ICICIPRULI
Icici Prudential Life Insurance Company Limited
Each stock's 10,000-path forecast, rendered as light.
Icici Prudential Life Insurance Company Limited (ICICIPRULI) Stock Analysis & Case Study
Is ICICIPRULI a good buy? The data-driven verdict.
Icici Prudential Life Insurance Company Limited (ICICIPRULI) trades at ₹501,on the numbers it mixed signals, a Downstox Snapshot Score of 52/100.
On the numbers, Icici Prudential Life Insurance Company Limited (ICICIPRULI) mixed signals, a Downstox Snapshot Score of 52/100, weighing expensive at 45.2× earnings, ROE of 12.6%, a 62% model probability of trading higher in a year. Below: the full bull case, bear case, sector-relative valuation, and a probability-weighted price target for 2027-2031.
Last updated . Data snapshot for research, not investment advice.
ICICIPRULI fundamentals at a glance, PE, PB, ROE, ROCE, market cap, dividend yield
How ICICIPRULI ranks against the 2,373 companies in our screener
- ICICIPRULI's market cap of 72,693 Cr ranks in the 93rd percentile of the 2,373 NSE companies in our screener, as of 9 Aug 2026.
- ICICIPRULI's book value of ₹94 ranks in the 50th percentile of the 2,373 NSE companies in our screener, as of 9 Aug 2026.
- ICICIPRULI's promoter holding of 72.7% ranks in the 82nd percentile of the 2,373 NSE companies in our screener, as of 9 Aug 2026.
- ICICIPRULI's 3-year profit (PAT) growth of 26.0% ranks in the 65th percentile of the 2,373 NSE companies in our screener, as of 9 Aug 2026.
- ICICIPRULI's 3-year revenue growth of 8.0% ranks in the 44th percentile of the 2,373 NSE companies in our screener, as of 9 Aug 2026.
- ICICIPRULI's debt-to-equity ratio of 0.19x is lower than 64% of the 2,373 NSE companies in our screener, as of 9 Aug 2026.
Is ICICIPRULI overvalued? ICICIPRULI P/E vs its Insurance
ICICIPRULI's P/E of 45.2× sits above the Insurance peer median of 24.2×, so on earnings it screens richer than peers, while its 0.33% dividend yield is below the peer median of 0.45%.
ICICIPRULI share price target 2027, 2028, 2029, 2030, 2031, a probability view
Unlike a single guessed number, this is a probability-weighted range from a 10,000-path Monte-Carlo simulation on 9.7y of ICICIPRULI history (5%/yr drift, 24%/yr volatility).
| Year | Low (P10) | Median target (P50) | High (P90) | Upside vs today |
|---|---|---|---|---|
| ICICIPRULI 2027 | ₹396 | ₹539 | ₹733 | +8% |
| ICICIPRULI 2028 | ₹374 | ₹579 | ₹898 | +16% |
| ICICIPRULI 2029 | ₹365 | ₹623 | ₹1,064 | +24% |
| ICICIPRULI 2030 | ₹359 | ₹670 | ₹1,249 | +34% |
| ICICIPRULI 2031 | ₹358 | ₹720 | ₹1,449 | +44% |
Median (P50) is the central estimate; the P10-P90 band is the 80% confidence range. Probabilities, not promises.
What is the probability ICICIPRULI goes up, or doubles?
The bull case for ICICIPRULI
- ICICIPRULI's return on equity of 12.6% ranks in the 62nd percentile of the 2,373 NSE companies in our screener, as of 9 Aug 2026.
- A 10,000-path probability model puts a 62% chance the price is higher in a year, with a median target of ₹539 (+8%).
- Relatively low volatility (24%/yr), a steadier ride than the typical mid/small-cap.
- Upside scenario: the model's optimistic (P90) 3-year path reaches ₹1,064.
The bear case & risks
- ICICIPRULI's P/E of 45.2x is lower than 30% of the 2,373 NSE companies in our screener, as of 9 Aug 2026.
- Downside scenario: the model's pessimistic (P10) 3-year path falls to ₹365.
ICICIPRULI volatility & expected range, how bumpy is the ride?
Over the last 9.7 years ICICIPRULI compounded at 5%/year with annualized volatility of 24%. That volatility implies a 1-year 80% range of ₹396-₹733, the honest backbone behind any single price target.
ICICIPRULI price forecast, the full 60-month probability fan
ICICIPRULI price probability fan
Each band shows where 10,000 simulated paths land. The wider the fan, the more uncertainty.
Probability of key outcomes
What are the odds ICICIPRULI hits common targets within the simulated horizon?
Full multi-horizon detail on the ICICIPRULI price target & forecast page.
ICICIPRULI Piotroski F-Score: 6/8, how financially strong is it?
The Piotroski F-Score grades financial strength on profitability, leverage and efficiency checks. Downstox scores the eight checks it can verify from published filings, so 8 is full marks. ICICIPRULI scores 6/8, mixed financial health.
ICICIPRULI MTF margin & leverage across 11 brokers
Margin Trading Facility lets you buy ICICIPRULI with part of the capital. Lower margin % = higher leverage. Rates compared across 11 brokers (no competitor publishes this):
| Broker | Margin required | Approx. leverage |
|---|---|---|
| Upstox | 24.42% | 4.1× |
| Zerodha | 23.80% | 4.2× |
| Groww | 23.78% | 4.2× |
| Dhan | 23.00% | 4.3× |
| Kotak NeoCHEAPEST | 20.92% | 4.8× |
| Paytm Money | 20.99% | 4.8× |
| Pocketful | 28.15% | 3.6× |
| Fyers | 27.78% | 3.6× |
| Anand Rathi | 27.91% | 3.6× |
| Bajaj Broking | 23.00% | 4.3× |
| Share India | 27.93% | 3.6× |
Compare every broker on the ICICIPRULI MTF page.
ICICIPRULI vs peers,Insurance comparison
| Stock | P/E | Div yield | Market cap |
|---|---|---|---|
| ICICIPRULI (this stock) | 45.2× | 0.33% | ₹72,693 Cr |
| SBILIFE | 71.6× | 0.15% | ₹1.86L Cr |
| HDFCLIFE | 59.4× | 0.39% | ₹1.17L Cr |
| LICI | 8.3× | 2.54% | ₹4.98L Cr |
| RELIANCE | 24.2× | 0.45% | ₹18.06L Cr |
| TCS | 16.5× | 2.61% | ₹8.87L Cr |
| HDFCBANK | 14.3× | 1.78% | ₹11.26L Cr |
Fundamentals from Screener.in, as of 9 Aug 2026
About Icici Prudential Life Insurance Company Limited: sector, index & market-cap context
Icici Prudential Life Insurance Company Limited (ICICIPRULI) is a mid-cap NSE-listed company in the Insurance sector, and a constituent of the Nifty 500 index, with a market capitalisation of ₹72,693 Cr. See more stocks on our screener.
How the ICICIPRULI Snapshot Score & forecast are built
The Downstox Snapshot Score is a transparent, rules-based read of Icici Prudential Life Insurance Company Limited's public fundamentals plus a statistical forecast, not an analyst opinion. It rewards low-to-fair valuation, high ROE/ROCE, a strong Piotroski F-Score, a dividend, low volatility and a favourable probability of upside; it penalises rich valuations, weak capital efficiency, a low F-Score and high volatility. The price target is a 10,000-path Monte-Carlo simulation on real historical volatility, a distribution, not a single guess. The bull and bear cases are generated from the same data, so you always see both sides.
This is information, not investment advice. Do your own due diligence and consult a SEBI-registered adviser before investing.
ICICIPRULI analysis, FAQs
Is Icici Prudential Life Insurance Company Limited (ICICIPRULI) a good buy?
On the numbers, Icici Prudential Life Insurance Company Limited (ICICIPRULI) mixed signals, a Downstox Snapshot Score of 52/100, weighing expensive at 45.2× earnings, ROE of 12.6%, a 62% model probability of trading higher in a year. This is a data snapshot for research, not investment advice.
Is ICICIPRULI overvalued or undervalued?
ICICIPRULI trades at 45.2× earnings versus a peer median of 24.2×, so it screens richer than its Insurance peers.
What is the ICICIPRULI share price target for 2031?
ICICIPRULI's probability-weighted 2031 median target is ₹720, with an 80% range of ₹358-₹1,449 (10,000-path Monte-Carlo).
What is the probability ICICIPRULI doubles in 5 years?
The modelled probability of ICICIPRULI reaching ₹1,002 (2×) within 5 years is 28%.
What is the bull case for ICICIPRULI?
ICICIPRULI's return on equity of 12.6% ranks in the 62nd percentile of the 2,373 NSE companies in our screener, as of 9 Aug 2026. A 10,000-path probability model puts a 62% chance the price is higher in a year, with a median target of ₹539 (+8%). Relatively low volatility (24%/yr), a steadier ride than the typical mid/small-cap.
What are the risks in ICICIPRULI?
ICICIPRULI's P/E of 45.2x is lower than 30% of the 2,373 NSE companies in our screener, as of 9 Aug 2026.