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Bank of Baroda (BANKBARODA) - MTF Margin Comparison

Exchange: NSE · Available on 10 brokers · Updated daily

Best MTF Rate: 22.42% on Kotak Neo(4.5x leverage)

Fundamentals Snapshot

BankingMega Cap
CMP
₹252
PE
6.6
ROE
12.7%
ROCE
5.6%
Div Yield
3.37%
P/B
0.79
Mkt Cap
₹1,30,422 Cr

Fundamentals from the Downstox Value Screener (Nifty 500 universe, updated daily). Not investment advice.

MTF Margin Comparison - BANKBARODA

Upstox
29.44%
Margin Required
Leverage3.4x
You Pay2,944
You Get₹10,000
Interest18.25% p.a.
Max HoldUnlimited
Zerodha
25.20%
Margin Required
Leverage4.0x
You Pay2,520
You Get₹10,000
Interest14.6% p.a.
Max HoldUnlimited
Groww
25.06%
Margin Required
Leverage4.0x
You Pay2,506
You Get₹10,000
Interest14.95% p.a.
Max HoldUnlimited
Dhan
23.00%
Margin Required
Leverage4.3x
You Pay2,300
You Get₹10,000
Interest12.49% p.a.
Max HoldUnlimited Holding Period
BEST
Kotak Neo
22.42%
Margin Required
Leverage4.5x
You Pay2,242
You Get₹10,000
Interest9.95% p.a.
Max HoldNo Time Limit
Paytm Money
22.44%
Margin Required
Leverage4.5x
You Pay2,244
You Get₹10,000
Interest14.99% p.a.
Max HoldUnlimited
Pocketful
29.61%
Margin Required
Leverage3.4x
You Pay2,961
You Get₹10,000
Interest5.99% p.a.
Max HoldUnlimited
Anand Rathi
29.50%
Margin Required
Leverage3.4x
You Pay2,950
You Get₹10,000
Interest14.99% p.a.
Max HoldUnlimited
Bajaj Broking
23.00%
Margin Required
Leverage4.3x
You Pay2,300
You Get₹10,000
Interest18% p.a.
Max HoldUnlimited
Share India
29.35%
Margin Required
Leverage3.4x
You Pay2,935
You Get₹10,000
Interest14.99% p.a.
Max HoldUnlimited

Bank of Baroda - Complete Broker Comparison

ParameterUpstoxZerodhaGrowwDhanKotak NeoPaytm MoneyPocketfulAnand RathiBajaj BrokingShare India
MTF Margin29.44%25.20%25.06%23.00%22.42%22.44%29.61%29.50%23.00%29.35%
Leverage3.4x4.0x4.0x4.3x4.5x4.5x3.4x3.4x4.3x3.4x
You Pay (per ₹1L)29,44025,20025,06023,00022,42022,44029,61029,50023,00029,350
Broker Funds (per ₹1L)70,56074,80074,94077,00077,58077,56070,39070,50077,00070,650
Interest Rate (p.a.)18.25%14.6%14.95%12.49%9.95%14.99%5.99%14.99%18%14.99%
Daily Interest Cost₹20 per ₹40,000 slab/day₹40 per lakh/day₹41 per lakh/day₹34.2 per lakh/day (up to ₹5L)~₹27 per lakh/dayslab-based~₹27 per lakh/daysee brokersee brokersee broker
Brokerage0.1% or ₹20/order (whichever is lower)0.3% or Rs. 20/executed order, whichever is lower₹20 per order (flat)₹20 per order₹20/order or 0.1%₹20/order or 0.05%₹20/ordersee planplan-basedplan-based
Pledge Charges₹20 per stock (one-time)₹15 + GST per pledge and unpledge request per ISINAuto-pledged (included)₹30 + GST per ISIN₹20 + GST per ISIN₹20 + GST per ISIN₹20 + GST per ISINper ISINper ISINper ISIN
Max Holding PeriodUnlimitedUnlimited (maintain margins daily)Unlimited (maintain margins)Unlimited Holding PeriodNo Time LimitUnlimited (maintain margins)Unlimited (maintain margins)Unlimited (maintain margins)Unlimited (maintain margins)Unlimited (maintain margins)
Max Borrowing Limit₹25 lakhNo published limitNo published limit₹1 crore (₹20L per stock)No published limitNo published limitNo published limitNo published limitNo published limitNo published limit
Auto Square-OffAuto square-off if margin shortfall not met by T+4Auto square-off if margin falls below minimumAuto-liquidation if margin falls below requirementAuto-liquidation if margin coverage < 20%Auto square-off on margin shortfallAuto square-off on margin shortfallAuto square-off on margin shortfallAuto square-off on margin shortfallAuto square-off on margin shortfallAuto square-off on margin shortfall

Kotak Neo offers the best margin of 22.42% for BANKBARODA, while Pocketful requires 29.61% - a difference of 7.19 percentage points. This means you save ₹7,190 per ₹1 lakh invested by choosing Kotak Neo.

BANKBARODA MTF Interest Cost Calculator (per ₹1 Lakh Investment)

Upstox
Your capital29,440
Broker funds70,560
Daily interest35
30-day cost1,058
Annual cost12,877
Zerodha
Your capital25,200
Broker funds74,800
Daily interest30
30-day cost898
Annual cost10,921
Groww
Your capital25,060
Broker funds74,940
Daily interest31
30-day cost921
Annual cost11,204
Dhan
Your capital23,000
Broker funds77,000
Daily interest26
30-day cost790
Annual cost9,617
Kotak Neo
Your capital22,420
Broker funds77,580
Daily interest21
30-day cost634
Annual cost7,719
Paytm Money
Your capital22,440
Broker funds77,560
Daily interest32
30-day cost956
Annual cost11,626
Pocketful
Your capital29,610
Broker funds70,390
Daily interest12
30-day cost347
Annual cost4,216
Anand Rathi
Your capital29,500
Broker funds70,500
Daily interest29
30-day cost869
Annual cost10,568
Bajaj Broking
Your capital23,000
Broker funds77,000
Daily interest38
30-day cost1,139
Annual cost13,860
Share India
Your capital29,350
Broker funds70,650
Daily interest29
30-day cost870
Annual cost10,590

* Interest calculated on broker-funded amount only. Actual cost depends on daily closing balance. Rates may vary - verify with your broker.

How Much Can You Invest in BANKBARODA with MTF?

If you invest
10,000
Stock value you hold44,603
Kotak Neo funds34,603
Margin used22.42%
If you invest
50,000
Stock value you hold2,23,015
Kotak Neo funds1,73,015
Margin used22.42%
If you invest
1,00,000
Stock value you hold4,46,030
Kotak Neo funds3,46,030
Margin used22.42%

Frequently Asked Questions - BANKBARODA MTF

What is the MTF margin for BANKBARODA?

Upstox: 29.44%, Zerodha: 25.20%, Groww: 25.06%, Dhan: 23.00%, Kotak Neo: 22.42%, Paytm Money: 22.44%, Pocketful: 29.61%, Anand Rathi: 29.50%, Bajaj Broking: 23.00%, Share India: 29.35%. The lowest margin is 22.42% on Kotak Neo, meaning you only need to pay ₹2242 to buy ₹10,000 worth of Bank of Baroda shares.

Which broker is cheapest for BANKBARODA MTF?

For margin percentage, Kotak Neo offers the lowest at 22.42% (4.5x leverage). However, for interest cost, Dhan starts at 12.49% p.a., Zerodha charges ~14.6% p.a., Groww charges 14.95% p.a., and Upstox charges ~18.25% p.a. The total cost depends on both margin percentage and interest rate - compare both before choosing.

What interest rate do brokers charge on BANKBARODA MTF?

Dhan: 12.49% p.a. (lowest, tiered up to 16.49%). Zerodha: ~14.6% p.a. (₹40 per lakh/day). Groww: 14.95% p.a. (₹41 per lakh/day). Upstox: ~18.25% p.a. (₹20 per ₹40K slab/day). Interest accrues from T+1 on the broker-funded amount until you sell.

Can I buy BANKBARODA on margin?

Yes, Bank of Baroda (BANKBARODA) is available for Margin Trading Facility (MTF) on Upstox, Zerodha, Groww, Dhan, Kotak Neo, Paytm Money, Pocketful, Anand Rathi, Bajaj Broking, Share India. MTF allows you to buy shares by paying only a fraction of the total value. The broker funds the rest and charges daily interest on the funded amount.

How long can I hold BANKBARODA on MTF?

Upstox: maximum 365 days. Zerodha, Groww, and Dhan: unlimited holding period as long as you maintain the required margins daily. If your margin falls below the minimum, the broker will auto-liquidate your position.

What are the pledge charges for BANKBARODA?

Upstox: ₹20 per stock (one-time). Zerodha: ₹15 + GST per ISIN. Dhan: ₹30 + GST per ISIN. Groww: auto-pledged (included in the process). Pledge charges are per ISIN, not per trade - you pay once regardless of quantity.

What happens if margin falls below minimum for BANKBARODA?

All brokers will auto-liquidate your MTF position if margin maintenance is not met. Upstox gives until T+4 to top up. Zerodha and Groww require same-day/next-day top-up. Dhan auto-liquidates if coverage falls below 20%. Always maintain adequate margins to avoid forced sell-off.

What is the maximum borrowing limit for BANKBARODA MTF?

Dhan: up to ₹1 crore total (₹20 lakh per stock). Upstox: up to ₹25 lakh total. Zerodha and Groww: no published maximum limit. Actual leverage depends on the stock's margin requirement set by the exchange.

Banking Sector Peers - MTF Margins

Compare All 2026+ MTF Stocks

Find the broker with the lowest margin requirement for every stock. Updated daily with real data from Upstox, Zerodha, Groww & Dhan.

About Bank of Baroda (BANKBARODA) Margin Trading

Bank of Baroda (BANKBARODA) is listed on the NSE and is eligible for Margin Trading Facility (MTF) across 10 major Indian brokers: Upstox, Zerodha, Groww, Dhan, Kotak Neo, Paytm Money, Pocketful, Anand Rathi, Bajaj Broking, Share India. MTF allows you to buy BANKBARODA shares by paying only a fraction of the total value, with the broker financing the rest.

Currently, Kotak Neo offers the best MTF margin of 22.42% for BANKBARODA. This means you can buy ₹1,00,000 worth of Bank of Baroda shares by paying just ₹22,420, with Kotak Neo funding the remaining ₹77,580.

MTF Interest Rates for BANKBARODA - Broker Comparison

The cost of holding BANKBARODA on MTF depends primarily on the interest rate charged by your broker on the funded amount. Dhan offers the lowest starting rate at 12.49% p.a. (₹34.2 per lakh/day), followed by Zerodha at ~14.6% p.a., Groww at 14.95% p.a., and Upstox at ~18.25% p.a.

When choosing a broker for BANKBARODA MTF, consider both the margin percentage (which determines how much capital you need) and the interest rate (which determines your holding cost). A broker with a slightly higher margin but lower interest rate may be cheaper overall for longer holding periods.

Holding Period & Square-Off Rules

Upstox allows holding BANKBARODA on MTF for up to 365 days. Zerodha, Groww, and Dhan offer unlimited holding as long as you maintain the required margins daily. If your margin falls below the minimum, all brokers will automatically square off your position. Upstox gives a buffer until T+4, while Dhan auto-liquidates when coverage falls below 20%.

Pledge & Brokerage Charges

MTF trades are settled via pledge mechanism - your shares are pledged to the broker as collateral. Pledge charges: Upstox ₹20/stock, Zerodha ₹15+GST/ISIN, Dhan ₹30+GST/ISIN, Groww auto-pledges at no extra charge. Brokerage: Zerodha charges 0.3% or ₹20 (whichever is lower), Upstox 0.1% or ₹20, Groww and Dhan charge ₹20 flat per order.

Looking for more stocks? Browse our complete MTF stocks directory with 2026+ stocks, or use the MTF comparison table to find the best margins across all brokers. You can also trade BANKBARODA directly through our Scalper Terminal.