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IOC (IOC) - MTF Margin Comparison

Exchange: NSE · Available on 9 brokers · Updated daily

Best MTF Rate: 21.83% on Kotak Neo(4.6x leverage)

Fundamentals Snapshot

EnergyMega Cap
CMP
₹142
PE
4.8
ROE
20.7%
ROCE
18.8%
Div Yield
4.94%
P/B
0.92
Mkt Cap
₹1,99,787 Cr

Fundamentals from the Downstox Value Screener (Nifty 500 universe, updated daily). Not investment advice.

MTF Margin Comparison - IOC

Upstox
28.84%
Margin Required
Leverage3.5x
You Pay2,884
You Get₹10,000
Interest18.25% p.a.
Max HoldUnlimited
Zerodha
24.60%
Margin Required
Leverage4.1x
You Pay2,460
You Get₹10,000
Interest14.6% p.a.
Max HoldUnlimited
Dhan
22.50%
Margin Required
Leverage4.4x
You Pay2,250
You Get₹10,000
Interest12.49% p.a.
Max HoldUnlimited Holding Period
BEST
Kotak Neo
21.83%
Margin Required
Leverage4.6x
You Pay2,183
You Get₹10,000
Interest9.95% p.a.
Max HoldNo Time Limit
Paytm Money
21.84%
Margin Required
Leverage4.6x
You Pay2,184
You Get₹10,000
Interest14.99% p.a.
Max HoldUnlimited
Pocketful
28.56%
Margin Required
Leverage3.5x
You Pay2,856
You Get₹10,000
Interest5.99% p.a.
Max HoldUnlimited
Anand Rathi
28.84%
Margin Required
Leverage3.5x
You Pay2,884
You Get₹10,000
Interest14.99% p.a.
Max HoldUnlimited
Bajaj Broking
22.00%
Margin Required
Leverage4.5x
You Pay2,200
You Get₹10,000
Interest18% p.a.
Max HoldUnlimited
Share India
28.85%
Margin Required
Leverage3.5x
You Pay2,885
You Get₹10,000
Interest14.99% p.a.
Max HoldUnlimited

IOC - Complete Broker Comparison

ParameterUpstoxZerodhaDhanKotak NeoPaytm MoneyPocketfulAnand RathiBajaj BrokingShare India
MTF Margin28.84%24.60%22.50%21.83%21.84%28.56%28.84%22.00%28.85%
Leverage3.5x4.1x4.4x4.6x4.6x3.5x3.5x4.5x3.5x
You Pay (per ₹1L)28,84024,60022,50021,83021,84028,56028,84022,00028,850
Broker Funds (per ₹1L)71,16075,40077,50078,17078,16071,44071,16078,00071,150
Interest Rate (p.a.)18.25%14.6%12.49%9.95%14.99%5.99%14.99%18%14.99%
Daily Interest Cost₹20 per ₹40,000 slab/day₹40 per lakh/day₹34.2 per lakh/day (up to ₹5L)~₹27 per lakh/dayslab-based~₹27 per lakh/daysee brokersee brokersee broker
Brokerage0.1% or ₹20/order (whichever is lower)0.3% or Rs. 20/executed order, whichever is lower₹20 per order₹20/order or 0.1%₹20/order or 0.05%₹20/ordersee planplan-basedplan-based
Pledge Charges₹20 per stock (one-time)₹15 + GST per pledge and unpledge request per ISIN₹30 + GST per ISIN₹20 + GST per ISIN₹20 + GST per ISIN₹20 + GST per ISINper ISINper ISINper ISIN
Max Holding PeriodUnlimitedUnlimited (maintain margins daily)Unlimited Holding PeriodNo Time LimitUnlimited (maintain margins)Unlimited (maintain margins)Unlimited (maintain margins)Unlimited (maintain margins)Unlimited (maintain margins)
Max Borrowing Limit₹25 lakhNo published limit₹1 crore (₹20L per stock)No published limitNo published limitNo published limitNo published limitNo published limitNo published limit
Auto Square-OffAuto square-off if margin shortfall not met by T+4Auto square-off if margin falls below minimumAuto-liquidation if margin coverage < 20%Auto square-off on margin shortfallAuto square-off on margin shortfallAuto square-off on margin shortfallAuto square-off on margin shortfallAuto square-off on margin shortfallAuto square-off on margin shortfall

Kotak Neo offers the best margin of 21.83% for IOC, while Share India requires 28.85% - a difference of 7.02 percentage points. This means you save ₹7,020 per ₹1 lakh invested by choosing Kotak Neo.

IOC MTF Interest Cost Calculator (per ₹1 Lakh Investment)

Upstox
Your capital28,840
Broker funds71,160
Daily interest36
30-day cost1,067
Annual cost12,987
Zerodha
Your capital24,600
Broker funds75,400
Daily interest30
30-day cost905
Annual cost11,008
Dhan
Your capital22,500
Broker funds77,500
Daily interest27
30-day cost796
Annual cost9,680
Kotak Neo
Your capital21,830
Broker funds78,170
Daily interest21
30-day cost639
Annual cost7,778
Paytm Money
Your capital21,840
Broker funds78,160
Daily interest32
30-day cost963
Annual cost11,716
Pocketful
Your capital28,560
Broker funds71,440
Daily interest12
30-day cost352
Annual cost4,279
Anand Rathi
Your capital28,840
Broker funds71,160
Daily interest29
30-day cost877
Annual cost10,667
Bajaj Broking
Your capital22,000
Broker funds78,000
Daily interest38
30-day cost1,154
Annual cost14,040
Share India
Your capital28,850
Broker funds71,150
Daily interest29
30-day cost877
Annual cost10,665

* Interest calculated on broker-funded amount only. Actual cost depends on daily closing balance. Rates may vary - verify with your broker.

How Much Can You Invest in IOC with MTF?

If you invest
10,000
Stock value you hold45,809
Kotak Neo funds35,809
Margin used21.83%
If you invest
50,000
Stock value you hold2,29,043
Kotak Neo funds1,79,043
Margin used21.83%
If you invest
1,00,000
Stock value you hold4,58,085
Kotak Neo funds3,58,085
Margin used21.83%

Frequently Asked Questions - IOC MTF

What is the MTF margin for IOC?

Upstox: 28.84%, Zerodha: 24.60%, Dhan: 22.50%, Kotak Neo: 21.83%, Paytm Money: 21.84%, Pocketful: 28.56%, Anand Rathi: 28.84%, Bajaj Broking: 22.00%, Share India: 28.85%. The lowest margin is 21.83% on Kotak Neo, meaning you only need to pay ₹2183 to buy ₹10,000 worth of IOC shares.

Which broker is cheapest for IOC MTF?

For margin percentage, Kotak Neo offers the lowest at 21.83% (4.6x leverage). However, for interest cost, Dhan starts at 12.49% p.a., Zerodha charges ~14.6% p.a., Groww charges 14.95% p.a., and Upstox charges ~18.25% p.a. The total cost depends on both margin percentage and interest rate - compare both before choosing.

What interest rate do brokers charge on IOC MTF?

Dhan: 12.49% p.a. (lowest, tiered up to 16.49%). Zerodha: ~14.6% p.a. (₹40 per lakh/day). Groww: 14.95% p.a. (₹41 per lakh/day). Upstox: ~18.25% p.a. (₹20 per ₹40K slab/day). Interest accrues from T+1 on the broker-funded amount until you sell.

Can I buy IOC on margin?

Yes, IOC (IOC) is available for Margin Trading Facility (MTF) on Upstox, Zerodha, Dhan, Kotak Neo, Paytm Money, Pocketful, Anand Rathi, Bajaj Broking, Share India. MTF allows you to buy shares by paying only a fraction of the total value. The broker funds the rest and charges daily interest on the funded amount.

How long can I hold IOC on MTF?

Upstox: maximum 365 days. Zerodha, Groww, and Dhan: unlimited holding period as long as you maintain the required margins daily. If your margin falls below the minimum, the broker will auto-liquidate your position.

What are the pledge charges for IOC?

Upstox: ₹20 per stock (one-time). Zerodha: ₹15 + GST per ISIN. Dhan: ₹30 + GST per ISIN. Groww: auto-pledged (included in the process). Pledge charges are per ISIN, not per trade - you pay once regardless of quantity.

What happens if margin falls below minimum for IOC?

All brokers will auto-liquidate your MTF position if margin maintenance is not met. Upstox gives until T+4 to top up. Zerodha and Groww require same-day/next-day top-up. Dhan auto-liquidates if coverage falls below 20%. Always maintain adequate margins to avoid forced sell-off.

What is the maximum borrowing limit for IOC MTF?

Dhan: up to ₹1 crore total (₹20 lakh per stock). Upstox: up to ₹25 lakh total. Zerodha and Groww: no published maximum limit. Actual leverage depends on the stock's margin requirement set by the exchange.

Energy Sector Peers - MTF Margins

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Find the broker with the lowest margin requirement for every stock. Updated daily with real data from Upstox, Zerodha, Groww & Dhan.

About IOC (IOC) Margin Trading

IOC (IOC) is listed on the NSE and is eligible for Margin Trading Facility (MTF) across 9 major Indian brokers: Upstox, Zerodha, Dhan, Kotak Neo, Paytm Money, Pocketful, Anand Rathi, Bajaj Broking, Share India. MTF allows you to buy IOC shares by paying only a fraction of the total value, with the broker financing the rest.

Currently, Kotak Neo offers the best MTF margin of 21.83% for IOC. This means you can buy ₹1,00,000 worth of IOC shares by paying just ₹21,830, with Kotak Neo funding the remaining ₹78,170.

MTF Interest Rates for IOC - Broker Comparison

The cost of holding IOC on MTF depends primarily on the interest rate charged by your broker on the funded amount. Dhan offers the lowest starting rate at 12.49% p.a. (₹34.2 per lakh/day), followed by Zerodha at ~14.6% p.a., Groww at 14.95% p.a., and Upstox at ~18.25% p.a.

When choosing a broker for IOC MTF, consider both the margin percentage (which determines how much capital you need) and the interest rate (which determines your holding cost). A broker with a slightly higher margin but lower interest rate may be cheaper overall for longer holding periods.

Holding Period & Square-Off Rules

Upstox allows holding IOC on MTF for up to 365 days. Zerodha, Groww, and Dhan offer unlimited holding as long as you maintain the required margins daily. If your margin falls below the minimum, all brokers will automatically square off your position. Upstox gives a buffer until T+4, while Dhan auto-liquidates when coverage falls below 20%.

Pledge & Brokerage Charges

MTF trades are settled via pledge mechanism - your shares are pledged to the broker as collateral. Pledge charges: Upstox ₹20/stock, Zerodha ₹15+GST/ISIN, Dhan ₹30+GST/ISIN, Groww auto-pledges at no extra charge. Brokerage: Zerodha charges 0.3% or ₹20 (whichever is lower), Upstox 0.1% or ₹20, Groww and Dhan charge ₹20 flat per order.

Looking for more stocks? Browse our complete MTF stocks directory with 2027+ stocks, or use the MTF comparison table to find the best margins across all brokers. You can also trade IOC directly through our Scalper Terminal.