IDFCFIRSTB
IDFC FIRST BANK LIMITED
Each stock's 10,000-path forecast, rendered as light.
IDFC FIRST BANK LIMITED (IDFCFIRSTB) Stock Analysis & Case Study
Is IDFCFIRSTB a good buy? The data-driven verdict.
IDFC FIRST BANK LIMITED (IDFCFIRSTB) trades at ₹85,on the numbers it tread carefully, a Downstox Snapshot Score of 39/100.
On the numbers, IDFC FIRST BANK LIMITED (IDFCFIRSTB) tread carefully, a Downstox Snapshot Score of 39/100, weighing premium at 31.6× earnings, ROE of 3.8%, a 58% model probability of trading higher in a year. Below: the full bull case, bear case, sector-relative valuation, and a probability-weighted price target for 2027-2031.
Last updated . Data snapshot for research, not investment advice.
IDFCFIRSTB fundamentals at a glance, PE, PB, ROE, ROCE, market cap, dividend yield
How IDFCFIRSTB ranks against the 2,373 companies in our screener
- IDFCFIRSTB's market cap of 72,953 Cr ranks in the 94th percentile of the 2,373 NSE companies in our screener, as of 9 Aug 2026.
- IDFCFIRSTB's book value of ₹56 ranks in the 36th percentile of the 2,373 NSE companies in our screener, as of 9 Aug 2026.
- IDFCFIRSTB's 3-year profit (PAT) growth of -13.0% ranks in the 17th percentile of the 2,373 NSE companies in our screener, as of 9 Aug 2026.
- IDFCFIRSTB's 3-year revenue growth of 21.0% ranks in the 75th percentile of the 2,373 NSE companies in our screener, as of 9 Aug 2026.
We do not hold promoter holding or debt-to-equity ratio figures for IDFCFIRSTB, as of 9 Aug 2026, so those are not ranked here.
Is IDFCFIRSTB overvalued? IDFCFIRSTB P/E vs its Banking
IDFCFIRSTB's P/E of 31.6× sits above the Banking peer median of 18.9×, so on earnings it screens richer than peers, while its 0.30% dividend yield is above the peer median of 0.30%.
IDFCFIRSTB share price target 2027, 2028, 2029, 2030, 2031, a probability view
Unlike a single guessed number, this is a probability-weighted range from a 10,000-path Monte-Carlo simulation on 9.8y of IDFCFIRSTB history (5%/yr drift, 31%/yr volatility).
| Year | Low (P10) | Median target (P50) | High (P90) | Upside vs today |
|---|---|---|---|---|
| IDFCFIRSTB 2027 | ₹61 | ₹90 | ₹133 | +6% |
| IDFCFIRSTB 2028 | ₹55 | ₹96 | ₹167 | +13% |
| IDFCFIRSTB 2029 | ₹52 | ₹102 | ₹201 | +20% |
| IDFCFIRSTB 2030 | ₹50 | ₹108 | ₹233 | +28% |
| IDFCFIRSTB 2031 | ₹49 | ₹115 | ₹269 | +36% |
Median (P50) is the central estimate; the P10-P90 band is the 80% confidence range. Probabilities, not promises.
What is the probability IDFCFIRSTB goes up, or doubles?
The bull case for IDFCFIRSTB
- IDFC FIRST BANK LIMITED is part of the nifty100 universe with live, tracked fundamentals on Downstox.
- Upside scenario: the model's optimistic (P90) 3-year path reaches ₹201.
The bear case & risks
- IDFCFIRSTB's P/E of 31.6x is lower than 44% of the 2,373 NSE companies in our screener, as of 9 Aug 2026.
- IDFCFIRSTB's return on equity of 3.8% ranks in the 26th percentile of the 2,373 NSE companies in our screener, as of 9 Aug 2026.
- Downside scenario: the model's pessimistic (P10) 3-year path falls to ₹52.
IDFCFIRSTB volatility & expected range, how bumpy is the ride?
Over the last 9.8 years IDFCFIRSTB compounded at 5%/year with annualized volatility of 31%. That volatility implies a 1-year 80% range of ₹61-₹133, the honest backbone behind any single price target.
IDFCFIRSTB price forecast, the full 60-month probability fan
IDFCFIRSTB price probability fan
Each band shows where 10,000 simulated paths land. The wider the fan, the more uncertainty.
Probability of key outcomes
What are the odds IDFCFIRSTB hits common targets within the simulated horizon?
Full multi-horizon detail on the IDFCFIRSTB price target & forecast page.
IDFCFIRSTB Piotroski F-Score: 5/8, how financially strong is it?
The Piotroski F-Score grades financial strength on profitability, leverage and efficiency checks. Downstox scores the eight checks it can verify from published filings, so 8 is full marks. IDFCFIRSTB scores 5/8, mixed financial health.
IDFCFIRSTB MTF margin & leverage across 11 brokers
Margin Trading Facility lets you buy IDFCFIRSTB with part of the capital. Lower margin % = higher leverage. Rates compared across 11 brokers (no competitor publishes this):
| Broker | Margin required | Approx. leverage |
|---|---|---|
| Upstox | 26.68% | 3.7× |
| Zerodha | 25.70% | 3.9× |
| Groww | 25.78% | 3.9× |
| Dhan | 23.15% | 4.3× |
| Kotak NeoCHEAPEST | 23.15% | 4.3× |
| Paytm Money | 23.41% | 4.3× |
| Pocketful | 30.38% | 3.3× |
| Fyers | 31.25% | 3.2× |
| Anand Rathi | 30.15% | 3.3× |
| Bajaj Broking | 25.00% | 4.0× |
| Share India | 30.28% | 3.3× |
Compare every broker on the IDFCFIRSTB MTF page.
IDFCFIRSTB vs peers,Banking comparison
| Stock | P/E | Div yield | Market cap |
|---|---|---|---|
| IDFCFIRSTB (this stock) | 31.6× | 0.30% | ₹72,953 Cr |
| HDFCBANK | 14.3× | 1.78% | ₹11.26L Cr |
| ICICIBANK | 18.2× | 0.84% | ₹10.20L Cr |
| SBIN | 12.0× | 1.58% | ₹10.13L Cr |
| KOTAKBANK | 19.4× | 0.17% | ₹3.89L Cr |
| INDUSINDBK | 60.2× | 0.15% | ₹79,627 Cr |
| YESBANK | 18.9× | 0.00% | ₹71,218 Cr |
Fundamentals from Screener.in, as of 9 Aug 2026
About IDFC FIRST BANK LIMITED: sector, index & market-cap context
IDFC FIRST BANK LIMITED (IDFCFIRSTB) is a mid-cap NSE-listed company in the Banking sector, and a constituent of the Nifty 500 index, with a market capitalisation of ₹72,953 Cr. See more stocks on our screener.
How the IDFCFIRSTB Snapshot Score & forecast are built
The Downstox Snapshot Score is a transparent, rules-based read of IDFC FIRST BANK LIMITED's public fundamentals plus a statistical forecast, not an analyst opinion. It rewards low-to-fair valuation, high ROE/ROCE, a strong Piotroski F-Score, a dividend, low volatility and a favourable probability of upside; it penalises rich valuations, weak capital efficiency, a low F-Score and high volatility. The price target is a 10,000-path Monte-Carlo simulation on real historical volatility, a distribution, not a single guess. The bull and bear cases are generated from the same data, so you always see both sides.
This is information, not investment advice. Do your own due diligence and consult a SEBI-registered adviser before investing.
IDFCFIRSTB analysis, FAQs
Is IDFC FIRST BANK LIMITED (IDFCFIRSTB) a good buy?
On the numbers, IDFC FIRST BANK LIMITED (IDFCFIRSTB) tread carefully, a Downstox Snapshot Score of 39/100, weighing premium at 31.6× earnings, ROE of 3.8%, a 58% model probability of trading higher in a year. This is a data snapshot for research, not investment advice.
Is IDFCFIRSTB overvalued or undervalued?
IDFCFIRSTB trades at 31.6× earnings versus a peer median of 18.9×, so it screens richer than its Banking peers.
What is the IDFCFIRSTB share price target for 2031?
IDFCFIRSTB's probability-weighted 2031 median target is ₹115, with an 80% range of ₹49-₹269 (10,000-path Monte-Carlo).
What is the probability IDFCFIRSTB doubles in 5 years?
The modelled probability of IDFCFIRSTB reaching ₹169 (2×) within 5 years is 28%.
What is the bull case for IDFCFIRSTB?
IDFC FIRST BANK LIMITED is part of the nifty100 universe with live, tracked fundamentals on Downstox.
What are the risks in IDFCFIRSTB?
IDFCFIRSTB's P/E of 31.6x is lower than 44% of the 2,373 NSE companies in our screener, as of 9 Aug 2026. IDFCFIRSTB's return on equity of 3.8% ranks in the 26th percentile of the 2,373 NSE companies in our screener, as of 9 Aug 2026.