Case study

STARHEALTH

Star Health And Allied Insurance Company Limited

Tread carefully1y model +5.5%

Each stock's 10,000-path forecast, rendered as light.

39Score

Star Health And Allied Insurance Company Limited (STARHEALTH) Stock Analysis & Case Study

Is STARHEALTH a good buy? The data-driven verdict.

Star Health And Allied Insurance Company Limited (STARHEALTH) trades at ₹570,on the numbers it tread carefully, a Downstox Snapshot Score of 39/100.

On the numbers, Star Health And Allied Insurance Company Limited (STARHEALTH) tread carefully, a Downstox Snapshot Score of 39/100, weighing premium at 39.7× earnings, ROE of 7.6%, a 58% model probability of trading higher in a year. Below: the full bull case, bear case, sector-relative valuation, and a probability-weighted price target for 2027-2031.

Last updated . Data snapshot for research, not investment advice.

STARHEALTH fundamentals at a glance, PE, PB, ROE, ROCE, market cap, dividend yield

Market cap
₹33,540 Cr
Current price
₹570
P/E ratio
39.7×
P/B ratio
4.42×
Book value
₹129
ROCE
9.7%
ROE
7.6%
Piotroski F-Score
4/8

How STARHEALTH ranks against the 2,373 companies in our screener

Is STARHEALTH overvalued? STARHEALTH P/E vs peers

STARHEALTH trades at 39.7× earnings. We don't have a verified sector peer group for this stock yet, so no sector peer median or peer comparison table is shown here. Showing one anyway would compare it against an arbitrary set of large-cap names, not real sector peers.

STARHEALTH share price target 2027, 2028, 2029, 2030, 2031, a probability view

Unlike a single guessed number, this is a probability-weighted range from a 10,000-path Monte-Carlo simulation on 4.6y of STARHEALTH history (-10%/yr drift, 26%/yr volatility).

YearLow (P10)Median target (P50)High (P90)Upside vs today
STARHEALTH 2027₹435₹601₹830+5%
STARHEALTH 2028₹399₹634₹1,006+11%
STARHEALTH 2029₹379₹668₹1,177+17%
STARHEALTH 2030₹360₹705₹1,378+24%
STARHEALTH 2031₹359₹743₹1,538+30%

Median (P50) is the central estimate; the P10-P90 band is the 80% confidence range. Probabilities, not promises.

What is the probability STARHEALTH goes up, or doubles?

58%
Higher in 1 year
Modelled chance the price is above today in 12 months
68%
Higher in 5 years
Modelled chance the price is above today in 5 years
22%
Doubles in 5 years
Modelled chance of reaching ₹1,140 within 5 years

The bull case for STARHEALTH

  • Star Health And Allied Insurance Company Limited is part of the nifty100 universe with live, tracked fundamentals on Downstox.
  • Upside scenario: the model's optimistic (P90) 3-year path reaches ₹1,177.

The bear case & risks

  • STARHEALTH's P/E of 39.7x is lower than 34% of the 2,373 NSE companies in our screener, as of 9 Aug 2026.
  • STARHEALTH's return on equity of 7.6% ranks in the 38th percentile of the 2,373 NSE companies in our screener, as of 9 Aug 2026.
  • Downside scenario: the model's pessimistic (P10) 3-year path falls to ₹379.

STARHEALTH volatility & expected range, how bumpy is the ride?

Over the last 4.6 years STARHEALTH compounded at -10%/year with annualized volatility of 26%. That volatility implies a 1-year 80% range of ₹435-₹830, the honest backbone behind any single price target.

STARHEALTH price forecast, the full 60-month probability fan

Spot Price · Today
₹0
Based on 4.6 years of daily NSE data ·0.0% annualised volatility
5-yr median forecast
₹0
P(price ↑ in 5y)
0%
1-Year Forecast
2027
₹0
Median (P50)
5.5%
80% range₹435-₹830
P(price ↑)58%
P(price 2×)1%
3-Year Forecast
2029
₹0
Median (P50)
17.3%
80% range₹379-₹1,177
P(price ↑)64%
P(price 2×)11%
5-Year Forecast
2031
₹0
Median (P50)
30.4%
80% range₹359-₹1,538
P(price ↑)68%
P(price 2×)22%

STARHEALTH price probability fan

Each band shows where 10,000 simulated paths land. The wider the fan, the more uncertainty.

Probability Fan
STARHEALTH simulated paths · 60 months · 10,000 trials
P10-P90 (80%)P25-P75 (50%)Median (P50)

Probability of key outcomes

What are the odds STARHEALTH hits common targets within the simulated horizon?

0%
P(↑ 1Y)
Above today's price in 1 year
0%
P(↑ 5Y)
Above today's price in 5 years
0%
P(2×)
Doubles within 5 years
0%
P(↓)
Falls below today in 5 years

Full multi-horizon detail on the STARHEALTH price target & forecast page.

STARHEALTH Piotroski F-Score: 4/8, how financially strong is it?

4/8

The Piotroski F-Score grades financial strength on profitability, leverage and efficiency checks. Downstox scores the eight checks it can verify from published filings, so 8 is full marks. STARHEALTH scores 4/8, mixed financial health.

STARHEALTH MTF margin & leverage across 11 brokers

Margin Trading Facility lets you buy STARHEALTH with part of the capital. Lower margin % = higher leverage. Rates compared across 11 brokers (no competitor publishes this):

BrokerMargin requiredApprox. leverage
Upstox27.37%3.7×
Zerodha27.35%3.7×
Groww27.38%3.7×
Dhan27.35%3.7×
Kotak Neo30.03%3.3×
Paytm Money28.07%3.6×
PocketfulCHEAPEST27.32%3.7×
Fyers27.78%3.6×
Anand Rathi27.35%3.7×
Bajaj Broking29.00%3.4×
Share India27.38%3.7×

Compare every broker on the STARHEALTH MTF page.

Which ace investors hold STARHEALTH?

Held by 1 tracked superstar investor (from public NSE/BSE disclosures):

About Star Health And Allied Insurance Company Limited: sector, index & market-cap context

Star Health And Allied Insurance Company Limited (STARHEALTH) is a mid-cap NSE-listed company, and a constituent of the Nifty 500 index, with a market capitalisation of ₹33,540 Cr. See more stocks on our screener.

How the STARHEALTH Snapshot Score & forecast are built

The Downstox Snapshot Score is a transparent, rules-based read of Star Health And Allied Insurance Company Limited's public fundamentals plus a statistical forecast, not an analyst opinion. It rewards low-to-fair valuation, high ROE/ROCE, a strong Piotroski F-Score, a dividend, low volatility and a favourable probability of upside; it penalises rich valuations, weak capital efficiency, a low F-Score and high volatility. The price target is a 10,000-path Monte-Carlo simulation on real historical volatility, a distribution, not a single guess. The bull and bear cases are generated from the same data, so you always see both sides.

This is information, not investment advice. Do your own due diligence and consult a SEBI-registered adviser before investing.

STARHEALTH analysis, FAQs

Is Star Health And Allied Insurance Company Limited (STARHEALTH) a good buy?

On the numbers, Star Health And Allied Insurance Company Limited (STARHEALTH) tread carefully, a Downstox Snapshot Score of 39/100, weighing premium at 39.7× earnings, ROE of 7.6%, a 58% model probability of trading higher in a year. This is a data snapshot for research, not investment advice.

Is STARHEALTH overvalued or undervalued?

STARHEALTH trades at 39.7× earnings, premium versus the ~22× long-run Nifty average.

What is the STARHEALTH share price target for 2031?

STARHEALTH's probability-weighted 2031 median target is ₹743, with an 80% range of ₹359-₹1,538 (10,000-path Monte-Carlo).

What is the probability STARHEALTH doubles in 5 years?

The modelled probability of STARHEALTH reaching ₹1,140 (2×) within 5 years is 22%.

What is the bull case for STARHEALTH?

Star Health And Allied Insurance Company Limited is part of the nifty100 universe with live, tracked fundamentals on Downstox.

What are the risks in STARHEALTH?

STARHEALTH's P/E of 39.7x is lower than 34% of the 2,373 NSE companies in our screener, as of 9 Aug 2026. STARHEALTH's return on equity of 7.6% ranks in the 38th percentile of the 2,373 NSE companies in our screener, as of 9 Aug 2026.

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