Case study

MANCREDIT

MANCREDIT

Tread carefully1y model +26.1%

Each stock's 10,000-path forecast, rendered as light.

0Score

MANCREDIT (MANCREDIT) Stock Analysis & Case Study

Is MANCREDIT a good buy? The data-driven verdict.

MANCREDIT (MANCREDIT) trades at ₹233,on the numbers it tread carefully, a Downstox Snapshot Score of 41/100.

On the numbers, MANCREDIT (MANCREDIT) tread carefully, a Downstox Snapshot Score of 41/100, weighing expensive at 70.3× earnings, ROE of 7.7%, a 77% model probability of trading higher in a year. Below: the full bull case, bear case, sector-relative valuation, and a probability-weighted price target for 2027-2031.

Last updated . Data snapshot for research, not investment advice.

MANCREDIT fundamentals at a glance, PE, PB, ROE, ROCE, market cap, dividend yield

Market cap
₹491 Cr
Current price
₹233
P/E ratio
70.3×
P/B ratio
4.74×
Book value
₹49
Dividend yield
0.32%
ROCE
11.4%
ROE
7.7%
Piotroski F-Score
5/9

Is MANCREDIT overvalued? MANCREDIT P/E vs its sector

MANCREDIT's P/E of 70.3× sits above the sector peer median of 16.1×, so on earnings it screens richer than peers, while its 0.32% dividend yield is below the peer median of 1.63%.

MANCREDIT P/E
70.3×
Peer median P/E
16.1×
MANCREDIT div yield
0.32%
Peer median yield
1.63%

MANCREDIT share price target 2027, 2028, 2029, 2030, 2031, a probability view

Unlike a single guessed number, this is a probability-weighted range from a 10,000-path Monte-Carlo simulation on 1.8y of MANCREDIT history (28%/yr drift, 32%/yr volatility).

YearLow (P10)Median target (P50)High (P90)Upside vs today
MANCREDIT 2027₹205₹306₹459+26%
MANCREDIT 2028₹220₹385₹675+58%
MANCREDIT 2029₹243₹488₹980+101%
MANCREDIT 2030₹272₹612₹1,390+152%
MANCREDIT 2031₹308₹763₹1,947+214%

Median (P50) is the central estimate; the P10-P90 band is the 80% confidence range. Probabilities, not promises.

What is the probability MANCREDIT goes up, or doubles?

77%
Higher in 1 year
Modelled chance the price is above today in 12 months
94%
Higher in 5 years
Modelled chance the price is above today in 5 years
74%
Doubles in 5 years
Modelled chance of reaching ₹486 within 5 years

The bull case for MANCREDIT

  • A 10,000-path probability model puts a 77% chance the price is higher in a year, with a median target of ₹306 (+26%).
  • Upside scenario: the model's optimistic (P90) 3-year path reaches ₹980.

The bear case & risks

  • A rich 70.3× P/E leaves a thin margin of safety if growth slows.
  • Return on equity is a soft 7.7%, capital efficiency trails higher-quality peers.
  • Downside scenario: the model's pessimistic (P10) 3-year path falls to ₹243.

MANCREDIT volatility & expected range, how bumpy is the ride?

Over the last 1.8 years MANCREDIT compounded at 28%/year with annualized volatility of 32%. That volatility implies a 1-year 80% range of ₹205-₹459, the honest backbone behind any single price target.

MANCREDIT price forecast, the full 60-month probability fan

Spot Price · Today
₹0
Based on 1.8 years of daily NSE data ·0.0% annualised volatility
5-yr median forecast
₹0
P(price ↑ in 5y)
0%
1-Year Forecast
2027
₹0
Median (P50)
26.1%
80% range₹205-₹459
P(price ↑)77%
P(price 2×)7%
3-Year Forecast
2029
₹0
Median (P50)
100.7%
80% range₹243-₹980
P(price ↑)90%
P(price 2×)50%
5-Year Forecast
2031
₹0
Median (P50)
213.9%
80% range₹308-₹1,947
P(price ↑)94%
P(price 2×)74%

MANCREDIT price probability fan

Each band shows where 10,000 simulated paths land. The wider the fan, the more uncertainty.

Probability Fan
MANCREDIT simulated paths · 60 months · 10,000 trials
P10-P90 (80%)P25-P75 (50%)Median (P50)

Probability of key outcomes

What are the odds MANCREDIT hits common targets within the simulated horizon?

0%
P(↑ 1Y)
Above today's price in 1 year
0%
P(↑ 5Y)
Above today's price in 5 years
0%
P(2×)
Doubles within 5 years
0%
P(↓)
Falls below today in 5 years

Full multi-horizon detail on the MANCREDIT price target & forecast page.

MANCREDIT Piotroski F-Score: 5/9, how financially strong is it?

5/9

The Piotroski F-Score grades financial strength on nine profitability, leverage and efficiency checks. MANCREDIT scores 5/9,mixed financial health.

MANCREDIT MTF margin & leverage, Upstox, Zerodha, Groww, Dhan

Margin Trading Facility lets you buy MANCREDIT with part of the capital. Lower margin % = higher leverage. Rates compared across brokers (no competitor publishes this):

BrokerMargin requiredApprox. leverage
ZerodhaCHEAPEST50.0%2.0×

Compare every broker on the MANCREDIT MTF page.

MANCREDIT vs peers,sector comparison

StockP/EDiv yieldMarket cap
MANCREDIT (this stock)70.3×0.32%₹491 Cr
RELIANCE22.9×0.46%₹17.84L Cr
TCS14.5×3.06%₹7.58L Cr
HDFCBANK16.1×1.63%₹12.26L Cr
INFY14.0×4.61%₹4.22L Cr
ICICIBANK18.4×0.79%₹9.95L Cr
SBIN11.6×1.66%₹9.65L Cr

About MANCREDIT: sector, index & market-cap context

MANCREDIT (MANCREDIT) is a small-cap NSE-listed company, and a constituent of the Nifty 500 index group, with a market capitalisation of ₹491 Cr. See more Nifty 500 stocks.

How the MANCREDIT Snapshot Score & forecast are built

The Downstox Snapshot Score is a transparent, rules-based read of MANCREDIT's public fundamentals plus a statistical forecast, not an analyst opinion. It rewards low-to-fair valuation, high ROE/ROCE, a strong Piotroski F-Score, a dividend, low volatility and a favourable probability of upside; it penalises rich valuations, weak capital efficiency, a low F-Score and high volatility. The price target is a 10,000-path Monte-Carlo simulation on real historical volatility, a distribution, not a single guess. The bull and bear cases are generated from the same data, so you always see both sides.

This is information, not investment advice. Do your own due diligence and consult a SEBI-registered adviser before investing.

MANCREDIT analysis, FAQs

Is MANCREDIT (MANCREDIT) a good buy?

On the numbers, MANCREDIT (MANCREDIT) tread carefully, a Downstox Snapshot Score of 41/100, weighing expensive at 70.3× earnings, ROE of 7.7%, a 77% model probability of trading higher in a year. This is a data snapshot for research, not investment advice.

Is MANCREDIT overvalued or undervalued?

MANCREDIT trades at 70.3× earnings versus a peer median of 16.1×, so it screens richer than its sector peers.

What is the MANCREDIT share price target for 2031?

MANCREDIT's probability-weighted 2031 median target is ₹763, with an 80% range of ₹308-₹1,947 (10,000-path Monte-Carlo).

What is the probability MANCREDIT doubles in 5 years?

The modelled probability of MANCREDIT reaching ₹486 (2×) within 5 years is 74%.

What is the bull case for MANCREDIT?

A 10,000-path probability model puts a 77% chance the price is higher in a year, with a median target of ₹306 (+26%).

What are the risks in MANCREDIT?

A rich 70.3× P/E leaves a thin margin of safety if growth slows. Return on equity is a soft 7.7%, capital efficiency trails higher-quality peers.

More on MANCREDIT