South Indian Bank Limited: sector, index & market-cap context
The South Indian Bank Limited (SOUTHBANK) is a small-cap NSE-listed company, with a market capitalisation of ₹12,423 Cr. See more stocks on our screener.
How the SOUTHBANK Snapshot Score & forecast are built
The Downstox Snapshot Score is a transparent, rules-based read of The South Indian Bank Limited's public fundamentals plus a statistical forecast, not an analyst opinion. It rewards low-to-fair valuation, high ROE/ROCE, a strong Piotroski F-Score, a dividend, low volatility and a favourable probability of upside; it penalises rich valuations, weak capital efficiency, a low F-Score and high volatility. The price target is a 10,000-path Monte-Carlo simulation on real historical volatility, a distribution, not a single guess. The bull and bear cases are generated from the same data, so you always see both sides.
This is information, not investment advice. Do your own due diligence and consult a SEBI-registered adviser before investing.
SOUTHBANK analysis, FAQs
Is The South Indian Bank Limited (SOUTHBANK) a good buy?
On the numbers, The South Indian Bank Limited (SOUTHBANK) worth a closer look, a Downstox Snapshot Score of 65/100, weighing inexpensive at 8.2× earnings, ROE of 13.5%, a 56% model probability of trading higher in a year. This is a data snapshot for research, not investment advice.
Is SOUTHBANK overvalued or undervalued?
SOUTHBANK trades at 8.2× earnings, inexpensive versus the ~22× long-run Nifty average.
What is the SOUTHBANK share price target for 2031?
SOUTHBANK's probability-weighted 2031 median target is ₹62, with an 80% range of ₹22-₹175 (10,000-path Monte-Carlo).
What is the probability SOUTHBANK doubles in 5 years?
The modelled probability of SOUTHBANK reaching ₹94 (2×) within 5 years is 29%.
What is the bull case for SOUTHBANK?
SOUTHBANK's P/E of 8.2x is lower than 90% of the 2,373 NSE companies in our screener, as of 9 Aug 2026. Low price-to-book of 1.05×, the market is paying little over the company's net assets. SOUTHBANK's return on equity of 13.5% ranks in the 66th percentile of the 2,373 NSE companies in our screener, as of 9 Aug 2026.
What are the risks in SOUTHBANK?
No model or past record guarantees future returns, treat this as one input, not a decision.