SHRIRAMFIN
SHRIRAM FINANCE LIMITED
Each stock's 10,000-path forecast, rendered as light.
SHRIRAM FINANCE LIMITED (SHRIRAMFIN) Stock Analysis & Case Study
Is SHRIRAMFIN a good buy? The data-driven verdict.
SHRIRAM FINANCE LIMITED (SHRIRAMFIN) trades at ₹1,115,on the numbers it worth a closer look, a Downstox Snapshot Score of 57/100.
On the numbers, SHRIRAM FINANCE LIMITED (SHRIRAMFIN) worth a closer look, a Downstox Snapshot Score of 57/100, weighing fairly valued at 23.2× earnings, ROE of 16.4%, a 54% model probability of trading higher in a year. Below: the full bull case, bear case, sector-relative valuation, and a probability-weighted price target for 2027-2031.
Last updated . Data snapshot for research, not investment advice.
SHRIRAMFIN fundamentals at a glance, PE, PB, ROE, ROCE, market cap, dividend yield
How SHRIRAMFIN ranks against the 2,373 companies in our screener
- SHRIRAMFIN's market cap of 2.62L Cr ranks in the top 1% of the 2,373 NSE companies in our screener, as of 9 Aug 2026.
- SHRIRAMFIN's book value of ₹350 ranks in the 84th percentile of the 2,373 NSE companies in our screener, as of 9 Aug 2026.
- SHRIRAMFIN's promoter holding of 20.3% ranks in the bottom 4% of the 2,373 NSE companies in our screener, as of 9 Aug 2026.
- SHRIRAMFIN's 3-year profit (PAT) growth of 19.0% ranks in the 55th percentile of the 2,373 NSE companies in our screener, as of 9 Aug 2026.
- SHRIRAMFIN's 3-year revenue growth of 16.0% ranks in the 65th percentile of the 2,373 NSE companies in our screener, as of 9 Aug 2026.
We do not hold a debt-to-equity ratio figure for SHRIRAMFIN, as of 9 Aug 2026, so it is not ranked here.
Is SHRIRAMFIN overvalued? SHRIRAMFIN P/E vs its NBFC
SHRIRAMFIN's P/E of 23.2× sits above the NBFC peer median of 23.2×, so on earnings it screens in line with peers, while its 0.97% dividend yield is above the peer median of 0.97%.
SHRIRAMFIN share price target 2027, 2028, 2029, 2030, 2031, a probability view
Unlike a single guessed number, this is a probability-weighted range from a 10,000-path Monte-Carlo simulation on 9.8y of SHRIRAMFIN history (15%/yr drift, 36%/yr volatility).
| Year | Low (P10) | Median target (P50) | High (P90) | Upside vs today |
|---|---|---|---|---|
| SHRIRAMFIN 2027 | ₹741 | ₹1,163 | ₹1,824 | +4% |
| SHRIRAMFIN 2028 | ₹638 | ₹1,212 | ₹2,302 | +9% |
| SHRIRAMFIN 2029 | ₹563 | ₹1,264 | ₹2,837 | +13% |
| SHRIRAMFIN 2030 | ₹525 | ₹1,318 | ₹3,311 | +18% |
| SHRIRAMFIN 2031 | ₹489 | ₹1,374 | ₹3,865 | +23% |
Median (P50) is the central estimate; the P10-P90 band is the 80% confidence range. Probabilities, not promises.
What is the probability SHRIRAMFIN goes up, or doubles?
The bull case for SHRIRAMFIN
- SHRIRAMFIN's P/E of 23.2x is lower than 56% of the 2,373 NSE companies in our screener, as of 9 Aug 2026.
- SHRIRAMFIN's return on equity of 16.4% ranks in the 76th percentile of the 2,373 NSE companies in our screener, as of 9 Aug 2026.
- Upside scenario: the model's optimistic (P90) 3-year path reaches ₹2,837.
The bear case & risks
- No model or past record guarantees future returns, treat this as one input, not a decision.
- Downside scenario: the model's pessimistic (P10) 3-year path falls to ₹563.
SHRIRAMFIN volatility & expected range, how bumpy is the ride?
Over the last 9.8 years SHRIRAMFIN compounded at 15%/year with annualized volatility of 36%. That volatility implies a 1-year 80% range of ₹741-₹1,824, the honest backbone behind any single price target.
SHRIRAMFIN price forecast, the full 60-month probability fan
SHRIRAMFIN price probability fan
Each band shows where 10,000 simulated paths land. The wider the fan, the more uncertainty.
Probability of key outcomes
What are the odds SHRIRAMFIN hits common targets within the simulated horizon?
Full multi-horizon detail on the SHRIRAMFIN price target & forecast page.
SHRIRAMFIN Piotroski F-Score: 6/8, how financially strong is it?
The Piotroski F-Score grades financial strength on profitability, leverage and efficiency checks. Downstox scores the eight checks it can verify from published filings, so 8 is full marks. SHRIRAMFIN scores 6/8, mixed financial health.
SHRIRAMFIN MTF margin & leverage across 10 brokers
Margin Trading Facility lets you buy SHRIRAMFIN with part of the capital. Lower margin % = higher leverage. Rates compared across 10 brokers (no competitor publishes this):
| Broker | Margin required | Approx. leverage |
|---|---|---|
| Upstox | 28.75% | 3.5× |
| Zerodha | 27.50% | 3.6× |
| Groww | 27.47% | 3.6× |
| DhanCHEAPEST | 25.25% | 4.0× |
| Kotak NeoCHEAPEST | 25.25% | 4.0× |
| Paytm Money | 25.81% | 3.9× |
| Pocketful | 32.33% | 3.1× |
| Anand Rathi | 32.25% | 3.1× |
| Bajaj Broking | 26.00% | 3.8× |
| Share India | 32.27% | 3.1× |
Compare every broker on the SHRIRAMFIN MTF page.
SHRIRAMFIN vs peers,NBFC comparison
| Stock | P/E | Div yield | Market cap |
|---|---|---|---|
| SHRIRAMFIN (this stock) | 23.2× | 0.97% | ₹2.62L Cr |
| BAJFINANCE | 32.8× | 0.50% | ₹6.71L Cr |
| BAJAJFINSV | 31.3× | 0.07% | ₹3.22L Cr |
| RECLTD | 6.0× | 5.05% | ₹96,639 Cr |
| IRFC | 16.1× | 2.37% | ₹1.16L Cr |
| PFC | 5.3× | 4.42% | ₹1.39L Cr |
| CHOLAFIN | 27.7× | 0.11% | ₹1.59L Cr |
Fundamentals from Screener.in, as of 9 Aug 2026
About SHRIRAM FINANCE LIMITED: sector, index & market-cap context
SHRIRAM FINANCE LIMITED (SHRIRAMFIN) is a large-cap NSE-listed company in the NBFC sector, and a constituent of the Nifty 50 index, with a market capitalisation of ₹2.62L Cr. See more stocks on our screener.
How the SHRIRAMFIN Snapshot Score & forecast are built
The Downstox Snapshot Score is a transparent, rules-based read of SHRIRAM FINANCE LIMITED's public fundamentals plus a statistical forecast, not an analyst opinion. It rewards low-to-fair valuation, high ROE/ROCE, a strong Piotroski F-Score, a dividend, low volatility and a favourable probability of upside; it penalises rich valuations, weak capital efficiency, a low F-Score and high volatility. The price target is a 10,000-path Monte-Carlo simulation on real historical volatility, a distribution, not a single guess. The bull and bear cases are generated from the same data, so you always see both sides.
This is information, not investment advice. Do your own due diligence and consult a SEBI-registered adviser before investing.
SHRIRAMFIN analysis, FAQs
Is SHRIRAM FINANCE LIMITED (SHRIRAMFIN) a good buy?
On the numbers, SHRIRAM FINANCE LIMITED (SHRIRAMFIN) worth a closer look, a Downstox Snapshot Score of 57/100, weighing fairly valued at 23.2× earnings, ROE of 16.4%, a 54% model probability of trading higher in a year. This is a data snapshot for research, not investment advice.
Is SHRIRAMFIN overvalued or undervalued?
SHRIRAMFIN trades at 23.2× earnings versus a peer median of 23.2×, so it screens richer than its NBFC peers.
What is the SHRIRAMFIN share price target for 2031?
SHRIRAMFIN's probability-weighted 2031 median target is ₹1,374, with an 80% range of ₹489-₹3,865 (10,000-path Monte-Carlo).
What is the probability SHRIRAMFIN doubles in 5 years?
The modelled probability of SHRIRAMFIN reaching ₹2,230 (2×) within 5 years is 27%.
What is the bull case for SHRIRAMFIN?
SHRIRAMFIN's P/E of 23.2x is lower than 56% of the 2,373 NSE companies in our screener, as of 9 Aug 2026. SHRIRAMFIN's return on equity of 16.4% ranks in the 76th percentile of the 2,373 NSE companies in our screener, as of 9 Aug 2026.
What are the risks in SHRIRAMFIN?
No model or past record guarantees future returns, treat this as one input, not a decision.