UT

UTI Asset Management Company (UTIAMC) - MTF Margin Comparison

Exchange: NSE · Available on 9 brokers · Updated daily

Best MTF Rate: 30.58% on Kotak Neo(3.3x leverage)

Fundamentals Snapshot

Mid Cap
CMP
₹976
PE
26.7
ROE
10.3%
ROCE
15.6%
Div Yield
4.10%
P/B
2.79
Mkt Cap
₹12,549 Cr

Fundamentals from the Downstox Value Screener (Nifty 500 universe, updated daily). Not investment advice.

MTF Margin Comparison - UTIAMC

Upstox
30.60%
Margin Required
Leverage3.3x
You Pay3,060
You Get₹10,000
Interest18.25% p.a.
Max HoldUnlimited
Zerodha
30.65%
Margin Required
Leverage3.3x
You Pay3,065
You Get₹10,000
Interest14.6% p.a.
Max HoldUnlimited
Dhan
30.65%
Margin Required
Leverage3.3x
You Pay3,065
You Get₹10,000
Interest12.49% p.a.
Max HoldUnlimited Holding Period
BEST
Kotak Neo
30.58%
Margin Required
Leverage3.3x
You Pay3,058
You Get₹10,000
Interest9.69% p.a.
Max HoldNo Time Limit
Paytm Money
33.33%
Margin Required
Leverage3.0x
You Pay3,333
You Get₹10,000
Interest14.99% p.a.
Max HoldUnlimited
Pocketful
31.85%
Margin Required
Leverage3.1x
You Pay3,185
You Get₹10,000
Interest5.99% p.a.
Max HoldUnlimited
Anand Rathi
30.65%
Margin Required
Leverage3.3x
You Pay3,065
You Get₹10,000
Interest14.99% p.a.
Max HoldUnlimited
Bajaj Broking
32.00%
Margin Required
Leverage3.1x
You Pay3,200
You Get₹10,000
Interest18% p.a.
Max HoldUnlimited
Share India
31.17%
Margin Required
Leverage3.2x
You Pay3,117
You Get₹10,000
Interest14.99% p.a.
Max HoldUnlimited

UTI Asset Management Company - Complete Broker Comparison

ParameterUpstoxZerodhaDhanKotak NeoPaytm MoneyPocketfulAnand RathiBajaj BrokingShare India
MTF Margin30.60%30.65%30.65%30.58%33.33%31.85%30.65%32.00%31.17%
Leverage3.3x3.3x3.3x3.3x3.0x3.1x3.3x3.1x3.2x
You Pay (per ₹1L)30,60030,65030,65030,58033,33031,85030,65032,00031,170
Broker Funds (per ₹1L)69,40069,35069,35069,42066,67068,15069,35068,00068,830
Interest Rate (p.a.)18.25%14.6%12.49%9.69%14.99%5.99%14.99%18%14.99%
Daily Interest Cost₹20 per ₹40,000 slab/day₹40 per lakh/day₹34.2 per lakh/day (up to ₹5L)~₹27 per lakh/dayslab-based~₹27 per lakh/daysee brokersee brokersee broker
Brokerage0.1% or ₹20/order (whichever is lower)0.3% or Rs. 20/executed order, whichever is lower₹20 per order₹20/order or 0.1%₹20/order or 0.05%₹20/ordersee planplan-basedplan-based
Pledge Charges₹20 per stock (one-time)₹15 + GST per pledge and unpledge request per ISIN₹30 + GST per ISIN₹20 + GST per ISIN₹20 + GST per ISIN₹20 + GST per ISINper ISINper ISINper ISIN
Max Holding PeriodUnlimitedUnlimited (maintain margins daily)Unlimited Holding PeriodNo Time LimitUnlimited (maintain margins)Unlimited (maintain margins)Unlimited (maintain margins)Unlimited (maintain margins)Unlimited (maintain margins)
Max Borrowing Limit₹25 lakhNo published limit₹1 crore (₹20L per stock)No published limitNo published limitNo published limitNo published limitNo published limitNo published limit
Auto Square-OffAuto square-off if margin shortfall not met by T+4Auto square-off if margin falls below minimumAuto-liquidation if margin coverage < 20%Auto square-off on margin shortfallAuto square-off on margin shortfallAuto square-off on margin shortfallAuto square-off on margin shortfallAuto square-off on margin shortfallAuto square-off on margin shortfall

Kotak Neo offers the best margin of 30.58% for UTIAMC, while Paytm Money requires 33.33% - a difference of 2.75 percentage points.

UTIAMC MTF Interest Cost Calculator (per ₹1 Lakh Investment)

Upstox
Your capital30,600
Broker funds69,400
Daily interest35
30-day cost1,041
Annual cost12,666
Zerodha
Your capital30,650
Broker funds69,350
Daily interest28
30-day cost832
Annual cost10,125
Dhan
Your capital30,650
Broker funds69,350
Daily interest24
30-day cost712
Annual cost8,662
Kotak Neo
Your capital30,580
Broker funds69,420
Daily interest18
30-day cost553
Annual cost6,727
Paytm Money
Your capital33,330
Broker funds66,670
Daily interest27
30-day cost821
Annual cost9,994
Pocketful
Your capital31,850
Broker funds68,150
Daily interest11
30-day cost336
Annual cost4,082
Anand Rathi
Your capital30,650
Broker funds69,350
Daily interest28
30-day cost854
Annual cost10,396
Bajaj Broking
Your capital32,000
Broker funds68,000
Daily interest34
30-day cost1,006
Annual cost12,240
Share India
Your capital31,170
Broker funds68,830
Daily interest28
30-day cost848
Annual cost10,318

* Interest calculated on broker-funded amount only. Actual cost depends on daily closing balance. Rates may vary - verify with your broker.

How Much Can You Invest in UTIAMC with MTF?

If you invest
10,000
Stock value you hold32,701
Kotak Neo funds22,701
Margin used30.58%
If you invest
50,000
Stock value you hold1,63,506
Kotak Neo funds1,13,506
Margin used30.58%
If you invest
1,00,000
Stock value you hold3,27,011
Kotak Neo funds2,27,011
Margin used30.58%

Frequently Asked Questions - UTIAMC MTF

What is the MTF margin for UTIAMC?

Upstox: 30.60%, Zerodha: 30.65%, Dhan: 30.65%, Kotak Neo: 30.58%, Paytm Money: 33.33%, Pocketful: 31.85%, Anand Rathi: 30.65%, Bajaj Broking: 32.00%, Share India: 31.17%. The lowest margin is 30.58% on Kotak Neo, meaning you only need to pay ₹3058 to buy ₹10,000 worth of UTI Asset Management Company shares.

Which broker is cheapest for UTIAMC MTF?

For margin percentage, Kotak Neo offers the lowest at 30.58% (3.3x leverage). However, for interest cost, Dhan starts at 12.49% p.a., Zerodha charges ~14.6% p.a., Groww charges 14.95% p.a., and Upstox charges ~18.25% p.a. The total cost depends on both margin percentage and interest rate - compare both before choosing.

What interest rate do brokers charge on UTIAMC MTF?

Dhan: 12.49% p.a. (lowest, tiered up to 16.49%). Zerodha: ~14.6% p.a. (₹40 per lakh/day). Groww: 14.95% p.a. (₹41 per lakh/day). Upstox: ~18.25% p.a. (₹20 per ₹40K slab/day). Interest accrues from T+1 on the broker-funded amount until you sell.

Can I buy UTIAMC on margin?

Yes, UTI Asset Management Company (UTIAMC) is available for Margin Trading Facility (MTF) on Upstox, Zerodha, Dhan, Kotak Neo, Paytm Money, Pocketful, Anand Rathi, Bajaj Broking, Share India. MTF allows you to buy shares by paying only a fraction of the total value. The broker funds the rest and charges daily interest on the funded amount.

How long can I hold UTIAMC on MTF?

Upstox: maximum 365 days. Zerodha, Groww, and Dhan: unlimited holding period as long as you maintain the required margins daily. If your margin falls below the minimum, the broker will auto-liquidate your position.

What are the pledge charges for UTIAMC?

Upstox: ₹20 per stock (one-time). Zerodha: ₹15 + GST per ISIN. Dhan: ₹30 + GST per ISIN. Groww: auto-pledged (included in the process). Pledge charges are per ISIN, not per trade - you pay once regardless of quantity.

What happens if margin falls below minimum for UTIAMC?

All brokers will auto-liquidate your MTF position if margin maintenance is not met. Upstox gives until T+4 to top up. Zerodha and Groww require same-day/next-day top-up. Dhan auto-liquidates if coverage falls below 20%. Always maintain adequate margins to avoid forced sell-off.

What is the maximum borrowing limit for UTIAMC MTF?

Dhan: up to ₹1 crore total (₹20 lakh per stock). Upstox: up to ₹25 lakh total. Zerodha and Groww: no published maximum limit. Actual leverage depends on the stock's margin requirement set by the exchange.

Compare Other MTF Stocks

Compare All 2026+ MTF Stocks

Find the broker with the lowest margin requirement for every stock. Updated daily with real data from Upstox, Zerodha, Groww & Dhan.

About UTI Asset Management Company (UTIAMC) Margin Trading

UTI Asset Management Company (UTIAMC) is listed on the NSE and is eligible for Margin Trading Facility (MTF) across 9 major Indian brokers: Upstox, Zerodha, Dhan, Kotak Neo, Paytm Money, Pocketful, Anand Rathi, Bajaj Broking, Share India. MTF allows you to buy UTIAMC shares by paying only a fraction of the total value, with the broker financing the rest.

Currently, Kotak Neo offers the best MTF margin of 30.58% for UTIAMC. This means you can buy ₹1,00,000 worth of UTI Asset Management Company shares by paying just ₹30,580, with Kotak Neo funding the remaining ₹69,420.

MTF Interest Rates for UTIAMC - Broker Comparison

The cost of holding UTIAMC on MTF depends primarily on the interest rate charged by your broker on the funded amount. Dhan offers the lowest starting rate at 12.49% p.a. (₹34.2 per lakh/day), followed by Zerodha at ~14.6% p.a., Groww at 14.95% p.a., and Upstox at ~18.25% p.a.

When choosing a broker for UTIAMC MTF, consider both the margin percentage (which determines how much capital you need) and the interest rate (which determines your holding cost). A broker with a slightly higher margin but lower interest rate may be cheaper overall for longer holding periods.

Holding Period & Square-Off Rules

Upstox allows holding UTIAMC on MTF for up to 365 days. Zerodha, Groww, and Dhan offer unlimited holding as long as you maintain the required margins daily. If your margin falls below the minimum, all brokers will automatically square off your position. Upstox gives a buffer until T+4, while Dhan auto-liquidates when coverage falls below 20%.

Pledge & Brokerage Charges

MTF trades are settled via pledge mechanism - your shares are pledged to the broker as collateral. Pledge charges: Upstox ₹20/stock, Zerodha ₹15+GST/ISIN, Dhan ₹30+GST/ISIN, Groww auto-pledges at no extra charge. Brokerage: Zerodha charges 0.3% or ₹20 (whichever is lower), Upstox 0.1% or ₹20, Groww and Dhan charge ₹20 flat per order.

Looking for more stocks? Browse our complete MTF stocks directory with 2026+ stocks, or use the MTF comparison table to find the best margins across all brokers. You can also trade UTIAMC directly through our Scalper Terminal.