Case study

SUNDARMFIN

Sundaram Finance Limited

Worth a closer look1y model +6.4%

Each stock's 10,000-path forecast, rendered as light.

57Score

Sundaram Finance Limited (SUNDARMFIN) Stock Analysis & Case Study

Is SUNDARMFIN a good buy? The data-driven verdict.

Sundaram Finance Limited (SUNDARMFIN) trades at ₹4,604,on the numbers it worth a closer look, a Downstox Snapshot Score of 57/100.

On the numbers, Sundaram Finance Limited (SUNDARMFIN) worth a closer look, a Downstox Snapshot Score of 57/100, weighing fairly valued at 22.5× earnings, ROE of 15.0%, a 57% model probability of trading higher in a year. Below: the full bull case, bear case, sector-relative valuation, and a probability-weighted price target for 2027-2031.

Last updated . Data snapshot for research, not investment advice.

SUNDARMFIN fundamentals at a glance, PE, PB, ROE, ROCE, market cap, dividend yield

Market cap
₹51,154 Cr
Current price
₹4,604
P/E ratio
22.5×
P/B ratio
3.43×
Book value
₹1,341
Dividend yield
0.87%
ROCE
9.4%
ROE
15.0%
Piotroski F-Score
6/8

How SUNDARMFIN ranks against the 2,373 companies in our screener

We do not hold a debt-to-equity ratio figure for SUNDARMFIN, as of 9 Aug 2026, so it is not ranked here.

Is SUNDARMFIN overvalued? SUNDARMFIN P/E vs peers

SUNDARMFIN trades at 22.5× earnings. We don't have a verified sector peer group for this stock yet, so no sector peer median or peer comparison table is shown here. Showing one anyway would compare it against an arbitrary set of large-cap names, not real sector peers.

SUNDARMFIN share price target 2027, 2028, 2029, 2030, 2031, a probability view

Unlike a single guessed number, this is a probability-weighted range from a 10,000-path Monte-Carlo simulation on 9.8y of SUNDARMFIN history (14%/yr drift, 36%/yr volatility).

YearLow (P10)Median target (P50)High (P90)Upside vs today
SUNDARMFIN 2027₹3,065₹4,901₹7,835+6%
SUNDARMFIN 2028₹2,678₹5,216₹10,161+13%
SUNDARMFIN 2029₹2,474₹5,552₹12,458+21%
SUNDARMFIN 2030₹2,311₹5,910₹15,110+28%
SUNDARMFIN 2031₹2,210₹6,290₹17,904+37%

Median (P50) is the central estimate; the P10-P90 band is the 80% confidence range. Probabilities, not promises.

What is the probability SUNDARMFIN goes up, or doubles?

57%
Higher in 1 year
Modelled chance the price is above today in 12 months
64%
Higher in 5 years
Modelled chance the price is above today in 5 years
33%
Doubles in 5 years
Modelled chance of reaching ₹9,208 within 5 years

The bull case for SUNDARMFIN

  • SUNDARMFIN's P/E of 22.5x is lower than 58% of the 2,373 NSE companies in our screener, as of 9 Aug 2026.
  • SUNDARMFIN's return on equity of 15.0% ranks in the 71st percentile of the 2,373 NSE companies in our screener, as of 9 Aug 2026.
  • Upside scenario: the model's optimistic (P90) 3-year path reaches ₹12,458.

The bear case & risks

  • No model or past record guarantees future returns, treat this as one input, not a decision.
  • Downside scenario: the model's pessimistic (P10) 3-year path falls to ₹2,474.

SUNDARMFIN volatility & expected range, how bumpy is the ride?

Over the last 9.8 years SUNDARMFIN compounded at 14%/year with annualized volatility of 36%. That volatility implies a 1-year 80% range of ₹3,065-₹7,835, the honest backbone behind any single price target.

SUNDARMFIN price forecast, the full 60-month probability fan

Spot Price · Today
₹0
Based on 9.8 years of daily NSE data ·0.0% annualised volatility
5-yr median forecast
₹0
P(price ↑ in 5y)
0%
1-Year Forecast
2027
₹0
Median (P50)
6.4%
80% range₹3,065-₹7,835
P(price ↑)57%
P(price 2×)4%
3-Year Forecast
2029
₹0
Median (P50)
20.6%
80% range₹2,474-₹12,458
P(price ↑)61%
P(price 2×)22%
5-Year Forecast
2031
₹0
Median (P50)
36.6%
80% range₹2,210-₹17,904
P(price ↑)64%
P(price 2×)33%

SUNDARMFIN price probability fan

Each band shows where 10,000 simulated paths land. The wider the fan, the more uncertainty.

Probability Fan
SUNDARMFIN simulated paths · 60 months · 10,000 trials
P10-P90 (80%)P25-P75 (50%)Median (P50)

Probability of key outcomes

What are the odds SUNDARMFIN hits common targets within the simulated horizon?

0%
P(↑ 1Y)
Above today's price in 1 year
0%
P(↑ 5Y)
Above today's price in 5 years
0%
P(2×)
Doubles within 5 years
0%
P(↓)
Falls below today in 5 years

Full multi-horizon detail on the SUNDARMFIN price target & forecast page.

SUNDARMFIN Piotroski F-Score: 6/8, how financially strong is it?

6/8

The Piotroski F-Score grades financial strength on profitability, leverage and efficiency checks. Downstox scores the eight checks it can verify from published filings, so 8 is full marks. SUNDARMFIN scores 6/8, mixed financial health.

SUNDARMFIN MTF margin & leverage across 11 brokers

Margin Trading Facility lets you buy SUNDARMFIN with part of the capital. Lower margin % = higher leverage. Rates compared across 11 brokers (no competitor publishes this):

BrokerMargin requiredApprox. leverage
Upstox30.92%3.2×
Zerodha30.89%3.2×
Groww30.98%3.2×
Dhan30.89%3.2×
Kotak NeoCHEAPEST30.86%3.2×
Paytm Money30.98%3.2×
Pocketful31.18%3.2×
Fyers31.25%3.2×
Anand Rathi30.89%3.2×
Bajaj Broking33.00%3.0×
Share India30.98%3.2×

Compare every broker on the SUNDARMFIN MTF page.

Which ace investors hold SUNDARMFIN?

Held by 1 tracked superstar investor (from public NSE/BSE disclosures):

About Sundaram Finance Limited: sector, index & market-cap context

Sundaram Finance Limited (SUNDARMFIN) is a mid-cap NSE-listed company, and a constituent of the Nifty 500 index, with a market capitalisation of ₹51,154 Cr. See more stocks on our screener.

How the SUNDARMFIN Snapshot Score & forecast are built

The Downstox Snapshot Score is a transparent, rules-based read of Sundaram Finance Limited's public fundamentals plus a statistical forecast, not an analyst opinion. It rewards low-to-fair valuation, high ROE/ROCE, a strong Piotroski F-Score, a dividend, low volatility and a favourable probability of upside; it penalises rich valuations, weak capital efficiency, a low F-Score and high volatility. The price target is a 10,000-path Monte-Carlo simulation on real historical volatility, a distribution, not a single guess. The bull and bear cases are generated from the same data, so you always see both sides.

This is information, not investment advice. Do your own due diligence and consult a SEBI-registered adviser before investing.

SUNDARMFIN analysis, FAQs

Is Sundaram Finance Limited (SUNDARMFIN) a good buy?

On the numbers, Sundaram Finance Limited (SUNDARMFIN) worth a closer look, a Downstox Snapshot Score of 57/100, weighing fairly valued at 22.5× earnings, ROE of 15.0%, a 57% model probability of trading higher in a year. This is a data snapshot for research, not investment advice.

Is SUNDARMFIN overvalued or undervalued?

SUNDARMFIN trades at 22.5× earnings, fairly valued versus the ~22× long-run Nifty average.

What is the SUNDARMFIN share price target for 2031?

SUNDARMFIN's probability-weighted 2031 median target is ₹6,290, with an 80% range of ₹2,210-₹17,904 (10,000-path Monte-Carlo).

What is the probability SUNDARMFIN doubles in 5 years?

The modelled probability of SUNDARMFIN reaching ₹9,208 (2×) within 5 years is 33%.

What is the bull case for SUNDARMFIN?

SUNDARMFIN's P/E of 22.5x is lower than 58% of the 2,373 NSE companies in our screener, as of 9 Aug 2026. SUNDARMFIN's return on equity of 15.0% ranks in the 71st percentile of the 2,373 NSE companies in our screener, as of 9 Aug 2026.

What are the risks in SUNDARMFIN?

No model or past record guarantees future returns, treat this as one input, not a decision.

More on SUNDARMFIN