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Indian Oil Corporation Limited (IOC) - MTF Margin Comparison

Exchange: NSE · Available on 10 brokers · Updated daily

Best MTF Rate: 21.41% on Kotak Neo(4.7x leverage)

Indian Oil Corporation Limited results, Q1 FY27

Quarter ended 2026-06-30

IOC reported revenue of Rs 2,66,407 crore in Q1 FY27, which rose 38.5% from the same quarter a year earlier. Net profit was Rs -1,631 crore, fell 123.9% year on year. EBITDA margin stood at 0.3%.

MetricQ1 FY27QoQYoYYear ago
Revenue2,66,407.28 Cr+27.9%+38.5%1,92,340.65
EBITDA796.94 Cr-96.3%-92.6%10,820.53
EBITDA margin0.3%-97.1%-94.6%5.6%
Net profit-1,630.74 Cr-111.3%-123.9%6,813.71
EPS-1.18-111.2%-123.8%4.95

Figures in rupees crore, as reported. EBITDA margin is derived from the reported EBITDA and revenue. A dash means the figure was not published for that period, never zero.

Yahoo Finance, as of 19 Aug 2026, 15:18 IST

Fundamentals Snapshot

EnergyFundamentals updated 14 AugMega Cap
CMP
₹139
PE
5.8
ROE
20.5%
ROCE
18.7%
Div Yield
5.92%
P/B
0.90
Mkt Cap
₹1,96,850 Cr

Fundamentals from the Downstox Value Screener (2,983-stock screener universe, updated daily). Not investment advice.

MTF Margin Comparison - IOC

Upstox
24.92%
Margin Required
Leverage4.0x
You Pay2,492
You Get₹10,000
Interest18.25% p.a.
Max HoldUnlimited
Zerodha
24.20%
Margin Required
Leverage4.1x
You Pay2,420
You Get₹10,000
Interest14.6% p.a.
Max HoldUnlimited
Groww
24.31%
Margin Required
Leverage4.1x
You Pay2,431
You Get₹10,000
Interest14.95% p.a.
Max Hold365 days
Dhan
22.50%
Margin Required
Leverage4.4x
You Pay2,250
You Get₹10,000
Interest12.49% p.a.
Max HoldUnlimited
BEST
Kotak Neo
21.41%
Margin Required
Leverage4.7x
You Pay2,141
You Get₹10,000
Interest9.69% p.a.
Max Hold30 days
Paytm Money
21.64%
Margin Required
Leverage4.6x
You Pay2,164
You Get₹10,000
Interest11.99% p.a.
Max Hold30 days
Pocketful
28.75%
Margin Required
Leverage3.5x
You Pay2,875
You Get₹10,000
Interest5.99% p.a.
Max HoldUnlimited
Anand Rathi
28.39%
Margin Required
Leverage3.5x
You Pay2,839
You Get₹10,000
Interest9.99% p.a.
Max Hold365 days
Bajaj Broking
22.00%
Margin Required
Leverage4.5x
You Pay2,200
You Get₹10,000
Interest11.99% p.a.
Max Hold365 days
Share India
28.56%
Margin Required
Leverage3.5x
You Pay2,856
You Get₹10,000
Interest9.99% p.a.
Max HoldUnlimited

Indian Oil Corporation Limited - Complete Broker Comparison

ParameterUpstoxZerodhaGrowwDhanKotak NeoPaytm MoneyPocketfulAnand RathiBajaj BrokingShare India
MTF Margin24.92%24.20%24.31%22.50%21.41%21.64%28.75%28.39%22.00%28.56%
Leverage4.0x4.1x4.1x4.4x4.7x4.6x3.5x3.5x4.5x3.5x
You Pay (per ₹1L)24,92024,20024,31022,50021,41021,64028,75028,39022,00028,560
Broker Funds (per ₹1L)75,08075,80075,69077,50078,59078,36071,25071,61078,00071,440
Interest Rate (p.a.)18.25%14.6%14.95%12.49%9.69%11.99%5.99%9.99%11.99%9.99%
Daily Interest Cost₹20 per ₹40,000 slab/day₹40 per lakh/day₹41 per lakh/day₹34.2 per lakh/day (up to ₹5L)~₹27 per lakh/dayslab-based~₹27 per lakh/daysee brokersee brokersee broker
Brokerage0.05% p.a.0.3% or Rs. 40 per lakh0.1% per orderConsidering 4X margins in cash₹318.40 @ 9.69% p.a.2.5% of trade value or ₹20 (whichever is lower)₹290.049% per day0.2% on Delivery₹20* For F&O Trade
Pledge Charges0.01% p.a.Payment gateway charges ₹9 + GST₹20 per orderNIL₹20 + GST per ISIN₹20/- per Transaction (including ₹5 CDSL charges)nullNilper ISIN20% upfront margin of the transaction value
Max Holding PeriodUnlimited (maintain margins)Unlimited (maintain margins)365 daysUnlimited (maintain margins)30 days30 daysUnlimited (maintain margins)365 days365 daysUnlimited (maintain margins)
Max Borrowing Limit₹25 lakhNo published limitNo published limit₹1 crore (₹20L per stock)No published limitNo published limitNo published limitNo published limitNo published limitNo published limit
Auto Square-OffAuto square-off if margin shortfall not met by T+4Auto square-off if margin falls below minimumAuto-liquidation if margin falls below requirementAuto-liquidation if margin coverage < 20%Auto square-off on margin shortfallAuto square-off on margin shortfallAuto square-off on margin shortfallAuto square-off on margin shortfallAuto square-off on margin shortfallAuto square-off on margin shortfall

Kotak Neo offers the best margin of 21.41% for IOC, while Pocketful requires 28.75% - a difference of 7.34 percentage points. With Kotak Neo you put up ₹7,340 less upfront per ₹1 lakh of position - and borrow that much more, on which daily MTF interest accrues.

IOC MTF Interest Cost Calculator (per ₹1 Lakh Investment)

Upstox
Your capital24,920
Broker funds75,080
Daily interest38
30-day cost1,126
Annual cost13,702
Zerodha
Your capital24,200
Broker funds75,800
Daily interest30
30-day cost910
Annual cost11,067
Groww
Your capital24,310
Broker funds75,690
Daily interest31
30-day cost930
Annual cost11,316
Dhan
Your capital22,500
Broker funds77,500
Daily interest27
30-day cost796
Annual cost9,680
Kotak Neo
Your capital21,410
Broker funds78,590
Daily interest21
30-day cost626
Annual cost7,615
Paytm Money
Your capital21,640
Broker funds78,360
Daily interest26
30-day cost772
Annual cost9,395
Pocketful
Your capital28,750
Broker funds71,250
Daily interest12
30-day cost351
Annual cost4,268
Anand Rathi
Your capital28,390
Broker funds71,610
Daily interest20
30-day cost588
Annual cost7,154
Bajaj Broking
Your capital22,000
Broker funds78,000
Daily interest26
30-day cost769
Annual cost9,352
Share India
Your capital28,560
Broker funds71,440
Daily interest20
30-day cost587
Annual cost7,137

* Interest calculated on broker-funded amount only. Actual cost depends on daily closing balance. Rates may vary - verify with your broker.

How Much Can You Invest in IOC with MTF?

If you invest
10,000
Stock value you hold46,707
Kotak Neo funds36,707
Margin used21.41%
If you invest
50,000
Stock value you hold2,33,536
Kotak Neo funds1,83,536
Margin used21.41%
If you invest
1,00,000
Stock value you hold4,67,071
Kotak Neo funds3,67,071
Margin used21.41%

Frequently Asked Questions - IOC MTF

What is the MTF margin for IOC?

Upstox: 24.92%, Zerodha: 24.20%, Groww: 24.31%, Dhan: 22.50%, Kotak Neo: 21.41%, Paytm Money: 21.64%, Pocketful: 28.75%, Anand Rathi: 28.39%, Bajaj Broking: 22.00%, Share India: 28.56%. The lowest margin is 21.41% on Kotak Neo, meaning you only need to pay ₹2141 to buy ₹10,000 worth of Indian Oil Corporation Limited shares.

Which broker is cheapest for IOC MTF?

For margin percentage, Kotak Neo offers the lowest at 21.41% (4.7x leverage). However, for interest cost, Dhan starts at 12.49% p.a., Zerodha charges ~14.6% p.a., Groww charges 14.95% p.a., and Upstox charges ~18.25% p.a. The total cost depends on both margin percentage and interest rate - compare both before choosing.

What interest rate do brokers charge on IOC MTF?

Dhan: 12.49% p.a. (lowest, tiered up to 16.49%). Zerodha: ~14.6% p.a. (₹40 per lakh/day). Groww: 14.95% p.a. (₹41 per lakh/day). Upstox: ~18.25% p.a. (₹20 per ₹40K slab/day). Interest accrues from T+1 on the broker-funded amount until you sell.

Can I buy IOC on margin?

Yes, Indian Oil Corporation Limited (IOC) is available for Margin Trading Facility (MTF) on Upstox, Zerodha, Groww, Dhan, Kotak Neo, Paytm Money, Pocketful, Anand Rathi, Bajaj Broking, Share India. MTF allows you to buy shares by paying only a fraction of the total value. The broker funds the rest and charges daily interest on the funded amount.

How long can I hold IOC on MTF?

Upstox: maximum 365 days. Zerodha, Groww, and Dhan: unlimited holding period as long as you maintain the required margins daily. If your margin falls below the minimum, the broker will auto-liquidate your position.

What are the pledge charges for IOC?

Upstox: ₹20 per stock (one-time). Zerodha: ₹15 + GST per ISIN. Dhan: ₹30 + GST per ISIN. Groww: auto-pledged (included in the process). Pledge charges are per ISIN, not per trade - you pay once regardless of quantity.

What happens if margin falls below minimum for IOC?

All brokers will auto-liquidate your MTF position if margin maintenance is not met. Upstox gives until T+4 to top up. Zerodha and Groww require same-day/next-day top-up. Dhan auto-liquidates if coverage falls below 20%. Always maintain adequate margins to avoid forced sell-off.

What is the maximum borrowing limit for IOC MTF?

Dhan: up to ₹1 crore total (₹20 lakh per stock). Upstox: up to ₹25 lakh total. Zerodha and Groww: no published maximum limit. Actual leverage depends on the stock's margin requirement set by the exchange.

Energy Sector Peers - MTF Margins

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Find the broker with the lowest margin requirement for every stock. Updated daily with real data from Upstox, Zerodha, Groww & Dhan.

About Indian Oil Corporation Limited (IOC) Margin Trading

Indian Oil Corporation Limited (IOC) is listed on the NSE and is eligible for Margin Trading Facility (MTF) across 10 major Indian brokers: Upstox, Zerodha, Groww, Dhan, Kotak Neo, Paytm Money, Pocketful, Anand Rathi, Bajaj Broking, Share India. MTF allows you to buy IOC shares by paying only a fraction of the total value, with the broker financing the rest.

Currently, Kotak Neo offers the best MTF margin of 21.41% for IOC. This means you can buy ₹1,00,000 worth of Indian Oil Corporation Limited shares by paying just ₹21,410, with Kotak Neo funding the remaining ₹78,590.

MTF Interest Rates for IOC - Broker Comparison

The cost of holding IOC on MTF depends primarily on the interest rate charged by your broker on the funded amount. Dhan offers the lowest starting rate at 12.49% p.a. (₹34.2 per lakh/day), followed by Zerodha at ~14.6% p.a., Groww at 14.95% p.a., and Upstox at ~18.25% p.a.

When choosing a broker for IOC MTF, consider both the margin percentage (which determines how much capital you need) and the interest rate (which determines your holding cost). A broker with a slightly higher margin but lower interest rate may be cheaper overall for longer holding periods.

Holding Period & Square-Off Rules

Upstox allows holding IOC on MTF for up to 365 days. Zerodha, Groww, and Dhan offer unlimited holding as long as you maintain the required margins daily. If your margin falls below the minimum, all brokers will automatically square off your position. Upstox gives a buffer until T+4, while Dhan auto-liquidates when coverage falls below 20%.

Pledge & Brokerage Charges

MTF trades are settled via pledge mechanism - your shares are pledged to the broker as collateral. Pledge charges: Upstox ₹20/stock, Zerodha ₹15+GST/ISIN, Dhan ₹30+GST/ISIN, Groww auto-pledges at no extra charge. Brokerage: Zerodha charges 0.3% or ₹20 (whichever is lower), Upstox 0.1% or ₹20, Groww and Dhan charge ₹20 flat per order.

Looking for more stocks? Browse our complete MTF stocks directory with 1913+ stocks, or use the MTF comparison table to find the best margins across all brokers. You can also trade IOC directly through our Scalper Terminal.