UCOBANK
UCO Bank
Each stock's 10,000-path forecast, rendered as light.
UCO Bank (UCOBANK) Stock Analysis & Case Study
Is UCOBANK a good buy? The data-driven verdict.
UCO Bank (UCOBANK) trades at ₹27,on the numbers it worth a closer look, a Downstox Snapshot Score of 57/100.
On the numbers, UCO Bank (UCOBANK) worth a closer look, a Downstox Snapshot Score of 57/100, weighing inexpensive at 13.6× earnings, ROE of 8.5%, a 55% model probability of trading higher in a year. Below: the full bull case, bear case, sector-relative valuation, and a probability-weighted price target for 2027-2031.
Last updated . Data snapshot for research, not investment advice.
UCOBANK fundamentals at a glance, PE, PB, ROE, ROCE, market cap, dividend yield
How UCOBANK ranks against the 2,373 companies in our screener
- UCOBANK's market cap of 33,104 Cr ranks in the 89th percentile of the 2,373 NSE companies in our screener, as of 9 Aug 2026.
- UCOBANK's book value of ₹25 ranks in the 21st percentile of the 2,373 NSE companies in our screener, as of 9 Aug 2026.
- UCOBANK's promoter holding of 91.0% ranks in the top 1% of the 2,373 NSE companies in our screener, as of 9 Aug 2026.
- UCOBANK's 3-year profit (PAT) growth of 37.0% ranks in the 76th percentile of the 2,373 NSE companies in our screener, as of 9 Aug 2026.
- UCOBANK's 3-year revenue growth of 19.0% ranks in the 72nd percentile of the 2,373 NSE companies in our screener, as of 9 Aug 2026.
We do not hold a debt-to-equity ratio figure for UCOBANK, as of 9 Aug 2026, so it is not ranked here.
Is UCOBANK overvalued? UCOBANK P/E vs peers
UCOBANK trades at 13.6× earnings. We don't have a verified sector peer group for this stock yet, so no sector peer median or peer comparison table is shown here. Showing one anyway would compare it against an arbitrary set of large-cap names, not real sector peers.
UCOBANK share price target 2027, 2028, 2029, 2030, 2031, a probability view
Unlike a single guessed number, this is a probability-weighted range from a 10,000-path Monte-Carlo simulation on 9.8y of UCOBANK history (-5%/yr drift, 35%/yr volatility).
| Year | Low (P10) | Median target (P50) | High (P90) | Upside vs today |
|---|---|---|---|---|
| UCOBANK 2027 | ₹18 | ₹27 | ₹43 | +4% |
| UCOBANK 2028 | ₹15 | ₹29 | ₹54 | +8% |
| UCOBANK 2029 | ₹14 | ₹30 | ₹64 | +12% |
| UCOBANK 2030 | ₹13 | ₹31 | ₹75 | +17% |
| UCOBANK 2031 | ₹12 | ₹32 | ₹88 | +22% |
Median (P50) is the central estimate; the P10-P90 band is the 80% confidence range. Probabilities, not promises.
What is the probability UCOBANK goes up, or doubles?
The bull case for UCOBANK
- UCOBANK's P/E of 13.4x is lower than 79% of the 2,373 NSE companies in our screener, as of 9 Aug 2026.
- Low price-to-book of 1.08×, the market is paying little over the company's net assets.
- Upside scenario: the model's optimistic (P90) 3-year path reaches ₹64.
The bear case & risks
- UCOBANK's return on equity of 8.5% ranks in the 42nd percentile of the 2,373 NSE companies in our screener, as of 9 Aug 2026.
- Downside scenario: the model's pessimistic (P10) 3-year path falls to ₹14.
UCOBANK volatility & expected range, how bumpy is the ride?
Over the last 9.8 years UCOBANK compounded at -5%/year with annualized volatility of 35%. That volatility implies a 1-year 80% range of ₹18-₹43, the honest backbone behind any single price target.
UCOBANK price forecast, the full 60-month probability fan
UCOBANK price probability fan
Each band shows where 10,000 simulated paths land. The wider the fan, the more uncertainty.
Probability of key outcomes
What are the odds UCOBANK hits common targets within the simulated horizon?
Full multi-horizon detail on the UCOBANK price target & forecast page.
UCOBANK Piotroski F-Score: 6/8, how financially strong is it?
The Piotroski F-Score grades financial strength on profitability, leverage and efficiency checks. Downstox scores the eight checks it can verify from published filings, so 8 is full marks. UCOBANK scores 6/8, mixed financial health.
UCOBANK MTF margin & leverage across 11 brokers
Margin Trading Facility lets you buy UCOBANK with part of the capital. Lower margin % = higher leverage. Rates compared across 11 brokers (no competitor publishes this):
| Broker | Margin required | Approx. leverage |
|---|---|---|
| Upstox | 30.87% | 3.2× |
| ZerodhaCHEAPEST | 30.84% | 3.2× |
| Groww | 31.00% | 3.2× |
| Dhan | 30.84% | 3.2× |
| Kotak Neo | 30.86% | 3.2× |
| Paytm Money | 31.07% | 3.2× |
| Pocketful | 31.20% | 3.2× |
| Fyers | 32.26% | 3.1× |
| Anand RathiCHEAPEST | 30.84% | 3.2× |
| Bajaj Broking | 36.00% | 2.8× |
| Share India | 30.97% | 3.2× |
Compare every broker on the UCOBANK MTF page.
About UCO Bank: sector, index & market-cap context
UCO Bank (UCOBANK) is a mid-cap NSE-listed company, and a constituent of the Nifty 500 index, with a market capitalisation of ₹33,481 Cr. See more stocks on our screener.
How the UCOBANK Snapshot Score & forecast are built
The Downstox Snapshot Score is a transparent, rules-based read of UCO Bank's public fundamentals plus a statistical forecast, not an analyst opinion. It rewards low-to-fair valuation, high ROE/ROCE, a strong Piotroski F-Score, a dividend, low volatility and a favourable probability of upside; it penalises rich valuations, weak capital efficiency, a low F-Score and high volatility. The price target is a 10,000-path Monte-Carlo simulation on real historical volatility, a distribution, not a single guess. The bull and bear cases are generated from the same data, so you always see both sides.
This is information, not investment advice. Do your own due diligence and consult a SEBI-registered adviser before investing.
UCOBANK analysis, FAQs
Is UCO Bank (UCOBANK) a good buy?
On the numbers, UCO Bank (UCOBANK) worth a closer look, a Downstox Snapshot Score of 57/100, weighing inexpensive at 13.6× earnings, ROE of 8.5%, a 55% model probability of trading higher in a year. This is a data snapshot for research, not investment advice.
Is UCOBANK overvalued or undervalued?
UCOBANK trades at 13.6× earnings, inexpensive versus the ~22× long-run Nifty average.
What is the UCOBANK share price target for 2031?
UCOBANK's probability-weighted 2031 median target is ₹32, with an 80% range of ₹12-₹88 (10,000-path Monte-Carlo).
What is the probability UCOBANK doubles in 5 years?
The modelled probability of UCOBANK reaching ₹53 (2×) within 5 years is 26%.
What is the bull case for UCOBANK?
UCOBANK's P/E of 13.4x is lower than 79% of the 2,373 NSE companies in our screener, as of 9 Aug 2026. Low price-to-book of 1.08×, the market is paying little over the company's net assets.
What are the risks in UCOBANK?
UCOBANK's return on equity of 8.5% ranks in the 42nd percentile of the 2,373 NSE companies in our screener, as of 9 Aug 2026.