IDBI
IDBI Bank
Each stock's 10,000-path forecast, rendered as light.
IDBI Bank (IDBI) Stock Analysis & Case Study
Is IDBI a good buy? The data-driven verdict.
IDBI Bank (IDBI) trades at ₹88,on the numbers it worth a closer look, a Downstox Snapshot Score of 58/100.
On the numbers, IDBI Bank (IDBI) worth a closer look, a Downstox Snapshot Score of 58/100, weighing inexpensive at 10.2× earnings, ROE of 14.2%, a 40% model probability of trading higher in a year. Below: the full bull case, bear case, sector-relative valuation, and a probability-weighted price target for 2027–2031.
Last updated . Data snapshot for research, not investment advice.
IDBI fundamentals at a glance, PE, PB, ROE, ROCE, market cap, dividend yield
Is IDBI overvalued? IDBI P/E vs its sector
IDBI's P/E of 10.2× sits below the sector peer median of 14.7×, so on earnings it screens cheaper than peers, while its 2.40% dividend yield is above the peer median of 1.67%.
IDBI share price target 2027, 2028, 2029, 2030, 2031, a probability view
Unlike a single guessed number, this is a probability-weighted range from a 10,000-path Monte-Carlo simulation on 2.0y of IDBI history (-2%/yr drift, 46%/yr volatility).
| Year | Low (P10) | Median target (P50) | High (P90) | Upside vs today |
|---|---|---|---|---|
| IDBI 2027 | ₹41 | ₹74 | ₹133 | -11% |
| IDBI 2028 | ₹29 | ₹66 | ₹152 | -21% |
| IDBI 2029 | ₹21 | ₹58 | ₹161 | -30% |
| IDBI 2030 | ₹16 | ₹51 | ₹164 | -38% |
| IDBI 2031 | ₹12 | ₹46 | ₹168 | -45% |
Median (P50) is the central estimate; the P10–P90 band is the 80% confidence range. Probabilities, not promises.
What is the probability IDBI goes up, or doubles?
The bull case for IDBI
- Trades at just 10.2× earnings, below the ~22× long-run Nifty average, so the valuation leaves room rather than pricing in perfection.
- Low price-to-book of 1.37×, the market is paying little over the company's net assets.
- A healthy 14.2% return on equity.
- Pays a 2.4% dividend yield, so you're partly paid to wait.
- Upside scenario: the model's optimistic (P90) 3-year path reaches ₹161.
The bear case & risks
- The probability model is cautious 12 months out, only a 40% chance of finishing above today's price.
- High historical volatility (46%/yr) means a wide, bumpy range of outcomes, size positions accordingly.
- Downside scenario: the model's pessimistic (P10) 3-year path falls to ₹21.
IDBI volatility & expected range, how bumpy is the ride?
Over the last 2.0 years IDBI compounded at -2%/year with annualized volatility of 46%. That volatility implies a 1-year 80% range of ₹41–₹133, the honest backbone behind any single price target.
IDBI price forecast, the full 60-month probability fan
IDBI price probability fan
Each band shows where 10,000 simulated paths land. The wider the fan, the more uncertainty.
Probability of key outcomes
What are the odds IDBI hits common targets within the simulated horizon?
Full multi-horizon detail on the IDBI price target & forecast page.
IDBI Piotroski F-Score: 4/9, how financially strong is it?
The Piotroski F-Score grades financial strength on nine profitability, leverage and efficiency checks. IDBI scores 4/9,mixed financial health.
IDBI MTF margin & leverage, Upstox, Zerodha, Groww, Dhan
Margin Trading Facility lets you buy IDBI with part of the capital. Lower margin % = higher leverage. Rates compared across brokers (no competitor publishes this):
| Broker | Margin required | Approx. leverage |
|---|---|---|
| UpstoxCHEAPEST | 37.9% | 2.6× |
| ZerodhaCHEAPEST | 37.9% | 2.6× |
| DhanCHEAPEST | 37.9% | 2.6× |
Compare every broker on the IDBI MTF page.
IDBI vs peers,sector comparison
About IDBI Bank: sector, index & market-cap context
IDBI Bank (IDBI) is a mid-cap NSE-listed company, and a constituent of the Nifty 100 index group, with a market capitalisation of ₹94,279 Cr. See more Nifty 100 stocks.
How the IDBI Snapshot Score & forecast are built
The Downstox Snapshot Score is a transparent, rules-based read of IDBI Bank's public fundamentals plus a statistical forecast, not an analyst opinion. It rewards low-to-fair valuation, high ROE/ROCE, a strong Piotroski F-Score, a dividend, low volatility and a favourable probability of upside; it penalises rich valuations, weak capital efficiency, a low F-Score and high volatility. The price target is a 10,000-path Monte-Carlo simulation on real historical volatility, a distribution, not a single guess. The bull and bear cases are generated from the same data, so you always see both sides.
This is information, not investment advice. Do your own due diligence and consult a SEBI-registered adviser before investing.
IDBI analysis, FAQs
Is IDBI Bank (IDBI) a good buy?
On the numbers, IDBI Bank (IDBI) worth a closer look, a Downstox Snapshot Score of 58/100, weighing inexpensive at 10.2× earnings, ROE of 14.2%, a 40% model probability of trading higher in a year. This is a data snapshot for research, not investment advice.
Is IDBI overvalued or undervalued?
IDBI trades at 10.2× earnings versus a peer median of 14.7×, so it screens cheaper than its sector peers.
What is the IDBI share price target for 2031?
IDBI's probability-weighted 2031 median target is ₹46, with an 80% range of ₹12–₹168 (10,000-path Monte-Carlo).
What is the probability IDBI doubles in 5 years?
The modelled probability of IDBI reaching ₹166 (2×) within 5 years is 10%.
What is the bull case for IDBI?
Trades at just 10.2× earnings, below the ~22× long-run Nifty average, so the valuation leaves room rather than pricing in perfection. Low price-to-book of 1.37×, the market is paying little over the company's net assets. A healthy 14.2% return on equity.
What are the risks in IDBI?
The probability model is cautious 12 months out, only a 40% chance of finishing above today's price. High historical volatility (46%/yr) means a wide, bumpy range of outcomes, size positions accordingly.