KOTAKBANK
Kotak Mahindra Bank Limited
Each stock's 10,000-path forecast, rendered as light.
Kotak Mahindra Bank Limited (KOTAKBANK) Stock Analysis & Case Study
Is KOTAKBANK a good buy? The data-driven verdict.
Kotak Mahindra Bank Limited (KOTAKBANK) trades at ₹391,on the numbers it worth a closer look, a Downstox Snapshot Score of 60/100.
On the numbers, Kotak Mahindra Bank Limited (KOTAKBANK) worth a closer look, a Downstox Snapshot Score of 60/100, weighing fairly valued at 19.4× earnings, ROE of 11.4%, a 65% model probability of trading higher in a year. Below: the full bull case, bear case, sector-relative valuation, and a probability-weighted price target for 2027-2031.
Last updated . Data snapshot for research, not investment advice.
KOTAKBANK fundamentals at a glance, PE, PB, ROE, ROCE, market cap, dividend yield
How KOTAKBANK ranks against the 2,373 companies in our screener
- KOTAKBANK's market cap of 3.89L Cr ranks in the top 1% of the 2,373 NSE companies in our screener, as of 9 Aug 2026.
- KOTAKBANK's book value of ₹182 ranks in the 69th percentile of the 2,373 NSE companies in our screener, as of 9 Aug 2026.
- KOTAKBANK's promoter holding of 25.9% ranks in the 6th percentile of the 2,373 NSE companies in our screener, as of 9 Aug 2026.
- KOTAKBANK's 3-year profit (PAT) growth of 9.0% ranks in the 41st percentile of the 2,373 NSE companies in our screener, as of 9 Aug 2026.
- KOTAKBANK's 3-year revenue growth of 18.0% ranks in the 69th percentile of the 2,373 NSE companies in our screener, as of 9 Aug 2026.
We do not hold a debt-to-equity ratio figure for KOTAKBANK, as of 9 Aug 2026, so it is not ranked here.
Is KOTAKBANK overvalued? KOTAKBANK P/E vs its Banking
KOTAKBANK's P/E of 19.4× sits above the Banking peer median of 18.2×, so on earnings it screens in line with peers, while its 0.17% dividend yield is above the peer median of 0.17%.
KOTAKBANK share price target 2027, 2028, 2029, 2030, 2031, a probability view
Unlike a single guessed number, this is a probability-weighted range from a 10,000-path Monte-Carlo simulation on 9.8y of KOTAKBANK history (9%/yr drift, 22%/yr volatility).
| Year | Low (P10) | Median target (P50) | High (P90) | Upside vs today |
|---|---|---|---|---|
| KOTAKBANK 2027 | ₹321 | ₹424 | ₹561 | +9% |
| KOTAKBANK 2028 | ₹308 | ₹461 | ₹688 | +18% |
| KOTAKBANK 2029 | ₹308 | ₹500 | ₹813 | +28% |
| KOTAKBANK 2030 | ₹310 | ₹543 | ₹952 | +39% |
| KOTAKBANK 2031 | ₹317 | ₹590 | ₹1,097 | +51% |
Median (P50) is the central estimate; the P10-P90 band is the 80% confidence range. Probabilities, not promises.
What is the probability KOTAKBANK goes up, or doubles?
The bull case for KOTAKBANK
- KOTAKBANK's P/E of 19.4x is lower than 64% of the 2,373 NSE companies in our screener, as of 9 Aug 2026.
- A 10,000-path probability model puts a 65% chance the price is higher in a year, with a median target of ₹424 (+9%).
- Relatively low volatility (22%/yr), a steadier ride than the typical mid/small-cap.
- Upside scenario: the model's optimistic (P90) 3-year path reaches ₹813.
The bear case & risks
- KOTAKBANK's return on equity of 11.4% ranks in the 57th percentile of the 2,373 NSE companies in our screener, as of 9 Aug 2026.
- Downside scenario: the model's pessimistic (P10) 3-year path falls to ₹308.
KOTAKBANK volatility & expected range, how bumpy is the ride?
Over the last 9.8 years KOTAKBANK compounded at 9%/year with annualized volatility of 22%. That volatility implies a 1-year 80% range of ₹321-₹561, the honest backbone behind any single price target.
KOTAKBANK price forecast, the full 60-month probability fan
KOTAKBANK price probability fan
Each band shows where 10,000 simulated paths land. The wider the fan, the more uncertainty.
Probability of key outcomes
What are the odds KOTAKBANK hits common targets within the simulated horizon?
Full multi-horizon detail on the KOTAKBANK price target & forecast page.
KOTAKBANK Piotroski F-Score: 6/8, how financially strong is it?
The Piotroski F-Score grades financial strength on profitability, leverage and efficiency checks. Downstox scores the eight checks it can verify from published filings, so 8 is full marks. KOTAKBANK scores 6/8, mixed financial health.
KOTAKBANK MTF margin & leverage across 10 brokers
Margin Trading Facility lets you buy KOTAKBANK with part of the capital. Lower margin % = higher leverage. Rates compared across 10 brokers (no competitor publishes this):
| Broker | Margin required | Approx. leverage |
|---|---|---|
| Upstox | 23.00% | 4.3× |
| Zerodha | 22.60% | 4.4× |
| Groww | 22.56% | 4.4× |
| Dhan | 22.00% | 4.5× |
| Paytm MoneyCHEAPEST | 20.16% | 5.0× |
| Pocketful | 26.50% | 3.8× |
| Fyers | 27.03% | 3.7× |
| Anand Rathi | 26.50% | 3.8× |
| Bajaj Broking | 23.00% | 4.3× |
| Share India | 26.50% | 3.8× |
Compare every broker on the KOTAKBANK MTF page.
KOTAKBANK vs peers,Banking comparison
| Stock | P/E | Div yield | Market cap |
|---|---|---|---|
| KOTAKBANK (this stock) | 19.4× | 0.17% | ₹3.89L Cr |
| HDFCBANK | 14.3× | 1.78% | ₹11.26L Cr |
| ICICIBANK | 18.2× | 0.84% | ₹10.20L Cr |
| SBIN | 12.0× | 1.58% | ₹10.13L Cr |
| INDUSINDBK | 60.2× | 0.15% | ₹79,627 Cr |
| YESBANK | 18.9× | 0.00% | ₹71,218 Cr |
| AXISBANK | 13.9× | 0.08% | ₹3.85L Cr |
Fundamentals from Screener.in, as of 9 Aug 2026
About Kotak Mahindra Bank Limited: sector, index & market-cap context
Kotak Mahindra Bank Limited (KOTAKBANK) is a large-cap NSE-listed company in the Banking sector, and a constituent of the Nifty 50 index, with a market capitalisation of ₹3.89L Cr. See more stocks on our screener.
How the KOTAKBANK Snapshot Score & forecast are built
The Downstox Snapshot Score is a transparent, rules-based read of Kotak Mahindra Bank Limited's public fundamentals plus a statistical forecast, not an analyst opinion. It rewards low-to-fair valuation, high ROE/ROCE, a strong Piotroski F-Score, a dividend, low volatility and a favourable probability of upside; it penalises rich valuations, weak capital efficiency, a low F-Score and high volatility. The price target is a 10,000-path Monte-Carlo simulation on real historical volatility, a distribution, not a single guess. The bull and bear cases are generated from the same data, so you always see both sides.
This is information, not investment advice. Do your own due diligence and consult a SEBI-registered adviser before investing.
KOTAKBANK analysis, FAQs
Is Kotak Mahindra Bank Limited (KOTAKBANK) a good buy?
On the numbers, Kotak Mahindra Bank Limited (KOTAKBANK) worth a closer look, a Downstox Snapshot Score of 60/100, weighing fairly valued at 19.4× earnings, ROE of 11.4%, a 65% model probability of trading higher in a year. This is a data snapshot for research, not investment advice.
Is KOTAKBANK overvalued or undervalued?
KOTAKBANK trades at 19.4× earnings versus a peer median of 18.2×, so it screens richer than its Banking peers.
What is the KOTAKBANK share price target for 2031?
KOTAKBANK's probability-weighted 2031 median target is ₹590, with an 80% range of ₹317-₹1,097 (10,000-path Monte-Carlo).
What is the probability KOTAKBANK doubles in 5 years?
The modelled probability of KOTAKBANK reaching ₹782 (2×) within 5 years is 28%.
What is the bull case for KOTAKBANK?
KOTAKBANK's P/E of 19.4x is lower than 64% of the 2,373 NSE companies in our screener, as of 9 Aug 2026. A 10,000-path probability model puts a 65% chance the price is higher in a year, with a median target of ₹424 (+9%). Relatively low volatility (22%/yr), a steadier ride than the typical mid/small-cap.
What are the risks in KOTAKBANK?
KOTAKBANK's return on equity of 11.4% ranks in the 57th percentile of the 2,373 NSE companies in our screener, as of 9 Aug 2026.