Case study

PFC

Power Finance Corporation Limited

Screens attractive1y model +2.5%

Each stock's 10,000-path forecast, rendered as light.

76Score

Power Finance Corporation Limited (PFC) Stock Analysis & Case Study

Is PFC a good buy? The data-driven verdict.

Power Finance Corporation Limited (PFC) trades at ₹420,on the numbers it screens attractive, a Downstox Snapshot Score of 76/100.

On the numbers, Power Finance Corporation Limited (PFC) screens attractive, a Downstox Snapshot Score of 76/100, weighing inexpensive at 5.3× earnings, ROE of 20.7%, a 53% model probability of trading higher in a year. Below: the full bull case, bear case, sector-relative valuation, and a probability-weighted price target for 2027-2031.

Last updated . Data snapshot for research, not investment advice.

PFC fundamentals at a glance, PE, PB, ROE, ROCE, market cap, dividend yield

Market cap
₹1.39L Cr
Current price
₹420
P/E ratio
5.3×
P/B ratio
0.97×
Book value
₹433
Dividend yield
4.42%
ROCE
9.7%
ROE
20.7%
Piotroski F-Score
6/8

How PFC ranks against the 2,373 companies in our screener

We do not hold a debt-to-equity ratio figure for PFC, as of 9 Aug 2026, so it is not ranked here.

Is PFC overvalued? PFC P/E vs its NBFC

PFC's P/E of 5.3× sits below the NBFC peer median of 23.2×, so on earnings it screens cheaper than peers, while its 4.42% dividend yield is above the peer median of 0.97%.

PFC P/E
5.3×
Peer median P/E
23.2×
PFC div yield
4.42%
Peer median yield
0.97%

PFC share price target 2027, 2028, 2029, 2030, 2031, a probability view

Unlike a single guessed number, this is a probability-weighted range from a 10,000-path Monte-Carlo simulation on 9.8y of PFC history (16%/yr drift, 33%/yr volatility).

YearLow (P10)Median target (P50)High (P90)Upside vs today
PFC 2027₹281₹431₹660+3%
PFC 2028₹246₹442₹794+5%
PFC 2029₹221₹453₹926+8%
PFC 2030₹202₹464₹1,065+11%
PFC 2031₹186₹476₹1,216+13%

Median (P50) is the central estimate; the P10-P90 band is the 80% confidence range. Probabilities, not promises.

What is the probability PFC goes up, or doubles?

53%
Higher in 1 year
Modelled chance the price is above today in 12 months
57%
Higher in 5 years
Modelled chance the price is above today in 5 years
22%
Doubles in 5 years
Modelled chance of reaching ₹840 within 5 years

The bull case for PFC

  • PFC's P/E of 5.3x is lower than 94% of the 2,373 NSE companies in our screener, as of 9 Aug 2026.
  • Low price-to-book of 0.97×, the market is paying little over the company's net assets.
  • PFC's return on equity of 20.7% ranks in the 85th percentile of the 2,373 NSE companies in our screener, as of 9 Aug 2026.
  • PFC's dividend yield of 4.4% ranks in the top 2% of the 2,373 NSE companies in our screener, as of 9 Aug 2026.
  • Upside scenario: the model's optimistic (P90) 3-year path reaches ₹926.

The bear case & risks

  • No model or past record guarantees future returns, treat this as one input, not a decision.
  • Downside scenario: the model's pessimistic (P10) 3-year path falls to ₹221.

PFC volatility & expected range, how bumpy is the ride?

Over the last 9.8 years PFC compounded at 16%/year with annualized volatility of 33%. That volatility implies a 1-year 80% range of ₹281-₹660, the honest backbone behind any single price target.

PFC price forecast, the full 60-month probability fan

Spot Price · Today
₹0
Based on 9.8 years of daily NSE data ·0.0% annualised volatility
5-yr median forecast
₹0
P(price ↑ in 5y)
0%
1-Year Forecast
2027
₹0
Median (P50)
2.5%
80% range₹281-₹660
P(price ↑)53%
P(price 2×)2%
3-Year Forecast
2029
₹0
Median (P50)
7.8%
80% range₹221-₹926
P(price ↑)55%
P(price 2×)13%
5-Year Forecast
2031
₹0
Median (P50)
13.3%
80% range₹186-₹1,216
P(price ↑)57%
P(price 2×)22%

PFC price probability fan

Each band shows where 10,000 simulated paths land. The wider the fan, the more uncertainty.

Probability Fan
PFC simulated paths · 60 months · 10,000 trials
P10-P90 (80%)P25-P75 (50%)Median (P50)

Probability of key outcomes

What are the odds PFC hits common targets within the simulated horizon?

0%
P(↑ 1Y)
Above today's price in 1 year
0%
P(↑ 5Y)
Above today's price in 5 years
0%
P(2×)
Doubles within 5 years
0%
P(↓)
Falls below today in 5 years

Full multi-horizon detail on the PFC price target & forecast page.

PFC Piotroski F-Score: 6/8, how financially strong is it?

6/8

The Piotroski F-Score grades financial strength on profitability, leverage and efficiency checks. Downstox scores the eight checks it can verify from published filings, so 8 is full marks. PFC scores 6/8, mixed financial health.

PFC MTF margin & leverage across 10 brokers

Margin Trading Facility lets you buy PFC with part of the capital. Lower margin % = higher leverage. Rates compared across 10 brokers (no competitor publishes this):

BrokerMargin requiredApprox. leverage
Upstox26.59%3.8×
Zerodha25.60%3.9×
Groww25.72%3.9×
DhanCHEAPEST23.06%4.3×
Kotak Neo25.00%4.0×
Paytm Money23.32%4.3×
Pocketful30.48%3.3×
Anand Rathi30.06%3.3×
Bajaj Broking26.00%3.8×
Share India30.18%3.3×

Compare every broker on the PFC MTF page.

PFC vs peers,NBFC comparison

StockP/EDiv yieldMarket cap
PFC (this stock)5.3×4.42%₹1.39L Cr
BAJFINANCE32.8×0.50%₹6.71L Cr
BAJAJFINSV31.3×0.07%₹3.22L Cr
RECLTD6.0×5.05%₹96,639 Cr
IRFC16.1×2.37%₹1.16L Cr
SHRIRAMFIN23.2×0.97%₹2.62L Cr
CHOLAFIN27.7×0.11%₹1.59L Cr

Fundamentals from Screener.in, as of 9 Aug 2026

About Power Finance Corporation Limited: sector, index & market-cap context

Power Finance Corporation Limited (PFC) is a large-cap NSE-listed company in the NBFC sector, and a constituent of the Nifty 500 index, with a market capitalisation of ₹1.39L Cr. See more stocks on our screener.

How the PFC Snapshot Score & forecast are built

The Downstox Snapshot Score is a transparent, rules-based read of Power Finance Corporation Limited's public fundamentals plus a statistical forecast, not an analyst opinion. It rewards low-to-fair valuation, high ROE/ROCE, a strong Piotroski F-Score, a dividend, low volatility and a favourable probability of upside; it penalises rich valuations, weak capital efficiency, a low F-Score and high volatility. The price target is a 10,000-path Monte-Carlo simulation on real historical volatility, a distribution, not a single guess. The bull and bear cases are generated from the same data, so you always see both sides.

This is information, not investment advice. Do your own due diligence and consult a SEBI-registered adviser before investing.

PFC analysis, FAQs

Is Power Finance Corporation Limited (PFC) a good buy?

On the numbers, Power Finance Corporation Limited (PFC) screens attractive, a Downstox Snapshot Score of 76/100, weighing inexpensive at 5.3× earnings, ROE of 20.7%, a 53% model probability of trading higher in a year. This is a data snapshot for research, not investment advice.

Is PFC overvalued or undervalued?

PFC trades at 5.3× earnings versus a peer median of 23.2×, so it screens cheaper than its NBFC peers.

What is the PFC share price target for 2031?

PFC's probability-weighted 2031 median target is ₹476, with an 80% range of ₹186-₹1,216 (10,000-path Monte-Carlo).

What is the probability PFC doubles in 5 years?

The modelled probability of PFC reaching ₹840 (2×) within 5 years is 22%.

What is the bull case for PFC?

PFC's P/E of 5.3x is lower than 94% of the 2,373 NSE companies in our screener, as of 9 Aug 2026. Low price-to-book of 0.97×, the market is paying little over the company's net assets. PFC's return on equity of 20.7% ranks in the 85th percentile of the 2,373 NSE companies in our screener, as of 9 Aug 2026.

What are the risks in PFC?

No model or past record guarantees future returns, treat this as one input, not a decision.

More on PFC