Case study

IOC

IOC

Screens attractive1y model -10.8%

Each stock's 10,000-path forecast, rendered as light.

0Score

IOC (IOC) Stock Analysis & Case Study

Is IOC a good buy? The data-driven verdict.

IOC (IOC) trades at ₹144,on the numbers it screens attractive, a Downstox Snapshot Score of 74/100.

On the numbers, IOC (IOC) screens attractive, a Downstox Snapshot Score of 74/100, weighing inexpensive at 4.8× earnings, ROE of 20.7%, a 33% model probability of trading higher in a year. Below: the full bull case, bear case, sector-relative valuation, and a probability-weighted price target for 20272031.

Last updated . Data snapshot for research, not investment advice.

IOC fundamentals at a glance, PE, PB, ROE, ROCE, market cap, dividend yield

Market cap
₹2.04L Cr
Current price
₹144
P/E ratio
4.8×
P/B ratio
0.93×
Book value
₹155
Dividend yield
4.85%
ROCE
18.8%
ROE
20.7%
Piotroski F-Score
4/9

Is IOC overvalued? IOC P/E vs its Energy

IOC's P/E of 4.8× sits below the Energy peer median of 11.0×, so on earnings it screens cheaper than peers, while its 4.85% dividend yield is above the peer median of 4.23%.

IOC P/E
4.8×
Peer median P/E
11.0×
IOC div yield
4.85%
Peer median yield
4.23%

IOC share price target 2027, 2028, 2029, 2030, 2031, a probability view

Unlike a single guessed number, this is a probability-weighted range from a 10,000-path Monte-Carlo simulation on 2.0y of IOC history (-8%/yr drift, 27%/yr volatility).

YearLow (P10)Median target (P50)High (P90)Upside vs today
IOC 2027₹91₹128₹181-11%
IOC 2028₹71₹114₹186-20%
IOC 2029₹56₹102₹186-29%
IOC 2030₹46₹92₹186-36%
IOC 2031₹38₹82₹180-43%

Median (P50) is the central estimate; the P10–P90 band is the 80% confidence range. Probabilities, not promises.

What is the probability IOC goes up, or doubles?

33%
Higher in 1 year
Modelled chance the price is above today in 12 months
18%
Higher in 5 years
Modelled chance the price is above today in 5 years
2%
Doubles in 5 years
Modelled chance of reaching ₹287 within 5 years

The bull case for IOC

  • Trades at just 4.8× earnings, below the ~22× long-run Nifty average, so the valuation leaves room rather than pricing in perfection.
  • Low price-to-book of 0.93×, the market is paying little over the company's net assets.
  • High return on equity (20.7%), the business compounds shareholder capital efficiently, the hallmark of a quality franchise.
  • Strong ROCE (18.8%) shows the core business earns well above its cost of capital.
  • Pays a 4.8% dividend yield, so you're partly paid to wait.
  • Upside scenario: the model's optimistic (P90) 3-year path reaches ₹186.

The bear case & risks

  • The probability model is cautious 12 months out, only a 33% chance of finishing above today's price.
  • Downside scenario: the model's pessimistic (P10) 3-year path falls to ₹56.

IOC volatility & expected range, how bumpy is the ride?

Over the last 2.0 years IOC compounded at -8%/year with annualized volatility of 27%. That volatility implies a 1-year 80% range of ₹91₹181, the honest backbone behind any single price target.

IOC price forecast, the full 60-month probability fan

Spot Price · Today
₹0
Based on 2.0 years of daily NSE data ·0.0% annualised volatility
5-yr median forecast
₹0
P(price ↑ in 5y)
0%
1-Year Forecast
2027
₹0
Median (P50)
10.8%
80% range₹91–₹181
P(price ↑)33%
P(price 2×)0%
3-Year Forecast
2029
₹0
Median (P50)
28.9%
80% range₹56–₹186
P(price ↑)24%
P(price 2×)1%
5-Year Forecast
2031
₹0
Median (P50)
42.6%
80% range₹38–₹180
P(price ↑)18%
P(price 2×)2%

IOC price probability fan

Each band shows where 10,000 simulated paths land. The wider the fan, the more uncertainty.

Probability Fan
IOC simulated paths · 60 months · 10,000 trials
P10–P90 (80%)P25–P75 (50%)Median (P50)

Probability of key outcomes

What are the odds IOC hits common targets within the simulated horizon?

0%
P(↑ 1Y)
Above today's price in 1 year
0%
P(↑ 5Y)
Above today's price in 5 years
0%
P(2×)
Doubles within 5 years
0%
P(↓)
Falls below today in 5 years

Full multi-horizon detail on the IOC price target & forecast page.

IOC Piotroski F-Score: 4/9, how financially strong is it?

4/9

The Piotroski F-Score grades financial strength on nine profitability, leverage and efficiency checks. IOC scores 4/9,mixed financial health.

IOC MTF margin & leverage, Upstox, Zerodha, Groww, Dhan

Margin Trading Facility lets you buy IOC with part of the capital. Lower margin % = higher leverage. Rates compared across brokers (no competitor publishes this):

BrokerMargin requiredApprox. leverage
Upstox28.9%3.5×
Zerodha24.6%4.1×
DhanCHEAPEST22.5%4.4×

Compare every broker on the IOC MTF page.

IOC vs peers,Energy comparison

StockP/EDiv yieldMarket cap
IOC (this stock)4.8×4.85%₹2.04L Cr
RELIANCE23.1×0.45%₹17.95L Cr
BPCL5.1×5.67%₹1.34L Cr
ONGC7.4×4.99%₹3.09L Cr
GAIL15.4×4.23%₹1.17L Cr
IGL15.3×2.50%₹23,728 Cr
PETRONET11.0×3.49%₹42,982 Cr

About IOC: sector, index & market-cap context

IOC (IOC) is a large-cap NSE-listed company in the Energy sector, and a constituent of the Nifty 50 index group, with a market capitalisation of ₹2.04L Cr. See more Nifty 50 stocks.

How the IOC Snapshot Score & forecast are built

The Downstox Snapshot Score is a transparent, rules-based read of IOC's public fundamentals plus a statistical forecast, not an analyst opinion. It rewards low-to-fair valuation, high ROE/ROCE, a strong Piotroski F-Score, a dividend, low volatility and a favourable probability of upside; it penalises rich valuations, weak capital efficiency, a low F-Score and high volatility. The price target is a 10,000-path Monte-Carlo simulation on real historical volatility, a distribution, not a single guess. The bull and bear cases are generated from the same data, so you always see both sides.

This is information, not investment advice. Do your own due diligence and consult a SEBI-registered adviser before investing.

IOC analysis, FAQs

Is IOC (IOC) a good buy?

On the numbers, IOC (IOC) screens attractive, a Downstox Snapshot Score of 74/100, weighing inexpensive at 4.8× earnings, ROE of 20.7%, a 33% model probability of trading higher in a year. This is a data snapshot for research, not investment advice.

Is IOC overvalued or undervalued?

IOC trades at 4.8× earnings versus a peer median of 11.0×, so it screens cheaper than its Energy peers.

What is the IOC share price target for 2031?

IOC's probability-weighted 2031 median target is ₹82, with an 80% range of ₹38₹180 (10,000-path Monte-Carlo).

What is the probability IOC doubles in 5 years?

The modelled probability of IOC reaching ₹287 (2×) within 5 years is 2%.

What is the bull case for IOC?

Trades at just 4.8× earnings, below the ~22× long-run Nifty average, so the valuation leaves room rather than pricing in perfection. Low price-to-book of 0.93×, the market is paying little over the company's net assets. High return on equity (20.7%), the business compounds shareholder capital efficiently, the hallmark of a quality franchise.

What are the risks in IOC?

The probability model is cautious 12 months out, only a 33% chance of finishing above today's price.

More on IOC