IDBI
IDBI BANK LIMITED
Each stock's 10,000-path forecast, rendered as light.
IDBI BANK LIMITED (IDBI) Stock Analysis & Case Study
Is IDBI a good buy? The data-driven verdict.
IDBI BANK LIMITED (IDBI) trades at ₹83,on the numbers it worth a closer look, a Downstox Snapshot Score of 69/100.
On the numbers, IDBI BANK LIMITED (IDBI) worth a closer look, a Downstox Snapshot Score of 69/100, weighing inexpensive at 9.6× earnings, ROE of 14.1%, a 52% model probability of trading higher in a year. Below: the full bull case, bear case, sector-relative valuation, and a probability-weighted price target for 2027-2031.
Last updated . Data snapshot for research, not investment advice.
IDBI fundamentals at a glance, PE, PB, ROE, ROCE, market cap, dividend yield
How IDBI ranks against the 2,374 companies in our screener
- IDBI's market cap of 89,362 Cr ranks in the top 5% of the 2,374 NSE companies in our screener, as of 10 Aug 2026.
- IDBI's book value of ₹64 ranks in the 39th percentile of the 2,374 NSE companies in our screener, as of 10 Aug 2026.
- IDBI's promoter holding of 94.7% ranks in the top 1% of the 2,374 NSE companies in our screener, as of 10 Aug 2026.
- IDBI's 3-year profit (PAT) growth of 35.0% ranks in the 74th percentile of the 2,374 NSE companies in our screener, as of 10 Aug 2026.
- IDBI's 3-year revenue growth of 12.0% ranks in the 55th percentile of the 2,374 NSE companies in our screener, as of 10 Aug 2026.
We do not hold a debt-to-equity ratio figure for IDBI, as of 10 Aug 2026, so it is not ranked here.
Is IDBI overvalued? IDBI P/E vs peers
IDBI trades at 9.6× earnings. We don't have a verified sector peer group for this stock yet, so no sector peer median or peer comparison table is shown here. Showing one anyway would compare it against an arbitrary set of large-cap names, not real sector peers.
IDBI share price target 2027, 2028, 2029, 2030, 2031, a probability view
Unlike a single guessed number, this is a probability-weighted range from a 10,000-path Monte-Carlo simulation on 9.8y of IDBI history (2%/yr drift, 44%/yr volatility).
| Year | Low (P10) | Median target (P50) | High (P90) | Upside vs today |
|---|---|---|---|---|
| IDBI 2027 | ₹48 | ₹84 | ₹148 | +2% |
| IDBI 2028 | ₹39 | ₹85 | ₹188 | +4% |
| IDBI 2029 | ₹32 | ₹87 | ₹234 | +5% |
| IDBI 2030 | ₹29 | ₹89 | ₹274 | +7% |
| IDBI 2031 | ₹25 | ₹90 | ₹322 | +9% |
Median (P50) is the central estimate; the P10-P90 band is the 80% confidence range. Probabilities, not promises.
What is the probability IDBI goes up, or doubles?
The bull case for IDBI
- IDBI's P/E of 9.6x is lower than 87% of the 2,374 NSE companies in our screener, as of 10 Aug 2026.
- Low price-to-book of 1.30×, the market is paying little over the company's net assets.
- IDBI's return on equity of 14.1% ranks in the 68th percentile of the 2,374 NSE companies in our screener, as of 10 Aug 2026.
- IDBI's dividend yield of 2.5% ranks in the 91st percentile of the 2,374 NSE companies in our screener, as of 10 Aug 2026.
- Upside scenario: the model's optimistic (P90) 3-year path reaches ₹234.
The bear case & risks
- No model or past record guarantees future returns, treat this as one input, not a decision.
- Downside scenario: the model's pessimistic (P10) 3-year path falls to ₹32.
IDBI volatility & expected range, how bumpy is the ride?
Over the last 9.8 years IDBI compounded at 2%/year with annualized volatility of 44%. That volatility implies a 1-year 80% range of ₹48-₹148, the honest backbone behind any single price target.
IDBI price forecast, the full 60-month probability fan
IDBI price probability fan
Each band shows where 10,000 simulated paths land. The wider the fan, the more uncertainty.
Probability of key outcomes
What are the odds IDBI hits common targets within the simulated horizon?
Full multi-horizon detail on the IDBI price target & forecast page.
IDBI Piotroski F-Score: 6/8, how financially strong is it?
The Piotroski F-Score grades financial strength on profitability, leverage and efficiency checks. Downstox scores the eight checks it can verify from published filings, so 8 is full marks. IDBI scores 6/8, mixed financial health.
IDBI MTF margin & leverage across 10 brokers
Margin Trading Facility lets you buy IDBI with part of the capital. Lower margin % = higher leverage. Rates compared across 10 brokers (no competitor publishes this):
| Broker | Margin required | Approx. leverage |
|---|---|---|
| Upstox | 36.70% | 2.7× |
| Zerodha | 36.65% | 2.7× |
| Groww | 36.91% | 2.7× |
| Dhan | 36.65% | 2.7× |
| Kotak NeoCHEAPEST | 36.63% | 2.7× |
| Paytm Money | 37.15% | 2.7× |
| Pocketful | 37.45% | 2.7× |
| Anand Rathi | 36.65% | 2.7× |
| Bajaj Broking | 38.00% | 2.6× |
| Share India | 36.86% | 2.7× |
Compare every broker on the IDBI MTF page.
About IDBI BANK LIMITED: sector, index & market-cap context
IDBI BANK LIMITED (IDBI) is a mid-cap NSE-listed company, and a constituent of the Nifty 500 index, with a market capitalisation of ₹89,362 Cr. See more stocks on our screener.
How the IDBI Snapshot Score & forecast are built
The Downstox Snapshot Score is a transparent, rules-based read of IDBI BANK LIMITED's public fundamentals plus a statistical forecast, not an analyst opinion. It rewards low-to-fair valuation, high ROE/ROCE, a strong Piotroski F-Score, a dividend, low volatility and a favourable probability of upside; it penalises rich valuations, weak capital efficiency, a low F-Score and high volatility. The price target is a 10,000-path Monte-Carlo simulation on real historical volatility, a distribution, not a single guess. The bull and bear cases are generated from the same data, so you always see both sides.
This is information, not investment advice. Do your own due diligence and consult a SEBI-registered adviser before investing.
IDBI analysis, FAQs
Is IDBI BANK LIMITED (IDBI) a good buy?
On the numbers, IDBI BANK LIMITED (IDBI) worth a closer look, a Downstox Snapshot Score of 69/100, weighing inexpensive at 9.6× earnings, ROE of 14.1%, a 52% model probability of trading higher in a year. This is a data snapshot for research, not investment advice.
Is IDBI overvalued or undervalued?
IDBI trades at 9.6× earnings, inexpensive versus the ~22× long-run Nifty average.
What is the IDBI share price target for 2031?
IDBI's probability-weighted 2031 median target is ₹90, with an 80% range of ₹25-₹322 (10,000-path Monte-Carlo).
What is the probability IDBI doubles in 5 years?
The modelled probability of IDBI reaching ₹165 (2×) within 5 years is 27%.
What is the bull case for IDBI?
IDBI's P/E of 9.6x is lower than 87% of the 2,374 NSE companies in our screener, as of 10 Aug 2026. Low price-to-book of 1.30×, the market is paying little over the company's net assets. IDBI's return on equity of 14.1% ranks in the 68th percentile of the 2,374 NSE companies in our screener, as of 10 Aug 2026.
What are the risks in IDBI?
No model or past record guarantees future returns, treat this as one input, not a decision.