Case study

KARURVYSYA

Karur Vysya Bank Limited

Screens attractive1y model +7.2%

Each stock's 10,000-path forecast, rendered as light.

72Score

Karur Vysya Bank Limited (KARURVYSYA) Stock Analysis & Case Study

Is KARURVYSYA a good buy? The data-driven verdict.

Karur Vysya Bank Limited (KARURVYSYA) trades at ₹336,on the numbers it screens attractive, a Downstox Snapshot Score of 72/100.

On the numbers, Karur Vysya Bank Limited (KARURVYSYA) screens attractive, a Downstox Snapshot Score of 72/100, weighing inexpensive at 11.8× earnings, ROE of 19.1%, a 59% model probability of trading higher in a year. Below: the full bull case, bear case, sector-relative valuation, and a probability-weighted price target for 2027-2031.

Last updated . Data snapshot for research, not investment advice.

KARURVYSYA fundamentals at a glance, PE, PB, ROE, ROCE, market cap, dividend yield

Market cap
₹32,433 Cr
Current price
₹336
P/E ratio
11.8×
P/B ratio
2.30×
Book value
₹146
Dividend yield
0.77%
ROCE
7.6%
ROE
19.1%
Piotroski F-Score
6/8

How KARURVYSYA ranks against the 2,373 companies in our screener

We do not hold a debt-to-equity ratio figure for KARURVYSYA, as of 9 Aug 2026, so it is not ranked here.

Is KARURVYSYA overvalued? KARURVYSYA P/E vs peers

KARURVYSYA trades at 11.8× earnings. We don't have a verified sector peer group for this stock yet, so no sector peer median or peer comparison table is shown here. Showing one anyway would compare it against an arbitrary set of large-cap names, not real sector peers.

KARURVYSYA share price target 2027, 2028, 2029, 2030, 2031, a probability view

Unlike a single guessed number, this is a probability-weighted range from a 10,000-path Monte-Carlo simulation on 9.8y of KARURVYSYA history (16%/yr drift, 33%/yr volatility).

YearLow (P10)Median target (P50)High (P90)Upside vs today
KARURVYSYA 2027₹235₹360₹550+7%
KARURVYSYA 2028₹210₹385₹709+15%
KARURVYSYA 2029₹197₹413₹866+23%
KARURVYSYA 2030₹188₹443₹1,042+32%
KARURVYSYA 2031₹181₹474₹1,241+41%

Median (P50) is the central estimate; the P10-P90 band is the 80% confidence range. Probabilities, not promises.

What is the probability KARURVYSYA goes up, or doubles?

59%
Higher in 1 year
Modelled chance the price is above today in 12 months
67%
Higher in 5 years
Modelled chance the price is above today in 5 years
33%
Doubles in 5 years
Modelled chance of reaching ₹671 within 5 years

The bull case for KARURVYSYA

  • KARURVYSYA's P/E of 11.8x is lower than 82% of the 2,373 NSE companies in our screener, as of 9 Aug 2026.
  • KARURVYSYA's return on equity of 19.1% ranks in the 82nd percentile of the 2,373 NSE companies in our screener, as of 9 Aug 2026.
  • Upside scenario: the model's optimistic (P90) 3-year path reaches ₹866.

The bear case & risks

  • No model or past record guarantees future returns, treat this as one input, not a decision.
  • Downside scenario: the model's pessimistic (P10) 3-year path falls to ₹197.

KARURVYSYA volatility & expected range, how bumpy is the ride?

Over the last 9.8 years KARURVYSYA compounded at 16%/year with annualized volatility of 33%. That volatility implies a 1-year 80% range of ₹235-₹550, the honest backbone behind any single price target.

KARURVYSYA price forecast, the full 60-month probability fan

Spot Price · Today
₹0
Based on 9.8 years of daily NSE data ·0.0% annualised volatility
5-yr median forecast
₹0
P(price ↑ in 5y)
0%
1-Year Forecast
2027
₹0
Median (P50)
7.2%
80% range₹235-₹550
P(price ↑)59%
P(price 2×)3%
3-Year Forecast
2029
₹0
Median (P50)
23.1%
80% range₹197-₹866
P(price ↑)64%
P(price 2×)20%
5-Year Forecast
2031
₹0
Median (P50)
41.4%
80% range₹181-₹1,241
P(price ↑)67%
P(price 2×)33%

KARURVYSYA price probability fan

Each band shows where 10,000 simulated paths land. The wider the fan, the more uncertainty.

Probability Fan
KARURVYSYA simulated paths · 60 months · 10,000 trials
P10-P90 (80%)P25-P75 (50%)Median (P50)

Probability of key outcomes

What are the odds KARURVYSYA hits common targets within the simulated horizon?

0%
P(↑ 1Y)
Above today's price in 1 year
0%
P(↑ 5Y)
Above today's price in 5 years
0%
P(2×)
Doubles within 5 years
0%
P(↓)
Falls below today in 5 years

Full multi-horizon detail on the KARURVYSYA price target & forecast page.

KARURVYSYA Piotroski F-Score: 6/8, how financially strong is it?

6/8

The Piotroski F-Score grades financial strength on profitability, leverage and efficiency checks. Downstox scores the eight checks it can verify from published filings, so 8 is full marks. KARURVYSYA scores 6/8, mixed financial health.

KARURVYSYA MTF margin & leverage across 10 brokers

Margin Trading Facility lets you buy KARURVYSYA with part of the capital. Lower margin % = higher leverage. Rates compared across 10 brokers (no competitor publishes this):

BrokerMargin requiredApprox. leverage
Upstox32.37%3.1×
Zerodha32.33%3.1×
Groww32.47%3.1×
Dhan32.33%3.1×
Kotak Neo32.36%3.1×
Paytm Money32.77%3.1×
PocketfulCHEAPEST31.70%3.2×
Anand Rathi32.33%3.1×
Bajaj Broking33.00%3.0×
Share India32.45%3.1×

Compare every broker on the KARURVYSYA MTF page.

Which ace investors hold KARURVYSYA?

Held by 1 tracked superstar investor (from public NSE/BSE disclosures):

About Karur Vysya Bank Limited: sector, index & market-cap context

Karur Vysya Bank Limited (KARURVYSYA) is a mid-cap NSE-listed company, and a constituent of the Nifty 500 index, with a market capitalisation of ₹32,433 Cr. See more stocks on our screener.

How the KARURVYSYA Snapshot Score & forecast are built

The Downstox Snapshot Score is a transparent, rules-based read of Karur Vysya Bank Limited's public fundamentals plus a statistical forecast, not an analyst opinion. It rewards low-to-fair valuation, high ROE/ROCE, a strong Piotroski F-Score, a dividend, low volatility and a favourable probability of upside; it penalises rich valuations, weak capital efficiency, a low F-Score and high volatility. The price target is a 10,000-path Monte-Carlo simulation on real historical volatility, a distribution, not a single guess. The bull and bear cases are generated from the same data, so you always see both sides.

This is information, not investment advice. Do your own due diligence and consult a SEBI-registered adviser before investing.

KARURVYSYA analysis, FAQs

Is Karur Vysya Bank Limited (KARURVYSYA) a good buy?

On the numbers, Karur Vysya Bank Limited (KARURVYSYA) screens attractive, a Downstox Snapshot Score of 72/100, weighing inexpensive at 11.8× earnings, ROE of 19.1%, a 59% model probability of trading higher in a year. This is a data snapshot for research, not investment advice.

Is KARURVYSYA overvalued or undervalued?

KARURVYSYA trades at 11.8× earnings, inexpensive versus the ~22× long-run Nifty average.

What is the KARURVYSYA share price target for 2031?

KARURVYSYA's probability-weighted 2031 median target is ₹474, with an 80% range of ₹181-₹1,241 (10,000-path Monte-Carlo).

What is the probability KARURVYSYA doubles in 5 years?

The modelled probability of KARURVYSYA reaching ₹671 (2×) within 5 years is 33%.

What is the bull case for KARURVYSYA?

KARURVYSYA's P/E of 11.8x is lower than 82% of the 2,373 NSE companies in our screener, as of 9 Aug 2026. KARURVYSYA's return on equity of 19.1% ranks in the 82nd percentile of the 2,373 NSE companies in our screener, as of 9 Aug 2026.

What are the risks in KARURVYSYA?

No model or past record guarantees future returns, treat this as one input, not a decision.

More on KARURVYSYA