Case study

AYE

AYE FINANCE LIMITED

Mixed signals
49Score

AYE FINANCE LIMITED (AYE) Stock Analysis & Case Study

Is AYE a good buy? The data-driven verdict.

AYE FINANCE LIMITED (AYE) trades at ₹170,on the numbers it mixed signals, a Downstox Snapshot Score of 49/100.

On the numbers, AYE FINANCE LIMITED (AYE) mixed signals, a Downstox Snapshot Score of 49/100, weighing fairly valued at 17.7× earnings, ROE of 9.2%. Below: the full bull case, bear case, sector-relative valuation, and a probability-weighted price target for 2027-2031.

Last updated . Data snapshot for research, not investment advice.

AYE fundamentals at a glance, PE, PB, ROE, ROCE, market cap, dividend yield

Market cap
₹4,207 Cr
Current price
₹170
P/E ratio
17.7×
P/B ratio
1.65×
Book value
₹103
ROCE
11.3%
ROE
9.2%
Piotroski F-Score
5/8

How AYE ranks against the 2,373 companies in our screener

We do not hold promoter holding or debt-to-equity ratio figures for AYE, as of 9 Aug 2026, so those are not ranked here.

Is AYE overvalued? AYE P/E vs peers

AYE trades at 17.7× earnings. We don't have a verified sector peer group for this stock yet, so no sector peer median or peer comparison table is shown here. Showing one anyway would compare it against an arbitrary set of large-cap names, not real sector peers.

The bull case for AYE

  • AYE's P/E of 17.7x is lower than 67% of the 2,373 NSE companies in our screener, as of 9 Aug 2026.

The bear case & risks

  • AYE's return on equity of 9.2% ranks in the 45th percentile of the 2,373 NSE companies in our screener, as of 9 Aug 2026.

AYE Piotroski F-Score: 5/8, how financially strong is it?

5/8

The Piotroski F-Score grades financial strength on profitability, leverage and efficiency checks. Downstox scores the eight checks it can verify from published filings, so 8 is full marks. AYE scores 5/8, mixed financial health.

AYE MTF margin & leverage across 8 brokers

Margin Trading Facility lets you buy AYE with part of the capital. Lower margin % = higher leverage. Rates compared across 8 brokers (no competitor publishes this):

BrokerMargin requiredApprox. leverage
Upstox35.54%2.8×
Zerodha35.53%2.8×
Groww35.63%2.8×
Dhan40.00%2.5×
Kotak Neo100.00%1.0×
Paytm Money35.64%2.8×
PocketfulCHEAPEST34.90%2.9×
Share India35.63%2.8×

Compare every broker on the AYE MTF page.

About AYE FINANCE LIMITED: sector, index & market-cap context

AYE FINANCE LIMITED (AYE) is a small-cap NSE-listed company, with a market capitalisation of ₹4,207 Cr. See more stocks on our screener.

How the AYE Snapshot Score & forecast are built

The Downstox Snapshot Score is a transparent, rules-based read of AYE FINANCE LIMITED's public fundamentals plus a statistical forecast, not an analyst opinion. It rewards low-to-fair valuation, high ROE/ROCE, a strong Piotroski F-Score, a dividend, low volatility and a favourable probability of upside; it penalises rich valuations, weak capital efficiency, a low F-Score and high volatility. The price target is a 10,000-path Monte-Carlo simulation on real historical volatility, a distribution, not a single guess. The bull and bear cases are generated from the same data, so you always see both sides.

This is information, not investment advice. Do your own due diligence and consult a SEBI-registered adviser before investing.

AYE analysis, FAQs

Is AYE FINANCE LIMITED (AYE) a good buy?

On the numbers, AYE FINANCE LIMITED (AYE) mixed signals, a Downstox Snapshot Score of 49/100, weighing fairly valued at 17.7× earnings, ROE of 9.2%. This is a data snapshot for research, not investment advice.

Is AYE overvalued or undervalued?

AYE trades at 17.7× earnings, fairly valued versus the ~22× long-run Nifty average.

What is the bull case for AYE?

AYE's P/E of 17.7x is lower than 67% of the 2,373 NSE companies in our screener, as of 9 Aug 2026.

What are the risks in AYE?

AYE's return on equity of 9.2% ranks in the 45th percentile of the 2,373 NSE companies in our screener, as of 9 Aug 2026.

More on AYE