Case study

INDUSINDBK

IndusInd Bank

Tread carefully
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IndusInd Bank (INDUSINDBK) Stock Analysis & Case Study

Is INDUSINDBK a good buy? The data-driven verdict.

IndusInd Bank (INDUSINDBK) trades at ₹921,on the numbers it tread carefully, a Downstox Snapshot Score of 33/100.

On the numbers, IndusInd Bank (INDUSINDBK) tread carefully, a Downstox Snapshot Score of 33/100, weighing expensive at 80.6× earnings, ROE of 1.4%. Below: the full bull case, bear case, sector-relative valuation, and a probability-weighted price target for 20272031.

Last updated . Data snapshot for research, not investment advice.

INDUSINDBK fundamentals at a glance, PE, PB, ROE, ROCE, market cap, dividend yield

Market cap
₹71,728 Cr
Current price
₹921
P/E ratio
80.6×
P/B ratio
1.09×
Book value
₹842
Dividend yield
0.16%
ROCE
5.7%
ROE
1.4%
Piotroski F-Score
4/9

Is INDUSINDBK overvalued? INDUSINDBK P/E vs its Banking

INDUSINDBK's P/E of 80.6× sits above the Banking peer median of 17.9×, so on earnings it screens richer than peers, while its 0.16% dividend yield is above the peer median of 0.16%.

INDUSINDBK P/E
80.6×
Peer median P/E
17.9×
INDUSINDBK div yield
0.16%
Peer median yield
0.16%

The bull case for INDUSINDBK

  • Low price-to-book of 1.09×, the market is paying little over the company's net assets.

The bear case & risks

  • A rich 80.6× P/E leaves a thin margin of safety if growth slows.
  • Return on equity is a soft 1.4%, capital efficiency trails higher-quality peers.

INDUSINDBK Piotroski F-Score: 4/9, how financially strong is it?

4/9

The Piotroski F-Score grades financial strength on nine profitability, leverage and efficiency checks. INDUSINDBK scores 4/9,mixed financial health.

INDUSINDBK MTF margin & leverage, Upstox, Zerodha, Groww, Dhan

Margin Trading Facility lets you buy INDUSINDBK with part of the capital. Lower margin % = higher leverage. Rates compared across brokers (no competitor publishes this):

BrokerMargin requiredApprox. leverage
Upstox31.6%3.2×
Zerodha27.0%3.7×
DhanCHEAPEST24.6%4.1×

Compare every broker on the INDUSINDBK MTF page.

INDUSINDBK vs peers,Banking comparison

StockP/EDiv yieldMarket cap
INDUSINDBK (this stock)80.6×0.16%₹71,728 Cr
HDFCBANK15.9×1.65%₹12.11L Cr
ICICIBANK17.9×0.81%₹9.70L Cr
SBIN11.5×1.67%₹9.61L Cr
KOTAKBANK21.0×0.12%₹4.00L Cr
YESBANK22.3×0.00%₹78,371 Cr
AXISBANK16.0×0.07%₹4.23L Cr

About IndusInd Bank: sector, index & market-cap context

IndusInd Bank (INDUSINDBK) is a mid-cap NSE-listed company in the Banking sector, and a constituent of the Nifty 100 index group, with a market capitalisation of ₹71,728 Cr. See more Nifty 100 stocks.

How the INDUSINDBK Snapshot Score & forecast are built

The Downstox Snapshot Score is a transparent, rules-based read of IndusInd Bank's public fundamentals plus a statistical forecast, not an analyst opinion. It rewards low-to-fair valuation, high ROE/ROCE, a strong Piotroski F-Score, a dividend, low volatility and a favourable probability of upside; it penalises rich valuations, weak capital efficiency, a low F-Score and high volatility. The price target is a 10,000-path Monte-Carlo simulation on real historical volatility, a distribution, not a single guess. The bull and bear cases are generated from the same data, so you always see both sides.

This is information, not investment advice. Do your own due diligence and consult a SEBI-registered adviser before investing.

INDUSINDBK analysis, FAQs

Is IndusInd Bank (INDUSINDBK) a good buy?

On the numbers, IndusInd Bank (INDUSINDBK) tread carefully, a Downstox Snapshot Score of 33/100, weighing expensive at 80.6× earnings, ROE of 1.4%. This is a data snapshot for research, not investment advice.

Is INDUSINDBK overvalued or undervalued?

INDUSINDBK trades at 80.6× earnings versus a peer median of 17.9×, so it screens richer than its Banking peers.

What is the bull case for INDUSINDBK?

Low price-to-book of 1.09×, the market is paying little over the company's net assets.

What are the risks in INDUSINDBK?

A rich 80.6× P/E leaves a thin margin of safety if growth slows. Return on equity is a soft 1.4%, capital efficiency trails higher-quality peers.

More on INDUSINDBK