Case study

TECHM

Tech Mahindra

Worth a closer look1y model -3.4%

Each stock's 10,000-path forecast, rendered as light.

0Score

Tech Mahindra (TECHM) Stock Analysis & Case Study

Is TECHM a good buy? The data-driven verdict.

Tech Mahindra (TECHM) trades at ₹1,435,on the numbers it worth a closer look, a Downstox Snapshot Score of 55/100.

On the numbers, Tech Mahindra (TECHM) worth a closer look, a Downstox Snapshot Score of 55/100, weighing premium at 28.1× earnings, ROE of 17.6%, a 45% model probability of trading higher in a year. Below: the full bull case, bear case, sector-relative valuation, and a probability-weighted price target for 20272031.

Last updated . Data snapshot for research, not investment advice.

TECHM fundamentals at a glance, PE, PB, ROE, ROCE, market cap, dividend yield

Market cap
₹1.41L Cr
Current price
₹1,435
P/E ratio
28.1×
P/B ratio
4.75×
Book value
₹302
Dividend yield
3.55%
ROCE
23.1%
ROE
17.6%
Piotroski F-Score
4/9

Is TECHM overvalued? TECHM P/E vs its IT

TECHM's P/E of 28.1× sits above the IT peer median of 16.2×, so on earnings it screens richer than peers, while its 3.55% dividend yield is below the peer median of 4.03%.

TECHM P/E
28.1×
Peer median P/E
16.2×
TECHM div yield
3.55%
Peer median yield
4.03%

TECHM share price target 2027, 2028, 2029, 2030, 2031, a probability view

Unlike a single guessed number, this is a probability-weighted range from a 10,000-path Monte-Carlo simulation on 2.0y of TECHM history (0%/yr drift, 27%/yr volatility).

YearLow (P10)Median target (P50)High (P90)Upside vs today
TECHM 2027₹972₹1,362₹1,917-3%
TECHM 2028₹808₹1,311₹2,115-7%
TECHM 2029₹702₹1,281₹2,284-9%
TECHM 2030₹620₹1,238₹2,436-12%
TECHM 2031₹551₹1,186₹2,522-16%

Median (P50) is the central estimate; the P10–P90 band is the 80% confidence range. Probabilities, not promises.

What is the probability TECHM goes up, or doubles?

45%
Higher in 1 year
Modelled chance the price is above today in 12 months
39%
Higher in 5 years
Modelled chance the price is above today in 5 years
7%
Doubles in 5 years
Modelled chance of reaching ₹2,819 within 5 years

The bull case for TECHM

  • A healthy 17.6% return on equity.
  • Strong ROCE (23.1%) shows the core business earns well above its cost of capital.
  • Pays a 3.5% dividend yield, so you're partly paid to wait.
  • Upside scenario: the model's optimistic (P90) 3-year path reaches ₹2,284.

The bear case & risks

  • At 28.1× earnings the stock carries a premium to the market, strong growth is already in the price, so any miss tends to be punished.
  • Downside scenario: the model's pessimistic (P10) 3-year path falls to ₹702.

TECHM volatility & expected range, how bumpy is the ride?

Over the last 2.0 years TECHM compounded at 0%/year with annualized volatility of 27%. That volatility implies a 1-year 80% range of ₹972₹1,917, the honest backbone behind any single price target.

TECHM price forecast, the full 60-month probability fan

Spot Price · Today
₹0
Based on 2.0 years of daily NSE data ·0.0% annualised volatility
5-yr median forecast
₹0
P(price ↑ in 5y)
0%
1-Year Forecast
2027
₹0
Median (P50)
3.4%
80% range₹972–₹1,917
P(price ↑)45%
P(price 2×)0%
3-Year Forecast
2029
₹0
Median (P50)
9.1%
80% range₹702–₹2,284
P(price ↑)42%
P(price 2×)4%
5-Year Forecast
2031
₹0
Median (P50)
15.9%
80% range₹551–₹2,522
P(price ↑)39%
P(price 2×)7%

TECHM price probability fan

Each band shows where 10,000 simulated paths land. The wider the fan, the more uncertainty.

Probability Fan
TECHM simulated paths · 60 months · 10,000 trials
P10–P90 (80%)P25–P75 (50%)Median (P50)

Probability of key outcomes

What are the odds TECHM hits common targets within the simulated horizon?

0%
P(↑ 1Y)
Above today's price in 1 year
0%
P(↑ 5Y)
Above today's price in 5 years
0%
P(2×)
Doubles within 5 years
0%
P(↓)
Falls below today in 5 years

Full multi-horizon detail on the TECHM price target & forecast page.

TECHM Piotroski F-Score: 4/9, how financially strong is it?

4/9

The Piotroski F-Score grades financial strength on nine profitability, leverage and efficiency checks. TECHM scores 4/9,mixed financial health.

TECHM MTF margin & leverage, Upstox, Zerodha, Groww, Dhan

Margin Trading Facility lets you buy TECHM with part of the capital. Lower margin % = higher leverage. Rates compared across brokers (no competitor publishes this):

BrokerMargin requiredApprox. leverage
Upstox28.7%3.5×
Zerodha24.5%4.1×
Groww24.5%4.1×
DhanCHEAPEST22.0%4.5×

Compare every broker on the TECHM MTF page.

TECHM vs peers,IT comparison

StockP/EDiv yieldMarket cap
TECHM (this stock)28.1×3.55%₹1.41L Cr
TCS14.7×3.01%₹7.69L Cr
INFY14.4×4.51%₹4.32L Cr
HCLTECH17.7×4.78%₹3.07L Cr
WIPRO14.4×6.11%₹1.89L Cr
PERSISTENT39.7×0.72%₹76,699 Cr

About Tech Mahindra: sector, index & market-cap context

Tech Mahindra (TECHM) is a large-cap NSE-listed company in the IT sector, and a constituent of the Nifty 50 index group, with a market capitalisation of ₹1.41L Cr. See more Nifty 50 stocks.

How the TECHM Snapshot Score & forecast are built

The Downstox Snapshot Score is a transparent, rules-based read of Tech Mahindra's public fundamentals plus a statistical forecast, not an analyst opinion. It rewards low-to-fair valuation, high ROE/ROCE, a strong Piotroski F-Score, a dividend, low volatility and a favourable probability of upside; it penalises rich valuations, weak capital efficiency, a low F-Score and high volatility. The price target is a 10,000-path Monte-Carlo simulation on real historical volatility, a distribution, not a single guess. The bull and bear cases are generated from the same data, so you always see both sides.

This is information, not investment advice. Do your own due diligence and consult a SEBI-registered adviser before investing.

TECHM analysis, FAQs

Is Tech Mahindra (TECHM) a good buy?

On the numbers, Tech Mahindra (TECHM) worth a closer look, a Downstox Snapshot Score of 55/100, weighing premium at 28.1× earnings, ROE of 17.6%, a 45% model probability of trading higher in a year. This is a data snapshot for research, not investment advice.

Is TECHM overvalued or undervalued?

TECHM trades at 28.1× earnings versus a peer median of 16.2×, so it screens richer than its IT peers.

What is the TECHM share price target for 2031?

TECHM's probability-weighted 2031 median target is ₹1,186, with an 80% range of ₹551₹2,522 (10,000-path Monte-Carlo).

What is the probability TECHM doubles in 5 years?

The modelled probability of TECHM reaching ₹2,819 (2×) within 5 years is 7%.

What is the bull case for TECHM?

A healthy 17.6% return on equity. Strong ROCE (23.1%) shows the core business earns well above its cost of capital. Pays a 3.5% dividend yield, so you're partly paid to wait.

What are the risks in TECHM?

At 28.1× earnings the stock carries a premium to the market, strong growth is already in the price, so any miss tends to be punished.

More on TECHM