ICICIPRULI
ICICI Prudential Life Insurance
Each stock's 10,000-path forecast, rendered as light.
ICICI Prudential Life Insurance (ICICIPRULI) Stock Analysis & Case Study
Is ICICIPRULI a good buy? The data-driven verdict.
ICICI Prudential Life Insurance (ICICIPRULI) trades at ₹506,on the numbers it tread carefully, a Downstox Snapshot Score of 38/100.
On the numbers, ICICI Prudential Life Insurance (ICICIPRULI) tread carefully, a Downstox Snapshot Score of 38/100, weighing expensive at 45.7× earnings, ROE of 12.6%, a 30% model probability of trading higher in a year. Below: the full bull case, bear case, sector-relative valuation, and a probability-weighted price target for 2027–2031.
Last updated . Data snapshot for research, not investment advice.
ICICIPRULI fundamentals at a glance, PE, PB, ROE, ROCE, market cap, dividend yield
Is ICICIPRULI overvalued? ICICIPRULI P/E vs its Insurance
ICICIPRULI's P/E of 45.7× sits above the Insurance peer median of 19.5×, so on earnings it screens richer than peers, while its 0.33% dividend yield is below the peer median of 1.05%.
ICICIPRULI share price target 2027, 2028, 2029, 2030, 2031, a probability view
Unlike a single guessed number, this is a probability-weighted range from a 10,000-path Monte-Carlo simulation on 2.0y of ICICIPRULI history (-10%/yr drift, 25%/yr volatility).
| Year | Low (P10) | Median target (P50) | High (P90) | Upside vs today |
|---|---|---|---|---|
| ICICIPRULI 2027 | ₹319 | ₹439 | ₹604 | -12% |
| ICICIPRULI 2028 | ₹244 | ₹386 | ₹603 | -23% |
| ICICIPRULI 2029 | ₹195 | ₹341 | ₹593 | -32% |
| ICICIPRULI 2030 | ₹159 | ₹298 | ₹560 | -40% |
| ICICIPRULI 2031 | ₹129 | ₹262 | ₹535 | -48% |
Median (P50) is the central estimate; the P10–P90 band is the 80% confidence range. Probabilities, not promises.
What is the probability ICICIPRULI goes up, or doubles?
The bull case for ICICIPRULI
- A healthy 12.6% return on equity.
- Relatively low volatility (25%/yr), a steadier ride than the typical mid/small-cap.
- Upside scenario: the model's optimistic (P90) 3-year path reaches ₹593.
The bear case & risks
- A rich 45.7× P/E leaves a thin margin of safety if growth slows.
- The probability model is cautious 12 months out, only a 30% chance of finishing above today's price.
- Downside scenario: the model's pessimistic (P10) 3-year path falls to ₹195.
ICICIPRULI volatility & expected range, how bumpy is the ride?
Over the last 2.0 years ICICIPRULI compounded at -10%/year with annualized volatility of 25%. That volatility implies a 1-year 80% range of ₹319–₹604, the honest backbone behind any single price target.
ICICIPRULI price forecast, the full 60-month probability fan
ICICIPRULI price probability fan
Each band shows where 10,000 simulated paths land. The wider the fan, the more uncertainty.
Probability of key outcomes
What are the odds ICICIPRULI hits common targets within the simulated horizon?
Full multi-horizon detail on the ICICIPRULI price target & forecast page.
ICICIPRULI Piotroski F-Score: 4/9, how financially strong is it?
The Piotroski F-Score grades financial strength on nine profitability, leverage and efficiency checks. ICICIPRULI scores 4/9,mixed financial health.
ICICIPRULI MTF margin & leverage, Upstox, Zerodha, Groww, Dhan
Margin Trading Facility lets you buy ICICIPRULI with part of the capital. Lower margin % = higher leverage. Rates compared across brokers (no competitor publishes this):
| Broker | Margin required | Approx. leverage |
|---|---|---|
| Upstox | 27.9% | 3.6× |
| Zerodha | 23.8% | 4.2× |
| DhanCHEAPEST | 23.0% | 4.3× |
Compare every broker on the ICICIPRULI MTF page.
ICICIPRULI vs peers,Insurance comparison
About ICICI Prudential Life Insurance: sector, index & market-cap context
ICICI Prudential Life Insurance (ICICIPRULI) is a mid-cap NSE-listed company in the Insurance sector, and a constituent of the Nifty 100 index group, with a market capitalisation of ₹73,464 Cr. See more Nifty 100 stocks.
How the ICICIPRULI Snapshot Score & forecast are built
The Downstox Snapshot Score is a transparent, rules-based read of ICICI Prudential Life Insurance's public fundamentals plus a statistical forecast, not an analyst opinion. It rewards low-to-fair valuation, high ROE/ROCE, a strong Piotroski F-Score, a dividend, low volatility and a favourable probability of upside; it penalises rich valuations, weak capital efficiency, a low F-Score and high volatility. The price target is a 10,000-path Monte-Carlo simulation on real historical volatility, a distribution, not a single guess. The bull and bear cases are generated from the same data, so you always see both sides.
This is information, not investment advice. Do your own due diligence and consult a SEBI-registered adviser before investing.
ICICIPRULI analysis, FAQs
Is ICICI Prudential Life Insurance (ICICIPRULI) a good buy?
On the numbers, ICICI Prudential Life Insurance (ICICIPRULI) tread carefully, a Downstox Snapshot Score of 38/100, weighing expensive at 45.7× earnings, ROE of 12.6%, a 30% model probability of trading higher in a year. This is a data snapshot for research, not investment advice.
Is ICICIPRULI overvalued or undervalued?
ICICIPRULI trades at 45.7× earnings versus a peer median of 19.5×, so it screens richer than its Insurance peers.
What is the ICICIPRULI share price target for 2031?
ICICIPRULI's probability-weighted 2031 median target is ₹262, with an 80% range of ₹129–₹535 (10,000-path Monte-Carlo).
What is the probability ICICIPRULI doubles in 5 years?
The modelled probability of ICICIPRULI reaching ₹1,001 (2×) within 5 years is 1%.
What is the bull case for ICICIPRULI?
A healthy 12.6% return on equity. Relatively low volatility (25%/yr), a steadier ride than the typical mid/small-cap.
What are the risks in ICICIPRULI?
A rich 45.7× P/E leaves a thin margin of safety if growth slows. The probability model is cautious 12 months out, only a 30% chance of finishing above today's price.