Case study

BANKBARODA

Bank of Baroda

Worth a closer look1y model +6.8%

Each stock's 10,000-path forecast, rendered as light.

69Score

Bank of Baroda (BANKBARODA) Stock Analysis & Case Study

Is BANKBARODA a good buy? The data-driven verdict.

Bank of Baroda (BANKBARODA) trades at ₹251,on the numbers it worth a closer look, a Downstox Snapshot Score of 69/100.

On the numbers, Bank of Baroda (BANKBARODA) worth a closer look, a Downstox Snapshot Score of 69/100, weighing inexpensive at 5.9× earnings, ROE of 12.7%, a 59% model probability of trading higher in a year. Below: the full bull case, bear case, sector-relative valuation, and a probability-weighted price target for 2027-2031.

Last updated . Data snapshot for research, not investment advice.

BANKBARODA fundamentals at a glance, PE, PB, ROE, ROCE, market cap, dividend yield

Market cap
₹1.30L Cr
Current price
₹251
P/E ratio
5.9×
P/B ratio
0.77×
Book value
₹326
Dividend yield
3.39%
ROCE
5.6%
ROE
12.7%
Piotroski F-Score
6/8

How BANKBARODA ranks against the 2,373 companies in our screener

We do not hold a debt-to-equity ratio figure for BANKBARODA, as of 9 Aug 2026, so it is not ranked here.

Is BANKBARODA overvalued? BANKBARODA P/E vs its Banking

BANKBARODA's P/E of 5.9× sits below the Banking peer median of 18.2×, so on earnings it screens cheaper than peers, while its 3.39% dividend yield is above the peer median of 0.84%.

BANKBARODA P/E
5.9×
Peer median P/E
18.2×
BANKBARODA div yield
3.39%
Peer median yield
0.84%

BANKBARODA share price target 2027, 2028, 2029, 2030, 2031, a probability view

Unlike a single guessed number, this is a probability-weighted range from a 10,000-path Monte-Carlo simulation on 9.8y of BANKBARODA history (5%/yr drift, 28%/yr volatility).

YearLow (P10)Median target (P50)High (P90)Upside vs today
BANKBARODA 2027₹186₹268₹386+7%
BANKBARODA 2028₹170₹286₹481+14%
BANKBARODA 2029₹161₹305₹578+22%
BANKBARODA 2030₹158₹326₹673+30%
BANKBARODA 2031₹155₹348₹782+39%

Median (P50) is the central estimate; the P10-P90 band is the 80% confidence range. Probabilities, not promises.

What is the probability BANKBARODA goes up, or doubles?

59%
Higher in 1 year
Modelled chance the price is above today in 12 months
70%
Higher in 5 years
Modelled chance the price is above today in 5 years
28%
Doubles in 5 years
Modelled chance of reaching ₹501 within 5 years

The bull case for BANKBARODA

  • BANKBARODA's P/E of 5.9x is lower than 93% of the 2,373 NSE companies in our screener, as of 9 Aug 2026.
  • Low price-to-book of 0.77×, the market is paying little over the company's net assets.
  • BANKBARODA's return on equity of 12.7% ranks in the 63rd percentile of the 2,373 NSE companies in our screener, as of 9 Aug 2026.
  • BANKBARODA's dividend yield of 3.4% ranks in the top 4% of the 2,373 NSE companies in our screener, as of 9 Aug 2026.
  • Upside scenario: the model's optimistic (P90) 3-year path reaches ₹578.

The bear case & risks

  • No model or past record guarantees future returns, treat this as one input, not a decision.
  • Downside scenario: the model's pessimistic (P10) 3-year path falls to ₹161.

BANKBARODA volatility & expected range, how bumpy is the ride?

Over the last 9.8 years BANKBARODA compounded at 5%/year with annualized volatility of 28%. That volatility implies a 1-year 80% range of ₹186-₹386, the honest backbone behind any single price target.

BANKBARODA price forecast, the full 60-month probability fan

Spot Price · Today
₹0
Based on 9.8 years of daily NSE data ·0.0% annualised volatility
5-yr median forecast
₹0
P(price ↑ in 5y)
0%
1-Year Forecast
2027
₹0
Median (P50)
6.8%
80% range₹186-₹386
P(price ↑)59%
P(price 2×)1%
3-Year Forecast
2029
₹0
Median (P50)
21.7%
80% range₹161-₹578
P(price ↑)65%
P(price 2×)16%
5-Year Forecast
2031
₹0
Median (P50)
38.8%
80% range₹155-₹782
P(price ↑)70%
P(price 2×)28%

BANKBARODA price probability fan

Each band shows where 10,000 simulated paths land. The wider the fan, the more uncertainty.

Probability Fan
BANKBARODA simulated paths · 60 months · 10,000 trials
P10-P90 (80%)P25-P75 (50%)Median (P50)

Probability of key outcomes

What are the odds BANKBARODA hits common targets within the simulated horizon?

0%
P(↑ 1Y)
Above today's price in 1 year
0%
P(↑ 5Y)
Above today's price in 5 years
0%
P(2×)
Doubles within 5 years
0%
P(↓)
Falls below today in 5 years

Full multi-horizon detail on the BANKBARODA price target & forecast page.

BANKBARODA Piotroski F-Score: 6/8, how financially strong is it?

6/8

The Piotroski F-Score grades financial strength on profitability, leverage and efficiency checks. Downstox scores the eight checks it can verify from published filings, so 8 is full marks. BANKBARODA scores 6/8, mixed financial health.

BANKBARODA MTF margin & leverage across 11 brokers

Margin Trading Facility lets you buy BANKBARODA with part of the capital. Lower margin % = higher leverage. Rates compared across 11 brokers (no competitor publishes this):

BrokerMargin requiredApprox. leverage
Upstox25.81%3.9×
Zerodha25.00%4.0×
Groww24.98%4.0×
Dhan23.00%4.3×
Kotak NeoCHEAPEST22.27%4.5×
Paytm Money22.92%4.4×
Pocketful29.42%3.4×
Fyers30.30%3.3×
Anand Rathi29.27%3.4×
Bajaj Broking23.00%4.3×
Share India29.35%3.4×

Compare every broker on the BANKBARODA MTF page.

BANKBARODA vs peers,Banking comparison

StockP/EDiv yieldMarket cap
BANKBARODA (this stock)5.9×3.39%₹1.30L Cr
HDFCBANK14.3×1.78%₹11.26L Cr
ICICIBANK18.2×0.84%₹10.20L Cr
SBIN12.0×1.58%₹10.13L Cr
KOTAKBANK19.4×0.17%₹3.89L Cr
INDUSINDBK60.2×0.15%₹79,627 Cr
YESBANK18.9×0.00%₹71,218 Cr

Fundamentals from Screener.in, as of 9 Aug 2026

About Bank of Baroda: sector, index & market-cap context

Bank of Baroda (BANKBARODA) is a large-cap NSE-listed company in the Banking sector, and a constituent of the Nifty 500 index, with a market capitalisation of ₹1.30L Cr. See more stocks on our screener.

How the BANKBARODA Snapshot Score & forecast are built

The Downstox Snapshot Score is a transparent, rules-based read of Bank of Baroda's public fundamentals plus a statistical forecast, not an analyst opinion. It rewards low-to-fair valuation, high ROE/ROCE, a strong Piotroski F-Score, a dividend, low volatility and a favourable probability of upside; it penalises rich valuations, weak capital efficiency, a low F-Score and high volatility. The price target is a 10,000-path Monte-Carlo simulation on real historical volatility, a distribution, not a single guess. The bull and bear cases are generated from the same data, so you always see both sides.

This is information, not investment advice. Do your own due diligence and consult a SEBI-registered adviser before investing.

BANKBARODA analysis, FAQs

Is Bank of Baroda (BANKBARODA) a good buy?

On the numbers, Bank of Baroda (BANKBARODA) worth a closer look, a Downstox Snapshot Score of 69/100, weighing inexpensive at 5.9× earnings, ROE of 12.7%, a 59% model probability of trading higher in a year. This is a data snapshot for research, not investment advice.

Is BANKBARODA overvalued or undervalued?

BANKBARODA trades at 5.9× earnings versus a peer median of 18.2×, so it screens cheaper than its Banking peers.

What is the BANKBARODA share price target for 2031?

BANKBARODA's probability-weighted 2031 median target is ₹348, with an 80% range of ₹155-₹782 (10,000-path Monte-Carlo).

What is the probability BANKBARODA doubles in 5 years?

The modelled probability of BANKBARODA reaching ₹501 (2×) within 5 years is 28%.

What is the bull case for BANKBARODA?

BANKBARODA's P/E of 5.9x is lower than 93% of the 2,373 NSE companies in our screener, as of 9 Aug 2026. Low price-to-book of 0.77×, the market is paying little over the company's net assets. BANKBARODA's return on equity of 12.7% ranks in the 63rd percentile of the 2,373 NSE companies in our screener, as of 9 Aug 2026.

What are the risks in BANKBARODA?

No model or past record guarantees future returns, treat this as one input, not a decision.

More on BANKBARODA