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Ujjivan Small Finance Bank (UJJIVANSFB) - MTF Margin Comparison

Exchange: NSE · Available on 10 brokers · Updated daily

Best MTF Rate: 33.22% on Kotak Neo(3.0x leverage)

MTF Margin Comparison - UJJIVANSFB

Upstox
35.00%
Margin Required
Leverage2.9x
You Pay3,500
You Get₹10,000
Interest18.25% p.a.
Max HoldUnlimited
Zerodha
33.29%
Margin Required
Leverage3.0x
You Pay3,329
You Get₹10,000
Interest14.6% p.a.
Max HoldUnlimited
Groww
33.31%
Margin Required
Leverage3.0x
You Pay3,331
You Get₹10,000
Interest14.95% p.a.
Max HoldUnlimited
Dhan
33.29%
Margin Required
Leverage3.0x
You Pay3,329
You Get₹10,000
Interest12.49% p.a.
Max HoldUnlimited Holding Period
BEST
Kotak Neo
33.22%
Margin Required
Leverage3.0x
You Pay3,322
You Get₹10,000
Interest9.69% p.a.
Max HoldNo Time Limit
Paytm Money
33.27%
Margin Required
Leverage3.0x
You Pay3,327
You Get₹10,000
Interest14.99% p.a.
Max HoldUnlimited
Pocketful
33.43%
Margin Required
Leverage3.0x
You Pay3,343
You Get₹10,000
Interest5.99% p.a.
Max HoldUnlimited
Anand Rathi
33.29%
Margin Required
Leverage3.0x
You Pay3,329
You Get₹10,000
Interest14.99% p.a.
Max HoldUnlimited
Bajaj Broking
34.00%
Margin Required
Leverage2.9x
You Pay3,400
You Get₹10,000
Interest18% p.a.
Max HoldUnlimited
Share India
33.47%
Margin Required
Leverage3.0x
You Pay3,347
You Get₹10,000
Interest14.99% p.a.
Max HoldUnlimited

Ujjivan Small Finance Bank - Complete Broker Comparison

ParameterUpstoxZerodhaGrowwDhanKotak NeoPaytm MoneyPocketfulAnand RathiBajaj BrokingShare India
MTF Margin35.00%33.29%33.31%33.29%33.22%33.27%33.43%33.29%34.00%33.47%
Leverage2.9x3.0x3.0x3.0x3.0x3.0x3.0x3.0x2.9x3.0x
You Pay (per ₹1L)35,00033,29033,31033,29033,22033,27033,43033,29034,00033,470
Broker Funds (per ₹1L)65,00066,71066,69066,71066,78066,73066,57066,71066,00066,530
Interest Rate (p.a.)18.25%14.6%14.95%12.49%9.69%14.99%5.99%14.99%18%14.99%
Daily Interest Cost₹20 per ₹40,000 slab/day₹40 per lakh/day₹41 per lakh/day₹34.2 per lakh/day (up to ₹5L)~₹27 per lakh/dayslab-based~₹27 per lakh/daysee brokersee brokersee broker
Brokerage0.1% or ₹20/order (whichever is lower)0.3% or Rs. 20/executed order, whichever is lower₹20 per order (flat)₹20 per order₹20/order or 0.1%₹20/order or 0.05%₹20/ordersee planplan-basedplan-based
Pledge Charges₹20 per stock (one-time)₹15 + GST per pledge and unpledge request per ISINAuto-pledged (included)₹30 + GST per ISIN₹20 + GST per ISIN₹20 + GST per ISIN₹20 + GST per ISINper ISINper ISINper ISIN
Max Holding PeriodUnlimitedUnlimited (maintain margins daily)Unlimited (maintain margins)Unlimited Holding PeriodNo Time LimitUnlimited (maintain margins)Unlimited (maintain margins)Unlimited (maintain margins)Unlimited (maintain margins)Unlimited (maintain margins)
Max Borrowing Limit₹25 lakhNo published limitNo published limit₹1 crore (₹20L per stock)No published limitNo published limitNo published limitNo published limitNo published limitNo published limit
Auto Square-OffAuto square-off if margin shortfall not met by T+4Auto square-off if margin falls below minimumAuto-liquidation if margin falls below requirementAuto-liquidation if margin coverage < 20%Auto square-off on margin shortfallAuto square-off on margin shortfallAuto square-off on margin shortfallAuto square-off on margin shortfallAuto square-off on margin shortfallAuto square-off on margin shortfall

Kotak Neo offers the best margin of 33.22% for UJJIVANSFB, while Upstox requires 35.00% - a difference of 1.78 percentage points.

UJJIVANSFB MTF Interest Cost Calculator (per ₹1 Lakh Investment)

Upstox
Your capital35,000
Broker funds65,000
Daily interest33
30-day cost975
Annual cost11,863
Zerodha
Your capital33,290
Broker funds66,710
Daily interest27
30-day cost801
Annual cost9,740
Groww
Your capital33,310
Broker funds66,690
Daily interest27
30-day cost819
Annual cost9,970
Dhan
Your capital33,290
Broker funds66,710
Daily interest23
30-day cost685
Annual cost8,332
Kotak Neo
Your capital33,220
Broker funds66,780
Daily interest18
30-day cost532
Annual cost6,471
Paytm Money
Your capital33,270
Broker funds66,730
Daily interest27
30-day cost822
Annual cost10,003
Pocketful
Your capital33,430
Broker funds66,570
Daily interest11
30-day cost328
Annual cost3,988
Anand Rathi
Your capital33,290
Broker funds66,710
Daily interest27
30-day cost822
Annual cost10,000
Bajaj Broking
Your capital34,000
Broker funds66,000
Daily interest33
30-day cost976
Annual cost11,880
Share India
Your capital33,470
Broker funds66,530
Daily interest27
30-day cost820
Annual cost9,973

* Interest calculated on broker-funded amount only. Actual cost depends on daily closing balance. Rates may vary - verify with your broker.

How Much Can You Invest in UJJIVANSFB with MTF?

If you invest
10,000
Stock value you hold30,102
Kotak Neo funds20,102
Margin used33.22%
If you invest
50,000
Stock value you hold1,50,512
Kotak Neo funds1,00,512
Margin used33.22%
If you invest
1,00,000
Stock value you hold3,01,023
Kotak Neo funds2,01,023
Margin used33.22%

Frequently Asked Questions - UJJIVANSFB MTF

What is the MTF margin for UJJIVANSFB?

Upstox: 35.00%, Zerodha: 33.29%, Groww: 33.31%, Dhan: 33.29%, Kotak Neo: 33.22%, Paytm Money: 33.27%, Pocketful: 33.43%, Anand Rathi: 33.29%, Bajaj Broking: 34.00%, Share India: 33.47%. The lowest margin is 33.22% on Kotak Neo, meaning you only need to pay ₹3322 to buy ₹10,000 worth of Ujjivan Small Finance Bank shares.

Which broker is cheapest for UJJIVANSFB MTF?

For margin percentage, Kotak Neo offers the lowest at 33.22% (3.0x leverage). However, for interest cost, Dhan starts at 12.49% p.a., Zerodha charges ~14.6% p.a., Groww charges 14.95% p.a., and Upstox charges ~18.25% p.a. The total cost depends on both margin percentage and interest rate - compare both before choosing.

What interest rate do brokers charge on UJJIVANSFB MTF?

Dhan: 12.49% p.a. (lowest, tiered up to 16.49%). Zerodha: ~14.6% p.a. (₹40 per lakh/day). Groww: 14.95% p.a. (₹41 per lakh/day). Upstox: ~18.25% p.a. (₹20 per ₹40K slab/day). Interest accrues from T+1 on the broker-funded amount until you sell.

Can I buy UJJIVANSFB on margin?

Yes, Ujjivan Small Finance Bank (UJJIVANSFB) is available for Margin Trading Facility (MTF) on Upstox, Zerodha, Groww, Dhan, Kotak Neo, Paytm Money, Pocketful, Anand Rathi, Bajaj Broking, Share India. MTF allows you to buy shares by paying only a fraction of the total value. The broker funds the rest and charges daily interest on the funded amount.

How long can I hold UJJIVANSFB on MTF?

Upstox: maximum 365 days. Zerodha, Groww, and Dhan: unlimited holding period as long as you maintain the required margins daily. If your margin falls below the minimum, the broker will auto-liquidate your position.

What are the pledge charges for UJJIVANSFB?

Upstox: ₹20 per stock (one-time). Zerodha: ₹15 + GST per ISIN. Dhan: ₹30 + GST per ISIN. Groww: auto-pledged (included in the process). Pledge charges are per ISIN, not per trade - you pay once regardless of quantity.

What happens if margin falls below minimum for UJJIVANSFB?

All brokers will auto-liquidate your MTF position if margin maintenance is not met. Upstox gives until T+4 to top up. Zerodha and Groww require same-day/next-day top-up. Dhan auto-liquidates if coverage falls below 20%. Always maintain adequate margins to avoid forced sell-off.

What is the maximum borrowing limit for UJJIVANSFB MTF?

Dhan: up to ₹1 crore total (₹20 lakh per stock). Upstox: up to ₹25 lakh total. Zerodha and Groww: no published maximum limit. Actual leverage depends on the stock's margin requirement set by the exchange.

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Find the broker with the lowest margin requirement for every stock. Updated daily with real data from Upstox, Zerodha, Groww & Dhan.

About Ujjivan Small Finance Bank (UJJIVANSFB) Margin Trading

Ujjivan Small Finance Bank (UJJIVANSFB) is listed on the NSE and is eligible for Margin Trading Facility (MTF) across 10 major Indian brokers: Upstox, Zerodha, Groww, Dhan, Kotak Neo, Paytm Money, Pocketful, Anand Rathi, Bajaj Broking, Share India. MTF allows you to buy UJJIVANSFB shares by paying only a fraction of the total value, with the broker financing the rest.

Currently, Kotak Neo offers the best MTF margin of 33.22% for UJJIVANSFB. This means you can buy ₹1,00,000 worth of Ujjivan Small Finance Bank shares by paying just ₹33,220, with Kotak Neo funding the remaining ₹66,780.

MTF Interest Rates for UJJIVANSFB - Broker Comparison

The cost of holding UJJIVANSFB on MTF depends primarily on the interest rate charged by your broker on the funded amount. Dhan offers the lowest starting rate at 12.49% p.a. (₹34.2 per lakh/day), followed by Zerodha at ~14.6% p.a., Groww at 14.95% p.a., and Upstox at ~18.25% p.a.

When choosing a broker for UJJIVANSFB MTF, consider both the margin percentage (which determines how much capital you need) and the interest rate (which determines your holding cost). A broker with a slightly higher margin but lower interest rate may be cheaper overall for longer holding periods.

Holding Period & Square-Off Rules

Upstox allows holding UJJIVANSFB on MTF for up to 365 days. Zerodha, Groww, and Dhan offer unlimited holding as long as you maintain the required margins daily. If your margin falls below the minimum, all brokers will automatically square off your position. Upstox gives a buffer until T+4, while Dhan auto-liquidates when coverage falls below 20%.

Pledge & Brokerage Charges

MTF trades are settled via pledge mechanism - your shares are pledged to the broker as collateral. Pledge charges: Upstox ₹20/stock, Zerodha ₹15+GST/ISIN, Dhan ₹30+GST/ISIN, Groww auto-pledges at no extra charge. Brokerage: Zerodha charges 0.3% or ₹20 (whichever is lower), Upstox 0.1% or ₹20, Groww and Dhan charge ₹20 flat per order.

Looking for more stocks? Browse our complete MTF stocks directory with 2026+ stocks, or use the MTF comparison table to find the best margins across all brokers. You can also trade UJJIVANSFB directly through our Scalper Terminal.