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UCO Bank (UCOBANK) - MTF Margin Comparison

Exchange: NSE · Available on 9 brokers · Updated daily

Best MTF Rate: 31.40% on Zerodha(3.2x leverage)

Fundamentals Snapshot

Large Cap
CMP
₹27
PE
13.7
ROE
8.5%
ROCE
5.8%
Div Yield
1.63%
P/B
1.10
Mkt Cap
₹33,807 Cr

Fundamentals from the Downstox Value Screener (Nifty 500 universe, updated daily). Not investment advice.

MTF Margin Comparison - UCOBANK

Upstox
31.43%
Margin Required
Leverage3.2x
You Pay3,143
You Get₹10,000
Interest18.25% p.a.
Max HoldUnlimited
BEST
Zerodha
31.40%
Margin Required
Leverage3.2x
You Pay3,140
You Get₹10,000
Interest14.6% p.a.
Max HoldUnlimited
Dhan
31.40%
Margin Required
Leverage3.2x
You Pay3,140
You Get₹10,000
Interest12.49% p.a.
Max HoldUnlimited Holding Period
Kotak Neo
31.45%
Margin Required
Leverage3.2x
You Pay3,145
You Get₹10,000
Interest9.69% p.a.
Max HoldNo Time Limit
Paytm Money
31.43%
Margin Required
Leverage3.2x
You Pay3,143
You Get₹10,000
Interest14.99% p.a.
Max HoldUnlimited
Pocketful
31.96%
Margin Required
Leverage3.1x
You Pay3,196
You Get₹10,000
Interest5.99% p.a.
Max HoldUnlimited
Anand Rathi
31.40%
Margin Required
Leverage3.2x
You Pay3,140
You Get₹10,000
Interest14.99% p.a.
Max HoldUnlimited
Bajaj Broking
36.00%
Margin Required
Leverage2.8x
You Pay3,600
You Get₹10,000
Interest18% p.a.
Max HoldUnlimited
Share India
31.47%
Margin Required
Leverage3.2x
You Pay3,147
You Get₹10,000
Interest14.99% p.a.
Max HoldUnlimited

UCO Bank - Complete Broker Comparison

ParameterUpstoxZerodhaDhanKotak NeoPaytm MoneyPocketfulAnand RathiBajaj BrokingShare India
MTF Margin31.43%31.40%31.40%31.45%31.43%31.96%31.40%36.00%31.47%
Leverage3.2x3.2x3.2x3.2x3.2x3.1x3.2x2.8x3.2x
You Pay (per ₹1L)31,43031,40031,40031,45031,43031,96031,40036,00031,470
Broker Funds (per ₹1L)68,57068,60068,60068,55068,57068,04068,60064,00068,530
Interest Rate (p.a.)18.25%14.6%12.49%9.69%14.99%5.99%14.99%18%14.99%
Daily Interest Cost₹20 per ₹40,000 slab/day₹40 per lakh/day₹34.2 per lakh/day (up to ₹5L)~₹27 per lakh/dayslab-based~₹27 per lakh/daysee brokersee brokersee broker
Brokerage0.1% or ₹20/order (whichever is lower)0.3% or Rs. 20/executed order, whichever is lower₹20 per order₹20/order or 0.1%₹20/order or 0.05%₹20/ordersee planplan-basedplan-based
Pledge Charges₹20 per stock (one-time)₹15 + GST per pledge and unpledge request per ISIN₹30 + GST per ISIN₹20 + GST per ISIN₹20 + GST per ISIN₹20 + GST per ISINper ISINper ISINper ISIN
Max Holding PeriodUnlimitedUnlimited (maintain margins daily)Unlimited Holding PeriodNo Time LimitUnlimited (maintain margins)Unlimited (maintain margins)Unlimited (maintain margins)Unlimited (maintain margins)Unlimited (maintain margins)
Max Borrowing Limit₹25 lakhNo published limit₹1 crore (₹20L per stock)No published limitNo published limitNo published limitNo published limitNo published limitNo published limit
Auto Square-OffAuto square-off if margin shortfall not met by T+4Auto square-off if margin falls below minimumAuto-liquidation if margin coverage < 20%Auto square-off on margin shortfallAuto square-off on margin shortfallAuto square-off on margin shortfallAuto square-off on margin shortfallAuto square-off on margin shortfallAuto square-off on margin shortfall

Zerodha offers the best margin of 31.40% for UCOBANK, while Bajaj Broking requires 36.00% - a difference of 4.60 percentage points.

UCOBANK MTF Interest Cost Calculator (per ₹1 Lakh Investment)

Upstox
Your capital31,430
Broker funds68,570
Daily interest34
30-day cost1,029
Annual cost12,514
Zerodha
Your capital31,400
Broker funds68,600
Daily interest27
30-day cost823
Annual cost10,016
Dhan
Your capital31,400
Broker funds68,600
Daily interest23
30-day cost704
Annual cost8,568
Kotak Neo
Your capital31,450
Broker funds68,550
Daily interest18
30-day cost546
Annual cost6,642
Paytm Money
Your capital31,430
Broker funds68,570
Daily interest28
30-day cost845
Annual cost10,279
Pocketful
Your capital31,960
Broker funds68,040
Daily interest11
30-day cost335
Annual cost4,076
Anand Rathi
Your capital31,400
Broker funds68,600
Daily interest28
30-day cost845
Annual cost10,283
Bajaj Broking
Your capital36,000
Broker funds64,000
Daily interest32
30-day cost947
Annual cost11,520
Share India
Your capital31,470
Broker funds68,530
Daily interest28
30-day cost844
Annual cost10,273

* Interest calculated on broker-funded amount only. Actual cost depends on daily closing balance. Rates may vary - verify with your broker.

How Much Can You Invest in UCOBANK with MTF?

If you invest
10,000
Stock value you hold31,847
Zerodha funds21,847
Margin used31.40%
If you invest
50,000
Stock value you hold1,59,236
Zerodha funds1,09,236
Margin used31.40%
If you invest
1,00,000
Stock value you hold3,18,471
Zerodha funds2,18,471
Margin used31.40%

Frequently Asked Questions - UCOBANK MTF

What is the MTF margin for UCOBANK?

Upstox: 31.43%, Zerodha: 31.40%, Dhan: 31.40%, Kotak Neo: 31.45%, Paytm Money: 31.43%, Pocketful: 31.96%, Anand Rathi: 31.40%, Bajaj Broking: 36.00%, Share India: 31.47%. The lowest margin is 31.40% on Zerodha, meaning you only need to pay ₹3140 to buy ₹10,000 worth of UCO Bank shares.

Which broker is cheapest for UCOBANK MTF?

For margin percentage, Zerodha offers the lowest at 31.40% (3.2x leverage). However, for interest cost, Dhan starts at 12.49% p.a., Zerodha charges ~14.6% p.a., Groww charges 14.95% p.a., and Upstox charges ~18.25% p.a. The total cost depends on both margin percentage and interest rate - compare both before choosing.

What interest rate do brokers charge on UCOBANK MTF?

Dhan: 12.49% p.a. (lowest, tiered up to 16.49%). Zerodha: ~14.6% p.a. (₹40 per lakh/day). Groww: 14.95% p.a. (₹41 per lakh/day). Upstox: ~18.25% p.a. (₹20 per ₹40K slab/day). Interest accrues from T+1 on the broker-funded amount until you sell.

Can I buy UCOBANK on margin?

Yes, UCO Bank (UCOBANK) is available for Margin Trading Facility (MTF) on Upstox, Zerodha, Dhan, Kotak Neo, Paytm Money, Pocketful, Anand Rathi, Bajaj Broking, Share India. MTF allows you to buy shares by paying only a fraction of the total value. The broker funds the rest and charges daily interest on the funded amount.

How long can I hold UCOBANK on MTF?

Upstox: maximum 365 days. Zerodha, Groww, and Dhan: unlimited holding period as long as you maintain the required margins daily. If your margin falls below the minimum, the broker will auto-liquidate your position.

What are the pledge charges for UCOBANK?

Upstox: ₹20 per stock (one-time). Zerodha: ₹15 + GST per ISIN. Dhan: ₹30 + GST per ISIN. Groww: auto-pledged (included in the process). Pledge charges are per ISIN, not per trade - you pay once regardless of quantity.

What happens if margin falls below minimum for UCOBANK?

All brokers will auto-liquidate your MTF position if margin maintenance is not met. Upstox gives until T+4 to top up. Zerodha and Groww require same-day/next-day top-up. Dhan auto-liquidates if coverage falls below 20%. Always maintain adequate margins to avoid forced sell-off.

What is the maximum borrowing limit for UCOBANK MTF?

Dhan: up to ₹1 crore total (₹20 lakh per stock). Upstox: up to ₹25 lakh total. Zerodha and Groww: no published maximum limit. Actual leverage depends on the stock's margin requirement set by the exchange.

Compare Other MTF Stocks

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Find the broker with the lowest margin requirement for every stock. Updated daily with real data from Upstox, Zerodha, Groww & Dhan.

About UCO Bank (UCOBANK) Margin Trading

UCO Bank (UCOBANK) is listed on the NSE and is eligible for Margin Trading Facility (MTF) across 9 major Indian brokers: Upstox, Zerodha, Dhan, Kotak Neo, Paytm Money, Pocketful, Anand Rathi, Bajaj Broking, Share India. MTF allows you to buy UCOBANK shares by paying only a fraction of the total value, with the broker financing the rest.

Currently, Zerodha offers the best MTF margin of 31.40% for UCOBANK. This means you can buy ₹1,00,000 worth of UCO Bank shares by paying just ₹31,400, with Zerodha funding the remaining ₹68,600.

MTF Interest Rates for UCOBANK - Broker Comparison

The cost of holding UCOBANK on MTF depends primarily on the interest rate charged by your broker on the funded amount. Dhan offers the lowest starting rate at 12.49% p.a. (₹34.2 per lakh/day), followed by Zerodha at ~14.6% p.a., Groww at 14.95% p.a., and Upstox at ~18.25% p.a.

When choosing a broker for UCOBANK MTF, consider both the margin percentage (which determines how much capital you need) and the interest rate (which determines your holding cost). A broker with a slightly higher margin but lower interest rate may be cheaper overall for longer holding periods.

Holding Period & Square-Off Rules

Upstox allows holding UCOBANK on MTF for up to 365 days. Zerodha, Groww, and Dhan offer unlimited holding as long as you maintain the required margins daily. If your margin falls below the minimum, all brokers will automatically square off your position. Upstox gives a buffer until T+4, while Dhan auto-liquidates when coverage falls below 20%.

Pledge & Brokerage Charges

MTF trades are settled via pledge mechanism - your shares are pledged to the broker as collateral. Pledge charges: Upstox ₹20/stock, Zerodha ₹15+GST/ISIN, Dhan ₹30+GST/ISIN, Groww auto-pledges at no extra charge. Brokerage: Zerodha charges 0.3% or ₹20 (whichever is lower), Upstox 0.1% or ₹20, Groww and Dhan charge ₹20 flat per order.

Looking for more stocks? Browse our complete MTF stocks directory with 2026+ stocks, or use the MTF comparison table to find the best margins across all brokers. You can also trade UCOBANK directly through our Scalper Terminal.